1009-323 Richmond Street, Toronto, ON

Moss Park, Toronto · MLS® C13826574

$749,000
For Sale
Listed 17 days agoNo offer date stated

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2+1Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Welcome to The Richmond, crafted by one of Toronto's finest builders, Tridel.
  • This stunning 2-bedroom + den, 2-bathroom condo offers close to 900sq. ft. of well-designed living space, with a spacious den that can easily function as a third...

Welcome to The Richmond, crafted by one of Toronto's finest builders, Tridel!This stunning 2-bedroom + den, 2-bathroom condo offers close to 900sq. ft. of well-designed living space, with a spacious den that can easily function as a third bedroom, home office, or flex space.Enjoy an inviting walkout balcony, perfect for morning coffee or unwinding after a long day. The unit features stainless steel appliances, including a stove, refrigerator, and dishwasher.Residents can enjoy an impressive selection of amenities, including a rooftop patio/Garden with breathtaking views, indoor basketball court, and much more.Adding exceptional value and convenience, the maintenance fee includes hydro, heat, air conditioning, and water, making everyday living comfortable and worry-free.Ideally located steps from public transit, with easy access to downtown Toronto and the Financial District, this is an excellent opportunity to enjoy convenient urban living in a well-maintained Tridel building.Don't miss this fantastic opportunity at this great value !

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13826574
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
800-899 sq ft
Cross streets
Richmond & Sherbourne
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete Block
Maintenance
$838/mo
Exposure
South
Property tax
$3,401 / 2025
Days on market
17
Listing brokerage
RE/MAX PRIME PROPERTIES

Rooms

BathroomFlat1.58 × 2.52 m

tile floor · 4 pc ensuite

KitchenFlat2.60 × 3.04 m

tile floor · open concept · breakfast bar

Bedroom 2Flat3.13 × 2.50 m

laminate · double closet

Primary BedroomFlat4.55 × 3.04 m

laminate · 4 pc ensuite · b/i closet

Dining RoomFlat2.93 × 3.20 m

laminate · open concept

DenFlat2.45 × 3.79 m

Laminate

BathroomFlat1.49 × 2.55 m

tile floor · 3 pc bath

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Oasis Alternative Secondary School · Public secondary0.5 km
ALPHA Alternative Junior School · Public elementary0.5 km
Contact Alternative School School · Public secondary0.6 km
Heydon Park Secondary School · Public secondary0.8 km · 8% at standard
Beverley School · Public elementary0.9 km
Subway Academy II · Public secondary0.9 km
Bishop Macdonell Catholic School · Catholic elementary1.0 km · 82% at standard
Jean Lumb Public School · Public elementary1.0 km · 73% at standard
Orde Street Public School · Public elementary1.2 km · 76% at standard
Niagara Street Junior Public School · Public elementary1.3 km · 82% at standard
Charles G Fraser Junior Public School · Public elementary1.3 km · 74% at standard
Kensington Community School School Junior · Public elementary1.4 km · 97% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,414/mo
$158KIncome needed
4.7×Price ÷ income
$788Weekly cost
$22,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,414Property tax $283Condo fee $838Total carry $4,535

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,313per month

Mortgage amount $599,200 · 4.49% over 25 years

$149,800Down payment (20.0%)
$599,200Loan before insurance
$0CMHC premium
$4,434Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,313
Property tax
$283
Condo / maintenance fees
$838
Heating
$0
Estimated monthly cost
$4,434

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,455
Toronto municipal land transfer tax
$11,455
Estimated closing costs
$22,910

Plus your down payment of $149,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,010/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$394,724Total interest paid
$993,924Total of all payments
Principal $599,200 Interest $394,724
YearPrincipalInterestBalance
1$13,372$26,385$585,828
2$13,979$25,778$571,850
3$14,613$25,144$557,236
4$15,277$24,480$541,959
5$15,971$23,786$525,989
6$16,696$23,061$509,293
7$17,454$22,303$491,839
8$18,246$21,511$473,593
9$19,075$20,682$454,519
10$19,941$19,816$434,578
11$20,846$18,911$413,732
12$21,793$17,964$391,939
13$22,782$16,975$369,157
14$23,816$15,940$345,341
15$24,898$14,859$320,443
16$26,028$13,729$294,415
17$27,210$12,547$267,204
18$28,446$11,311$238,759
19$29,737$10,020$209,022
20$31,087$8,670$177,935
21$32,499$7,258$145,436
22$33,974$5,783$111,462
23$35,517$4,240$75,945
24$37,129$2,627$38,815
25$38,815$942$0

At the end of your 5-year term

Total paid over the term
$198,785
Principal paid down
$73,211
Interest paid
$125,574
Balance remaining
$525,989

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,401− Condo fees $10,056− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,779

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PRIME PROPERTIES. MLS®/PropTx.

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