206-415 Jarvis Street, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13827754

$524,900
For Sale
Listed 25 days agoNo offer date stated
2Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • A rare find in condos today.
  • Tucked away as a bright end-unit at 415 Jarvis Street, suite 206 welcomes you with practical elegance, starting with a tiled entryway and smart storage solutions.
  • As you move inside, the warmth of genuine hardwood floors guides you into a sun-drenched living space, courtesy of extra windows unique to this corner layout.

BBQ!!! A rare find in condos today! Gas hookup is ready for your BBQ on the balcony - who doesn't love year round grilling?? Don't have one - ask for one to be included in the purchase price ;) Imagine stepping into a home where downtown energy meets a genuinely relaxed lifestyle. Tucked away as a bright end-unit at 415 Jarvis Street, suite 206 welcomes you with practical elegance, starting with a tiled entryway and smart storage solutions. As you move inside, the warmth of genuine hardwood floors guides you into a sun-drenched living space, courtesy of extra windows unique to this corner layout. The kitchen balances form and function beautifully, boasting sleek quartz countertops, timeless ceramic tile accents, and stainless-steel appliances that make weeknight family dinners a breeze. On quiet evenings, you can open the French doors to your private balcony, fire up the grill using the dedicated gas hookup, and watch the world go by over the peaceful walkway below. Both bedrooms serve as peaceful retreats; the primary bedroom features its own charming Juliette balcony and an organized closet, while the second bedroom offers deep storage and lovely natural light. Having a freshly updated bathroom with a modern vanity and a highly coveted owned parking space only adds to the seamless living here. But the true magic lies just outside your door. Situated in a rapidly evolving, family-friendly pocket of the city, you are steps away from the lush paths of Allan Gardens and the vibrant local shops of Cabbagetown. With excellent transit connectivity and top-tier community spaces nearby, this home doesn't just offer a place to live-it offers a neighborhood

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
C13827754
Bedrooms
2
Bathrooms
1
Size
600-699 sq ft
Cross streets
Jarvis & Carlton
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$582/mo
Exposure
East
Property tax
$2,640 / 2026
Days on market
25
Listing brokerage
ROYAL LEPAGE REAL ESTATE ASSOCIATES

Rooms

Primary BedroomMain3.66 × 3.64 m

hardwood floor · juliette balcony · double closet

Dining RoomMain2.71 × 2.29 m

hardwood floor · combined w/living

KitchenMain3.40 × 2.50 m

ceramic floor · quartz counter · stainless steel appl

Bedroom 2Main3.03 × 2.40 m

hardwood floor · window · double closet

Living RoomMain2.84 × 2.77 m

hardwood floor · combined w/dining · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Native Learning Centre · Public secondary0.2 km
Jarvis Collegiate Institute · Public secondary0.3 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.3 km
Winchester Junior and Senior Public School · Public elementary0.5 km · 76% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.7 km
Lord Dufferin Junior and Senior Public School · Public elementary0.8 km · 55% at standard
Rose Avenue Junior Public School · Public elementary0.8 km · 46% at standard
St Michael's Choir (Jr) School · Catholic elementary0.9 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.9 km · 98% at standard
St Joseph's College School · Catholic secondary1.0 km · 76% at standard
Sprucecourt Junior Public School · Public elementary1.0 km · 59% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.1 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,392/mo
$113KIncome needed
4.7×Price ÷ income
$552Weekly cost
$13,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,392Property tax $220Condo fee $582Total carry $3,194

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,322per month

Mortgage amount $419,920 · 4.49% over 25 years

$104,980Down payment (20.0%)
$419,920Loan before insurance
$0CMHC premium
$3,124Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,322
Property tax
$220
Condo / maintenance fees
$582
Heating
$0
Estimated monthly cost
$3,124

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,973
Toronto municipal land transfer tax
$6,973
Estimated closing costs
$13,946

Plus your down payment of $104,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,810/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$276,623Total interest paid
$696,543Total of all payments
Principal $419,920 Interest $276,623
YearPrincipalInterestBalance
1$9,371$18,491$410,549
2$9,796$18,065$400,753
3$10,241$17,621$390,512
4$10,706$17,156$379,806
5$11,192$16,670$368,614
6$11,700$16,161$356,913
7$12,232$15,630$344,682
8$12,787$15,075$331,895
9$13,368$14,494$318,527
10$13,974$13,887$304,553
11$14,609$13,253$289,944
12$15,272$12,589$274,671
13$15,966$11,896$258,706
14$16,691$11,171$242,015
15$17,448$10,413$224,567
16$18,241$9,621$206,326
17$19,069$8,793$187,257
18$19,935$7,927$167,323
19$20,840$7,022$146,483
20$21,786$6,076$124,697
21$22,775$5,087$101,922
22$23,809$4,052$78,112
23$24,890$2,971$53,222
24$26,020$1,841$27,202
25$27,202$660$0

At the end of your 5-year term

Total paid over the term
$139,309
Principal paid down
$51,306
Interest paid
$88,002
Balance remaining
$368,614

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $2,640− Condo fees $6,985− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,669

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE ASSOCIATES. MLS®/PropTx.

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