TH5-98 Carr Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13828700

$988,800
For Sale
Listed 24 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage
1400-1599Sq ft

About this home

In short

  • Discover a rare urban sanctuary in the highly sought-after "Gardens on Queen".
  • Pride of Ownership exudes this exceptional townhome offering an impressive 1,416 sq. ft. of thoughtfully designed interior living space, complemented by a spectacular...
  • A true home in the heart of the city, featuring a generous primary suite with private ensuite and built-in closet system, a desirable split-bedroom layout, ample...
  • The sun-drenched, open-concept main level boasts smooth high ceilings, a newly renovated kitchen and living area, pot lights, and a private front entrance, creating...

Discover a rare urban sanctuary in the highly sought-after "Gardens on Queen". Pride of Ownership exudes this exceptional townhome offering an impressive 1,416 sq. ft. of thoughtfully designed interior living space, complemented by a spectacular 535 sq. ft. split private rooftop terrace showcasing breathtaking city skyline views and the iconic CN Tower. Whether hosting unforgettable gatherings or enjoying quiet evenings under the stars, this expansive outdoor retreat delivers a truly unmatched downtown lifestyle. Nestled in one of Toronto's most vibrant and connected neighbourhoods, this family yet pet-friendly community places you moments from Queen West, Dundas West, Kensington Market, Chinatown, Ossington, King West, Lakeshore and Trinity Bellwoods Park. Enjoy unrivalled walkability to renowned cafés, galleries, boutique shopping, acclaimed restaurants, and everyday conveniences, all with seamless TTC access. A true home in the heart of the city, featuring a generous primary suite with private ensuite and built-in closet system, a desirable split-bedroom layout, ample storage, two full bathrooms, and a dedicated den ideal for a home office, cozy reading nook, or additional storage. The sun-drenched, open-concept main level boasts smooth high ceilings, a newly renovated kitchen and living area, pot lights, and a private front entrance, creating an inviting space for both everyday living and entertaining. Tucked away within a boutique townhome enclave in the heart of Queen West, this residence offers the perfect balance of tranquility and urban energy. Few townhomes offer this exquisite combination of indoor-outdoor living, scale, style, privacy, and premier downtown convenience -A place to finally call home! This is a unique opportunity to own a distinctive city home in one of Toronto's most coveted neighbourhoods.

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
C13828700
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1400-1599 sq ft
Cross streets
Queen West/Bathurst St/Carr St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Maintenance
$1,095/mo
Exposure
South
Property tax
$4,681 / 2026
Days on market
24
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Dining RoomMain4.39 × 4.11 m

hardwood floor · combined w/kitchen · pot lights

Living RoomMain4.30 × 4.11 m

hardwood floor · combined w/dining · pot lights

DenSecond2.17 × 2.23 m

open concept · b/i closet · pot lights

Bedroom 2Second2.44 × 3.47 m

hardwood floor · window · closet

Primary BedroomSecond5.15 × 3.35 m

hardwood floor · b/i closet · 4 pc ensuite

Bedroom 3Second2.56 × 3.81 m

hardwood floor · window

LaundryThird

tile floor · w/o to terrace

KitchenMain

hardwood floor · open concept · granite counters

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$917K
Casa Loma
$2.80M
Mimico
$840K
Islington-City Centre West
$555K
St. Andrew-Windfields
$929K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Charles G Fraser Junior Public School · Public elementary0.5 km · 74% at standard
Oasis Alternative Secondary School · Public secondary0.6 km
Ogden Junior Public School · Public elementary0.7 km · 69% at standard
Niagara Street Junior Public School · Public elementary0.7 km · 82% at standard
Kensington Community School School Junior · Public elementary0.8 km · 97% at standard
Beverley School · Public elementary1.0 km
Subway Academy II · Public secondary1.0 km
Heydon Park Secondary School · Public secondary1.0 km · 8% at standard
King Edward Junior and Senior Public School · Public elementary1.0 km · 83% at standard
Lord Lansdowne Junior Public School · Public elementary1.1 km · 85% at standard
da Vinci School · Public elementary1.1 km · 67% at standard
St Francis of Assisi Catholic School · Catholic elementary1.1 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,507/mo
$208KIncome needed
4.8×Price ÷ income
$1,040Weekly cost
$32,502Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $4,507Property tax $390Condo fee $1,095Total carry $5,991

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,374per month

Mortgage amount $791,040 · 4.49% over 25 years

$197,760Down payment (20.0%)
$791,040Loan before insurance
$0CMHC premium
$5,859Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,374
Property tax
$390
Condo / maintenance fees
$1,095
Heating
$0
Estimated monthly cost
$5,859

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,251
Toronto municipal land transfer tax
$16,251
Estimated closing costs
$32,502

Plus your down payment of $197,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,294/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$521,099Total interest paid
$1,312,139Total of all payments
Principal $791,040 Interest $521,099
YearPrincipalInterestBalance
1$17,653$34,833$773,387
2$18,454$34,031$754,933
3$19,292$33,194$735,641
4$20,168$32,318$715,473
5$21,084$31,402$694,390
6$22,041$30,445$672,349
7$23,042$29,444$649,307
8$24,088$28,398$625,219
9$25,182$27,304$600,037
10$26,325$26,161$573,712
11$27,520$24,965$546,192
12$28,770$23,716$517,423
13$30,076$22,410$487,347
14$31,442$21,044$455,905
15$32,869$19,616$423,036
16$34,362$18,124$388,674
17$35,922$16,564$352,753
18$37,553$14,933$315,200
19$39,258$13,228$275,942
20$41,040$11,445$234,902
21$42,904$9,582$191,999
22$44,852$7,634$147,147
23$46,888$5,598$100,259
24$49,017$3,469$51,242
25$51,242$1,243$0

At the end of your 5-year term

Total paid over the term
$262,428
Principal paid down
$96,650
Interest paid
$165,777
Balance remaining
$694,390

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $4,681− Condo fees $13,136− Insurance $600− Vacancy & upkeep $6,270Net operating income $32,313

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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