122 Mcgillivray Avenue, Toronto, ON
Bedford Park-Nortown, Toronto · MLS® C13829236
About this home
In short
- Welcome to 122 McGillivray Avenue, a well-maintained 3+2 bedroom bungalow with a fresh new coat of paint, set on a desirable 41 x 115 ft lot in Bedford Park.
- Sunlight fills the generous main-floor living spaces, where hardwood floors, spacious principal rooms and a practical layout provide a welcoming setting for everyday...
- Downstairs, the finished lower level extends the living space with a separate entrance, second kitchen and two bedrooms-well suited to extended family, guests or a...
- Enjoy the home as it is, make it your own through renovation, or explore the potential for a custom residence alongside the impressive homes transforming the...
- With schools, places of worship, parks, shops, restaurants, transit and major commuter routes nearby, 122 McGillivray offers an appealing combination of space...
Welcome to 122 McGillivray Avenue, a well-maintained 3+2 bedroom bungalow with a fresh new coat of paint, set on a desirable 41 x 115 ft lot in Bedford Park. Offering room to grow and exciting possibilities for the future, this property will appeal to families, renovators, builders and investors alike.Sunlight fills the generous main-floor living spaces, where hardwood floors, spacious principal rooms and a practical layout provide a welcoming setting for everyday life and entertaining. Downstairs, the finished lower level extends the living space with a separate entrance, second kitchen and two bedrooms-well suited to extended family, guests or a private home office.Enjoy the home as it is, make it your own through renovation, or explore the potential for a custom residence alongside the impressive homes transforming the neighbourhood. With schools, places of worship, parks, shops, restaurants, transit and major commuter routes nearby, 122 McGillivray offers an appealing combination of space, location and lasting potential.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- C13829236
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 3 (1 half)
- Size
- 700-1100 sq ft
- Lot
- 41 × 115 ft
- Cross streets
- Bathurst & Wilson
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,724 / 2025
- Days on market
- 24
- Listing brokerage
- RE/MAX REALTRON DAVID SOBERANO GROUP
Rooms
closet · hardwood floor
closet · hardwood floor
4 pc bath · combined w/living · above grade window
laminate · mirrored closet · above grade window
mirrored closet · hardwood floor · w/o to deck
hardwood floor · combined w/living · crown moulding
laminate · mirrored closet · above grade window
double sink · granite counters · hardwood floor
hardwood floor · bay window · crown moulding
Listed at $1,194,990. Going by how homes in Bedford Park-Nortown and the wider GTA have actually closed against their asking prices (about 97%, 27 local closings in 90 days), the likely sale price is near $1.16M, if it sells. A realistic range is $1.09M to $1.31M.
Independent value check: $1.11M. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $1.04M and $1.17M).
Why $1.11M. The typical detached home sold in Bedford Park-Nortown over the past year went for about $2.58M (128 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $5,724 a year; the typical home sold here pays about $12,900.
- ▼ Lowers it stronglyIt is 700 to 1,100 sq ft; the typical home sold here is 2,000 to 2,500.
- ▼ Lowers it3+2 bedrooms and 3 baths, against 4+1 and 4 typically.
Total price vs nearby homes. Likely closing about $1.16M, from 27 recent closings in this pocket.
The market behind the math:
About 6.3 months of inventory: 57 detached homes for sale in the area against 27 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,328/sqft against an area asking average of $1,197/sqft.
- Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In Bedford Park-Nortown basements rarely rent out (5 of 141 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 27 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.24M. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Armour Heights Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Bedford Park-Nortown, so I widened the search to the surrounding area.
Based on 27 comparable homes that sold in Bedford Park-Nortown over the past two years, from 262 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.11M, which is where my estimate comes from.
Per square foot, these ask about $1,426/sqft; this home lists at $1,328/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Bedford Park-Nortown: $2.68M in September 2026, up 4% from a year ago, on 131 closings in 11 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $2.71M | 11 |
| November 2025 | $2.56M | 8 |
| December 2025 | $2.70M | 5 |
| February 2026 | $2.88M | 11 |
| March 2026 | $2.20M | 9 |
| April 2026 | $2.31M | 16 |
| May 2026 | $3.01M | 14 |
| June 2026 | $2.48M | 19 |
| July 2026 | $2.62M | 18 |
| August 2026 | $3.24M | 8 |
| September 2026 | $2.68M | 12 |
Neighbourhood & location
Bedford Park-Nortown, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $955,992 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,286
- Property tax
- $477
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,763
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,375
- Toronto municipal land transfer tax
- $20,375
- Estimated closing costs
- $40,750
Plus your down payment of $238,998. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $317,151
- Principal paid down
- $116,805
- Interest paid
- $200,346
- Balance remaining
- $839,187
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Bedford Park-Nortown basements rarely rent out (5 of 141 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 16 whole-home leases in Bedford Park-Nortown signed at a median of $4,847 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,557. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON DAVID SOBERANO GROUP. MLS®/PropTx.