704-38 Avoca Avenue, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13829726

$675,000
For Sale
Listed 24 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Welcome to Avoca Vale in the heart of midtown Toronto.
  • The kitchen, complete with a convenient breakfast counter, opens to a bright, open-concept living and dining area that extends seamlessly onto an impressive 93 sq....
  • The spacious bedroom is filled with natural light from a large picture window, while a beautifully renovated three-piece bathroom and ensuite laundry provide everyday...
  • Avoca Vale offers an exceptional collection of amenities, including a 24-hour concierge, events room with caterer's kitchen, peaceful courtyard oasis with BBQs...
  • Ideally located steps from vibrant shops, the subway, David Balfour Park and scenic ravine trails, this residence offers the perfect balance of urban convenience and...

Welcome to Avoca Vale in the heart of midtown Toronto! Enjoy serene south-facing treetop views from this beautifully maintained one-bedroom, one-bathroom suite offering approximately 672 sq. ft. of comfortable living space. Freshly painted and professionally cleaned, the suite is move-in ready.Immaculate parquet floors and double mirrored closets complement classic details including wainscoting, mouldings and baseboards. The kitchen, complete with a convenient breakfast counter, opens to a bright, open-concept living and dining area that extends seamlessly onto an impressive 93 sq. ft. balcony. With peaceful south-facing treetop views, it is the perfect spot to relax and enjoy the changing seasons.The spacious bedroom is filled with natural light from a large picture window, while a beautifully renovated three-piece bathroom and ensuite laundry provide everyday comfort and convenience. Parking and a locker are also included.Avoca Vale offers an exceptional collection of amenities, including a 24-hour concierge, events room with caterer's kitchen, peaceful courtyard oasis with BBQs, well-equipped gym and ample visitor parking. Ideally located steps from vibrant shops, the subway, David Balfour Park and scenic ravine trails, this residence offers the perfect balance of urban convenience and tranquil surroundings.Experience the Avoca Vale lifestyle-refined midtown living with exceptional privacy, convenience and accessibility.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13829726
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
East of Yonge Street
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$923/mo
Exposure
South
Property tax
$3,253 / 2026
Days on market
24
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

OtherFlat2.89 × 2.65 m

balcony · south view

Living RoomFlat5.91 × 3.35 m

wainscoting · parquet · w/o to balcony

FoyerFlat0.00 × 0.00 m

mirrored closet · tile floor · wainscoting

Dining RoomFlat5.91 × 3.35 m

combined w/living · parquet · wainscoting

KitchenFlat2.92 × 2.62 m

breakfast bar · tile floor · backsplash

Primary BedroomFlat3.96 × 3.04 m

mirrored closet · south view · 3 pc bath

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Deer Park Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K
Dovercourt-Wallace Emerson-Junction
$640K
Waterfront Communities C1
$624K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park Junior and Senior Public School
84%
Deer Park Junior and Senior Public SchoolPublic · Elementary · 0.2 km awayHigher-rated than most nearby · 84% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Whitney Junior Public School · Public elementary0.9 km · 94% at standard
Brown Junior Public School · Public elementary1.0 km · 86% at standard
Cottingham Junior Public School · Public elementary1.0 km · 100% at standard
Davisville Junior Public School · Public elementary1.2 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.3 km
Rosedale Junior Public School · Public elementary1.4 km · 94% at standard
Hodgson Middle School · Public elementary1.4 km · 76% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.8 km · 87% at standard
Bennington Heights Elementary School · Public elementary1.8 km · 80% at standard
Holy Rosary Catholic School · Catholic elementary2.0 km · 89% at standard
Maurice Cody Junior Public School · Public elementary2.0 km · 90% at standard
Forest Hill Junior and Senior Public School · Public elementary2.1 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,076/mo
$147KIncome needed
4.6×Price ÷ income
$710Weekly cost
$19,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $3,076Property tax $271Condo fee $923Total carry $4,271

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,986per month

Mortgage amount $540,000 · 4.49% over 25 years

$135,000Down payment (20.0%)
$540,000Loan before insurance
$0CMHC premium
$4,180Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,986
Property tax
$271
Condo / maintenance fees
$923
Heating
$0
Estimated monthly cost
$4,180

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,975
Toronto municipal land transfer tax
$9,975
Estimated closing costs
$19,950

Plus your down payment of $135,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,614/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$355,726Total interest paid
$895,726Total of all payments
Principal $540,000 Interest $355,726
YearPrincipalInterestBalance
1$12,051$23,779$527,949
2$12,598$23,231$515,352
3$13,170$22,659$502,182
4$13,768$22,061$488,415
5$14,393$21,436$474,022
6$15,046$20,783$458,976
7$15,729$20,100$443,246
8$16,443$19,386$426,803
9$17,190$18,639$409,613
10$17,971$17,858$391,642
11$18,787$17,042$372,856
12$19,640$16,190$353,216
13$20,531$15,298$332,685
14$21,463$14,366$311,222
15$22,438$13,391$288,784
16$23,457$12,372$265,327
17$24,522$11,307$240,805
18$25,635$10,194$215,170
19$26,799$9,030$188,371
20$28,016$7,813$160,355
21$29,288$6,541$131,067
22$30,618$5,211$100,449
23$32,008$3,821$68,442
24$33,461$2,368$34,980
25$34,980$849$0

At the end of your 5-year term

Total paid over the term
$179,145
Principal paid down
$65,978
Interest paid
$113,167
Balance remaining
$474,022

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $3,253− Condo fees $11,082− Insurance $600− Vacancy & upkeep $2,706Net operating income $6,959

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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