3905-20 Lombard Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13831512

$679,990
For Sale
Listed 23 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Welcome To Yonge & Richmond St.
  • Spacious 1 Br + Den With 674 Sqft + 96 Sqft Balcony Oversized Balcony.
  • Steps To PATH, SUBWAY, Eaton Centre, Financial And Entertainment District, close to U of T, Living W/ State Of The Art Amenities, Rooftop Swimming

Welcome To Yonge & Richmond St. Spacious 1 Br + Den With 674 Sqft + 96 Sqft Balcony Oversized Balcony. Fully Upgraded Unit With Parking + Locker.Floor To Ceiling Windows, SOUTH EXPLOSURE. LOTS OF SUNLIGHT! Unparalleled Luxury High Above The Cityview, Lots Of Upgrades. Steps To PATH, SUBWAY, Eaton Centre, Financial And Entertainment District, close to U of T, Living W/ State Of The Art Amenities, Rooftop Swimming

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13831512
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Yonge + Richmond Street East
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$853/mo
Exposure
South
Property tax
$4,612 / 2026
Days on market
23
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Living RoomGround2.88 × 3.37 m

window floor to ceiling · open concept · w/o to balcony

Primary BedroomGround3.47 × 2.98 m

window floor to ceiling · his and hers closets · wood

Dining RoomGround2.64 × 3.37 m

wood · combined w/living · south view

DenGround2.16 × 2.28 m

separate room · wood

KitchenGround2.64 × 3.37 m

modern kitchen · stainless steel appl · l-shaped room

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$631kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $920/sqft; this home lists at $1,047/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
680kThis home675k665k669k549k599kThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$549K
Waterfront Communities C8
$554K
Waterfront Communities C1
$625K
Kensington-Chinatown
$585K
Niagara
$690K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Sr) School · Catholic secondary0.4 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary0.4 km · 98% at standard
Contact Alternative School School · Public secondary1.1 km
Lord Dufferin Junior and Senior Public School · Public elementary1.3 km · 55% at standard
St Paul Catholic School · Catholic elementary1.3 km · 62% at standard
Church Street Junior Public School · Public elementary1.3 km · 73% at standard
Native Learning Centre · Public secondary1.3 km
Orde Street Public School · Public elementary1.5 km · 76% at standard
Heydon Park Secondary School · Public secondary1.5 km · 8% at standard
Nelson Mandela Park Public School · Public elementary1.5 km · 47% at standard
Ogden Junior Public School · Public elementary1.5 km · 69% at standard
Jarvis Collegiate Institute · Public secondary1.6 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,099/mo
$150KIncome needed
4.5×Price ÷ income
$715Weekly cost
$20,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,099Property tax $384Condo fee $853Total carry $4,336

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,008per month

Mortgage amount $543,992 · 4.49% over 25 years

$135,998Down payment (20.0%)
$543,992Loan before insurance
$0CMHC premium
$4,245Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,008
Property tax
$384
Condo / maintenance fees
$853
Heating
$0
Estimated monthly cost
$4,245

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,075
Toronto municipal land transfer tax
$10,075
Estimated closing costs
$20,150

Plus your down payment of $135,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,640/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$358,356Total interest paid
$902,348Total of all payments
Principal $543,992 Interest $358,356
YearPrincipalInterestBalance
1$12,140$23,954$531,852
2$12,691$23,403$519,162
3$13,267$22,827$505,895
4$13,869$22,225$492,025
5$14,499$21,595$477,526
6$15,157$20,937$462,369
7$15,846$20,248$446,523
8$16,565$19,529$429,958
9$17,317$18,777$412,641
10$18,103$17,990$394,538
11$18,925$17,168$375,612
12$19,785$16,309$355,827
13$20,683$15,411$335,144
14$21,622$14,472$313,522
15$22,604$13,490$290,918
16$23,630$12,464$267,288
17$24,703$11,391$242,585
18$25,825$10,269$216,761
19$26,997$9,097$189,763
20$28,223$7,871$161,540
21$29,504$6,589$132,036
22$30,844$5,250$101,192
23$32,244$3,849$68,948
24$33,709$2,385$35,239
25$35,239$855$0

At the end of your 5-year term

Total paid over the term
$180,470
Principal paid down
$66,466
Interest paid
$114,004
Balance remaining
$477,526

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
0.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,612− Condo fees $10,236− Insurance $600− Vacancy & upkeep $2,706Net operating income $6,446

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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