809-320 Richmond Street, Toronto, ON

Moss Park, Toronto · MLS® C13832772

$539,900
For Sale
Listed 22 days agoNo offer date stated
Request a showing
◎ Directions
1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • One of Toronto's most well appointed buildings.
  • The open-concept floorplan, combined with an abundance of natural light presents an ideal canvas for entertaining, seamlessly blending living spaces while providing...
  • Furthermore, this building includes a rooftop deck garden with pool and BBQ amenities area.
  • The location of this apartment is A1: Located In The Highly Sought-After C08 community, which boasts numerous noteworthy restaurants, entertainment options, sporting...

One of Toronto's most well appointed buildings. This unit boasts stunning unobstructed city views. The open-concept floorplan, combined with an abundance of natural light presents an ideal canvas for entertaining, seamlessly blending living spaces while providing ample storage solutions. The modern kitchen features an island, perfect for entertaining and hosting family and friends.. Also included is a den which comfortably doubles as an office or space to place a day bed for guests. Furthermore, this building includes a rooftop deck garden with pool and BBQ amenities area. The location of this apartment is A1: Located In The Highly Sought-After C08 community, which boasts numerous noteworthy restaurants, entertainment options, sporting venues along with easy access to public transit.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13832772
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Richmond St E & Sherbourne
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$663/mo
Exposure
West
Property tax
$2,971 / 2025
Days on market
22
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.

Rooms

Primary BedroomMain0.00 × 0.00 m

walk-in closet(s) · large closet · hardwood floor

Living RoomMain0.00 × 0.00 m

combined w/dining · juliette balcony · hardwood floor

KitchenMain0.00 × 0.00 m

breakfast bar · open concept · hardwood floor

Dining RoomMain0.00 × 0.00 m

combined w/living · west view · hardwood floor

DenMain0.00 × 0.00 m

separate room · open concept · hardwood floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$526Klikely sale price

Listed at $539,900. Going by how homes in Moss Park have actually closed against their asking prices (about 97%, 63 local closings in 90 days), the likely sale price is near $526K, if it sells. A realistic range is $495K to $569K.

Independent value check: $509K. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $474K and $535K).

Why $509K. The typical condo sold in Moss Park over the past year went for about $530K (254 sales). What sets this one apart:

  • ▲ Raises it1 garage and 1 total parking spaces, against 1 and 0 typically.
List price
$495KBelow recent closings$569KAbove recent closings

Total price vs nearby homes. Likely closing about $526K, from 63 recent closings in this pocket.

The market behind the math:

63sold nearby · 90 days
$475Kmedian sold price
96%of asking, on average
−15%prices vs a year ago
~27 dayshomes like this take to sell
22days on market so far
$2,472/moest. rent · 5 leases
5.5%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.8 months of inventory: 59 condo apartment homes for sale in the area against 63 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $831/sqft against an area asking average of $861/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 63 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $504K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($831/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 10 homes sold in this building over the past 21 months, from 500 closings in Moss Park.

Sold price trend

Median sold price for condos in Moss Park: $509K in September 2026, up 1% from a year ago, on 253 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$551K26
November 2025$489K12
December 2025$520K18
January 2026$542K11
February 2026$545K24
March 2026$536K32
April 2026$555K22
May 2026$510K24
June 2026$550K24
July 2026$564K20
August 2026$525K11
September 2026$509K29

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$876K
Waterfront Communities C8
$554K
North St. James Town
$765K
Kensington-Chinatown
$585K
Waterfront Communities C1
$610K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Market Lane Junior and Senior Public School · Public elementary0.6 km · 74% at standard
St Paul Catholic School · Catholic elementary0.7 km · 62% at standard
Downtown Alternative School · Public elementary0.7 km
St Michael's Choir (Jr) School · Catholic elementary0.7 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.7 km · 98% at standard
Nelson Mandela Park Public School · Public elementary0.8 km · 47% at standard
Sprucecourt Junior Public School · Public elementary1.2 km · 59% at standard
Winchester Junior and Senior Public School · Public elementary1.3 km · 76% at standard
Church Street Junior Public School · Public elementary1.4 km · 73% at standard
Native Learning Centre · Public secondary1.4 km
St Martin Catholic School(OL of Lourdes · Catholic elementary1.4 km
Our Lady of Lourdes Catholic School · Catholic elementary1.4 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,461/mo
$118KIncome needed
4.6×Price ÷ income
$568Weekly cost
$14,546Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,461Property tax $248Condo fee $663Total carry $3,371

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,388per month

Mortgage amount $431,920 · 4.49% over 25 years

$107,980Down payment (20.0%)
$431,920Loan before insurance
$0CMHC premium
$3,299Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,388
Property tax
$248
Condo / maintenance fees
$663
Heating
$0
Estimated monthly cost
$3,299

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,273
Toronto municipal land transfer tax
$7,273
Estimated closing costs
$14,546

Plus your down payment of $107,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,890/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$284,528Total interest paid
$716,448Total of all payments
Principal $431,920 Interest $284,528
YearPrincipalInterestBalance
1$9,639$19,019$422,281
2$10,076$18,582$412,205
3$10,534$18,124$401,671
4$11,012$17,646$390,659
5$11,512$17,146$379,147
6$12,035$16,623$367,113
7$12,581$16,077$354,532
8$13,152$15,506$341,379
9$13,750$14,908$327,630
10$14,374$14,284$313,256
11$15,026$13,631$298,229
12$15,709$12,949$282,521
13$16,422$12,236$266,099
14$17,168$11,490$248,931
15$17,947$10,711$230,984
16$18,762$9,896$212,222
17$19,614$9,044$192,608
18$20,504$8,154$172,104
19$21,435$7,223$150,669
20$22,409$6,249$128,260
21$23,426$5,232$104,834
22$24,490$4,168$80,345
23$25,602$3,056$54,743
24$26,764$1,894$27,979
25$27,979$679$0

At the end of your 5-year term

Total paid over the term
$143,290
Principal paid down
$52,773
Interest paid
$90,517
Balance remaining
$379,147

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Moss Park$2,472/mo
$29,664Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,175 to $2,769Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Moss Park signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,472. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.5%
Gross yield
− Property tax $2,971− Condo fees $7,956− Insurance $600− Vacancy & upkeep $3,263Net operating income $14,874

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.

CallRequest a showing