5307-10 York Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13834640

$649,900
For Sale
Listed 22 days agoNo offer date stated
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1+1Bedrooms
2Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • 1-Bedroom + Den Residence, Complete With A Well-Appointed Bathroom.
  • This Residence Offers An Array Of Amenities, Including A Vigilant 24-Hour Concierge Service, A Grandiose 3-Story Lobby That Leaves A Lasting Impression, A Splendidly...

1-Bedroom + Den Residence, Complete With A Well-Appointed Bathroom. Perfectly Situated In The Heart Of Downtown Toronto, It's Just A Stone's Throw Away From The Ttc, Union Station, And The Enchanting Waterfront. Stroll To Supermarkets, Savor Culinary Delights At Restaurants, Explore Boutique Shops And Access To The Subway. This Residence Offers An Array Of Amenities, Including A Vigilant 24-Hour Concierge Service, A Grandiose 3-Story Lobby That Leaves A Lasting Impression, A Splendidly Equipped Gym To Meet Your Fitness Needs, A Dynamic Party Room For Social Gatherings, And Much More. Welcome Home To The Epitome Of Modern Downtown Living At Ten York.*some pictures are virtual stage*

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13834640
Bedrooms
1+1 (2 total)
Bathrooms
2 (1 half)
Size
600-699 sq ft
Cross streets
York St/Harbour
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$511/mo
Exposure
South
Property tax
$4,397 / 2026
Days on market
22
Listing brokerage
HOMELIFE/FUTURE REALTY INC.

Rooms

DenFlat2.41 × 2.13 m

Laminate

Primary BedroomFlat3.08 × 2.96 m

laminate · closet · south view

Living RoomFlat3.66 × 3.05 m

laminate · combined w/dining

KitchenFlat3.47 × 2.62 m

laminate · combined w/dining

Dining RoomFlat3.47 × 2.62 m

laminate · combined w/kitchen

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 1.1 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Downtown Alternative School · Public elementary1.1 km
St Michael Catholic School · Catholic elementary1.2 km · 67% at standard
City School · Public secondary1.4 km · 58% at standard
The Waterfront School · Public elementary1.4 km · 74% at standard
Oasis Alternative Secondary School · Public secondary1.5 km
ALPHA Alternative Junior School · Public elementary1.5 km
Ogden Junior Public School · Public elementary1.5 km · 69% at standard
St Michael's Choir (Sr) School · Catholic secondary1.6 km · 98% at standard
Contact Alternative School School · Public secondary1.6 km
St Michael's Choir (Jr) School · Catholic elementary1.6 km · 98% at standard
Market Lane Junior and Senior Public School · Public elementary1.6 km · 74% at standard
Heydon Park Secondary School · Public secondary1.9 km · 8% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,962/mo
$138KIncome needed
4.7×Price ÷ income
$684Weekly cost
$18,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,962Property tax $366Condo fee $511Total carry $3,840

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,875per month

Mortgage amount $519,920 · 4.49% over 25 years

$129,980Down payment (20.0%)
$519,920Loan before insurance
$0CMHC premium
$3,752Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,875
Property tax
$366
Condo / maintenance fees
$511
Heating
$0
Estimated monthly cost
$3,752

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,473
Toronto municipal land transfer tax
$9,473
Estimated closing costs
$18,946

Plus your down payment of $129,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,479/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,498Total interest paid
$862,418Total of all payments
Principal $519,920 Interest $342,498
YearPrincipalInterestBalance
1$11,602$22,894$508,318
2$12,129$22,368$496,188
3$12,680$21,817$483,508
4$13,256$21,241$470,253
5$13,857$20,639$456,395
6$14,487$20,010$441,909
7$15,144$19,352$426,764
8$15,832$18,665$410,932
9$16,551$17,946$394,381
10$17,302$17,194$377,079
11$18,088$16,409$358,991
12$18,909$15,588$340,082
13$19,768$14,729$320,314
14$20,665$13,831$299,649
15$21,604$12,893$278,045
16$22,584$11,912$255,461
17$23,610$10,887$231,851
18$24,682$9,815$207,169
19$25,803$8,694$181,366
20$26,974$7,523$154,392
21$28,199$6,298$126,193
22$29,479$5,018$96,714
23$30,818$3,679$65,897
24$32,217$2,280$33,680
25$33,680$817$0

At the end of your 5-year term

Total paid over the term
$172,484
Principal paid down
$63,525
Interest paid
$108,959
Balance remaining
$456,395

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $4,397− Condo fees $6,135− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,763

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/FUTURE REALTY INC.. MLS®/PropTx.

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