530-55 Merchants' Wharf, Toronto, ON
Waterfront Communities C8, Toronto · MLS® C13836848
About this home
In short
- Welcome to Aqualina at Bayside by Tridel, one of Toronto's premier waterfront communities.
- This bright and beautifully maintained 1-bedroom suite offers an exceptional opportunity to own in one of the city's most sought-after lakefront neighbourhoods.
- The open-concept layout features floor-to-ceiling windows, soaring natural light, laminate flooring throughout, and a modern kitchen with built-in appliances and...
- Residents of Aqualina enjoy an impressive collection of resort-style amenities, including 24-hour concierge service, a rooftop infinity pool, fitness centre, yoga and...
Welcome to Aqualina at Bayside by Tridel, one of Toronto's premier waterfront communities. This bright and beautifully maintained 1-bedroom suite offers an exceptional opportunity to own in one of the city's most sought-after lakefront neighbourhoods. The open-concept layout features floor-to-ceiling windows, soaring natural light, laminate flooring throughout, and a modern kitchen with built-in appliances and ample storage. Enjoy peaceful views toward Lake Ontario from your private Juliet balcony, the perfect spot for your morning coffee or an evening unwind. Thoughtfully designed for both comfortable living and entertaining, this suite offers an efficient layout with a bright, inviting living space and a seamless connection between the kitchen and living areas. Residents of Aqualina enjoy an impressive collection of resort-style amenities, including 24-hour concierge service, a rooftop infinity pool, fitness centre, yoga and spinning studios, theatre room, library, party room and more. Located along Toronto's vibrant waterfront, you're just steps from the boardwalk, parks, cafes, restaurants and lounges, while being minutes from the downtown core and the city's many conveniences.Whether you're a first-time buyer, professional, downsizer or investor, this is an excellent opportunity to own a stylish waterfront residence in a highly regarded Tridel community. Experience the lifestyle of waterfront living at Aqualina, where exceptional amenities, a connected location and the beauty of Lake Ontario come together.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13836848
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600-699 sq ft
- Cross streets
- Queens Quay East & Merchants' Wharf
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $499/mo
- Exposure
- South West
- Property tax
- $3,016 / 2026
- Days on market
- 21
- Listing brokerage
- THE AGENCY
Rooms
combined w/living · laminate · open concept
sliding doors · laminate · separate room
granite counters · laminate · b/i appliances
combined w/dining · laminate · juliette balcony
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $903/sqft; this home lists at $808/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Waterfront Communities C8, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $420,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,322
- Property tax
- $251
- Condo / maintenance fees
- $499
- Heating
- $0
- Estimated monthly cost
- $3,073
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,975
- Toronto municipal land transfer tax
- $6,975
- Estimated closing costs
- $13,950
Plus your down payment of $105,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $139,335
- Principal paid down
- $51,316
- Interest paid
- $88,019
- Balance remaining
- $368,684
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE AGENCY. MLS®/PropTx.