2104-1 The Esplanade Avenue, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13837346

$679,900
For Sale
Listed 21 days agoNo offer date stated
2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Welcome to this bright and spacious 2-bedroom, 2-bathroom corner suite at 1 Esplanade Lane, offering almost 894 sq. ft. of thoughtfully designed living space plus a...
  • The excellent layout offers two full, proper bedrooms, both with comfortable proportions, along with a functional open-concept living, dining, and kitchen area...
  • Residents can also enjoy fantastic building amenities, including a fabulous outdoor pool, perfect for summer days.
  • Backstage residents will also be able to access the PATH connection via a private entrance located on the 2nd floor.

Welcome to this bright and spacious 2-bedroom, 2-bathroom corner suite at 1 Esplanade Lane, offering almost 894 sq. ft. of thoughtfully designed living space plus a private balcony with stunning northwest-facing views and spectacular sunsets. Featuring floor-to-ceiling windows and laminate flooring throughout, this suite is filled with natural light and offers a warm, modern feel.The excellent layout offers two full, proper bedrooms, both with comfortable proportions, along with a functional open-concept living, dining, and kitchen area designed with both everyday living and entertaining in mind. The kitchen features stainless steel appliances, ample cabinetry, and plenty of workspace, while the spacious living and dining areas provide the perfect setting for hosting friends and family.Enjoy the added convenience of parking and locker included, along with beautiful finishes throughout. As an added bonus, the building is soon to be connected to Toronto's PATH network, providing even greater convenience and sheltered access to the downtown core.Located in the heart of St. Lawrence and downtown Toronto, you're steps from the iconic St. Lawrence Market, waterfront, restaurants, cafés, shops, and entertainment. Enjoy an easy stroll to the Financial District, Union Station, the Distillery District, and the vibrant neighbourhoods surrounding the Esplanade. With the TTC and Gardiner Expressway nearby, getting around the city is effortless.Residents can also enjoy fantastic building amenities, including a fabulous outdoor pool, perfect for summer days. A rare combination of space, functionality, incredible northwest views, and an unbeatable downtown location - this corner suite is not to be missed! Backstage residents will also be able to access the PATH connection via a private entrance located on the 2nd floor!!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13837346
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Yonge And The Esplanade
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Other
Maintenance
$1,401/mo
Exposure
North West
Property tax
$4,857 / 2025
Days on market
21
Listing brokerage
RE/MAX URBAN TORONTO TEAM REALTY INC.

Rooms

Dining RoomMain3.90 × 5.05 m

combined w/living · hardwood floor · nw view

KitchenMain2.45 × 2.52 m

combined w/dining · breakfast bar · nw view

Living RoomMain3.90 × 5.05 m

combined w/dining · hardwood floor · nw view

BedroomMain4.08 × 2.77 m

3 pc ensuite · hardwood floor · north view

Bedroom 2Main3.06 × 3.23 m

closet · hardwood floor · north view

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C8 · asking prices
$694kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $852/sqft; this home lists at $800/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
680kThis home649k699k700k729kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$529K
Waterfront Communities C1
$610K
Kensington-Chinatown
$585K
North St. James Town
$765K
Niagara
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Sr) School · Catholic secondary1.0 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.1 km · 98% at standard
Contact Alternative School School · Public secondary1.4 km
St Paul Catholic School · Catholic elementary1.6 km · 62% at standard
Ogden Junior Public School · Public elementary1.6 km · 69% at standard
Bishop Macdonell Catholic School · Catholic elementary1.6 km · 82% at standard
Jean Lumb Public School · Public elementary1.7 km · 73% at standard
Oasis Alternative Secondary School · Public secondary1.8 km
ALPHA Alternative Junior School · Public elementary1.8 km
Heydon Park Secondary School · Public secondary1.8 km · 8% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.8 km · 55% at standard
Nelson Mandela Park Public School · Public elementary1.8 km · 47% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,099/mo
$161KIncome needed
4.2×Price ÷ income
$715Weekly cost
$20,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

63%mortgage
Mortgage $3,099Property tax $405Condo fee $1,401Total carry $4,904

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,007per month

Mortgage amount $543,920 · 4.49% over 25 years

$135,980Down payment (20.0%)
$543,920Loan before insurance
$0CMHC premium
$4,813Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,007
Property tax
$405
Condo / maintenance fees
$1,401
Heating
$0
Estimated monthly cost
$4,813

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,073
Toronto municipal land transfer tax
$10,073
Estimated closing costs
$20,146

Plus your down payment of $135,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,640/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$358,308Total interest paid
$902,228Total of all payments
Principal $543,920 Interest $358,308
YearPrincipalInterestBalance
1$12,138$23,951$531,782
2$12,689$23,400$519,093
3$13,265$22,824$505,828
4$13,868$22,222$491,960
5$14,497$21,592$477,463
6$15,155$20,934$462,308
7$15,844$20,246$446,464
8$16,563$19,526$429,901
9$17,315$18,774$412,586
10$18,101$17,988$394,485
11$18,923$17,166$375,562
12$19,782$16,307$355,780
13$20,680$15,409$335,100
14$21,619$14,470$313,481
15$22,601$13,488$290,880
16$23,627$12,462$267,253
17$24,700$11,389$242,553
18$25,821$10,268$216,732
19$26,994$9,095$189,738
20$28,219$7,870$161,519
21$29,501$6,589$132,019
22$30,840$5,249$101,179
23$32,240$3,849$68,938
24$33,704$2,385$35,234
25$35,234$855$0

At the end of your 5-year term

Total paid over the term
$180,446
Principal paid down
$66,457
Interest paid
$113,989
Balance remaining
$477,463

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $4,857− Condo fees $16,808− Insurance $600− Vacancy & upkeep $3,564Net operating income $6,571

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX URBAN TORONTO TEAM REALTY INC.. MLS®/PropTx.

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