2 Cottonwood Drive, Toronto, ON

Banbury-Don Mills, Toronto · MLS® C13839150

$739,000
For Sale
Listed 20 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Parking
1200-1399Sq ft

About this home

In short

  • Tastefully renovated, end row townhouse.
  • Nestled in one of North York's most sought-after neighbourhoods This charming 2-storey townhome is the perfect place to call home.
  • Step outside to your private backyard patio and a peaceful greenbelt.

Tastefully renovated, end row townhouse. Nestled in one of North York's most sought-after neighbourhoods This charming 2-storey townhome is the perfect place to call home. Well maintained and move-in ready, it offers a functional layout. Step outside to your private backyard patio and a peaceful greenbelt. Enjoy a wonderful lifestyle just minutes from beautiful parks, top-rated schools and library. Walk to the CF Shops at Don Mills, restaurants, cafes and transit. A wonderful opportunity to own in a friendly community where you can put down roots and create lasting life-style. Just move in, relax, and raise your family.Great kitchen with granite counters and stainless steel appliances. Open pass through to the dining room with breakfast bar. Large south facing main floor window for tons of daylight great sized bedrooms upstairs. Finished rec room in the basement. Outstanding location close to amenities.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13839150
Bedrooms
3
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Don Mills Rd & The Donway West
Parking
1 parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Maintenance
$660/mo
Exposure
South
Property tax
$3,700 / 2025
Days on market
20
Listing brokerage
BOSLEY REAL ESTATE LTD.

Rooms

BathroomSecond

4 Pc Ensuite

LaundryBasement
Living RoomMain4.50 × 3.75 m

hardwood floor · combined w/dining · large window

Bedroom 2Second3.60 × 2.90 m

hardwood floor · closet · large window

Bedroom 3Second3.75 × 2.45 m

hardwood floor · closet · large window

Dining RoomMain3.05 × 3.00 m

hardwood floor · combined w/dining · large window

BathroomBasement

4 Pc Bath

KitchenMain3.45 × 3.00 m

ceramic floor · pot lights · w/o to patio

LockerBasement

Separate Room

Furnace RoomBasement

Combined w/Laundry

Family RoomBasement3.70 × 3.00 m

Window

Primary BedroomSecond3.95 × 2.70 m

hardwood floor · closet · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Greenland Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby · asking prices
$1.37Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $707/sqft; this home lists at $569/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
739kThis home1.07M1.15M1.90MThis home vs active comparables

Neighbourhood & location

Banbury-Don Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Victoria Village
$754K
St. Andrew-Windfields
$929K
Dorset Park
$671K
Casa Loma
$2.80M
Downsview-Roding-CFB
$699K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Greenland Public School
71%
Greenland Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 71% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Norman Ingram Public School · Public elementary1.0 km · 65% at standard
Rippleton Public School · Public elementary1.6 km · 75% at standard
Park Lane Public School · Public elementary1.7 km
Grenoble Public School · Public elementary2.0 km · 37% at standard
St Catherine Catholic School · Catholic elementary2.2 km · 57% at standard
Denlow Public School · Public elementary2.2 km · 90% at standard
Three Valleys Public School · Public elementary2.3 km · 71% at standard
Cassandra Public School · Public elementary2.4 km · 59% at standard
Milne Valley Middle School · Public elementary2.4 km · 61% at standard
Gateway Public School · Public elementary2.5 km · 54% at standard
Valley Park Middle School · Public elementary2.5 km · 51% at standard
St John XXIII Catholic School · Catholic elementary2.5 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,368/mo
$154KIncome needed
4.8×Price ÷ income
$777Weekly cost
$22,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $3,368Property tax $308Condo fee $660Total carry $4,336

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,269per month

Mortgage amount $591,200 · 4.49% over 25 years

$147,800Down payment (20.0%)
$591,200Loan before insurance
$0CMHC premium
$4,237Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,269
Property tax
$308
Condo / maintenance fees
$660
Heating
$0
Estimated monthly cost
$4,237

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,255
Toronto municipal land transfer tax
$11,255
Estimated closing costs
$22,510

Plus your down payment of $147,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,956/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$389,454Total interest paid
$980,654Total of all payments
Principal $591,200 Interest $389,454
YearPrincipalInterestBalance
1$13,193$26,033$578,007
2$13,792$25,434$564,215
3$14,418$24,808$549,797
4$15,073$24,153$534,724
5$15,757$23,469$518,966
6$16,473$22,753$502,494
7$17,221$22,005$485,273
8$18,003$21,224$467,270
9$18,820$20,406$448,450
10$19,674$19,552$428,776
11$20,568$18,658$408,208
12$21,502$17,725$386,706
13$22,478$16,748$364,228
14$23,498$15,728$340,730
15$24,565$14,661$316,165
16$25,681$13,545$290,484
17$26,847$12,379$263,637
18$28,066$11,160$235,571
19$29,340$9,886$206,231
20$30,672$8,554$175,559
21$32,065$7,161$143,494
22$33,521$5,705$109,974
23$35,043$4,183$74,931
24$36,634$2,592$38,297
25$38,297$929$0

At the end of your 5-year term

Total paid over the term
$196,131
Principal paid down
$72,234
Interest paid
$123,897
Balance remaining
$518,966

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
4.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.7%
Gross yield
− Property tax $3,700− Condo fees $7,920− Insurance $600− Vacancy & upkeep $5,412Net operating income $31,568

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.

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