105-29 Pemberton Avenue, Toronto, ON

Newtonbrook East, Toronto · MLS® C13839966

$495,000
For Sale
Listed 20 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Experience unbeatable convenience in this spacious, thoughtfully designed one-bedroom suite in this prime North York location, featuring direct underground access to...
  • Meticulously maintained with an exceptionally functional layout and virtually no wasted space, the suite offers an open-concept living and dining area, a...
  • Located in the highly regarded Pemberton, a meticulously managed building with 24-hour concierge, gated security, and ALL-INCLUSIVE MIANTENANCE FEES covering hydro...

Experience unbeatable convenience in this spacious, thoughtfully designed one-bedroom suite in this prime North York location, featuring direct underground access to Finch TTC Station. Meticulously maintained with an exceptionally functional layout and virtually no wasted space, the suite offers an open-concept living and dining area, a well-positioned kitchen, and the ease of ground-floor living-no elevator waits required. Large windows overlook mature greenery, creating a rare sense of privacy and tranquility.Located in the highly regarded Pemberton, a meticulously managed building with 24-hour concierge, gated security, and ALL-INCLUSIVE MIANTENANCE FEES covering hydro, heat, water, and air conditioning. Just steps from Finch TTC, GO Bus, YRT, VIVA, restaurants, shopping, grocery stores, banks, and every essential convenience. Includes one owned underground parking space and one locker.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13839966
Bedrooms
1
Bathrooms
1
Size
700-799 sq ft
Cross streets
Yonge/Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$976/mo
Exposure
North
Property tax
$2,202 / 2025
Days on market
20
Listing brokerage
STRATA REAL ESTATE

Rooms

FoyerMain4.40 × 1.34 m

ceramic floor · double closet

Dining RoomMain2.89 × 2.68 m

l-shaped room · open concept · laminate

Living RoomMain5.42 × 3.21 m

combined w/dining · large window · laminate

Primary BedroomMain4.56 × 2.55 m

laminate · window · double closet

KitchenMain2.22 × 2.49 m

ceramic floor · stainless steel appl · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$479Klikely sale price

Listed at $495,000. Going by how homes in Newtonbrook East and the wider GTA have actually closed against their asking prices (about 97%, 14 local closings in 90 days), the likely sale price is near $479K, if it sells. A realistic range is $451K to $518K.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$451KBelow recent closings$518KAbove recent closings

Total price vs nearby homes. Likely closing about $479K, from 14 recent closings in this pocket.

The market behind the math:

14sold nearby · 90 days
$523Kmedian sold price
93%of asking, on average
−4%prices vs a year ago
~46 dayshomes like this take to sell
20days on market so far
$2,483/moest. rent · 23 leases
6.0%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 5.1 months of inventory: 24 condo apartment homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $660/sqft against an area asking average of $753/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $446K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Elevator: rare and valuable for accessibility and resale. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($660/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 14 comparable homes that sold in Newtonbrook East over the past two years, from 143 closings there.

What sellers nearby are askingCurrently listed nearby in Newtonbrook East · asking prices
$481kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $659/sqft; this home lists at $660/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
495kThis home426k439k489k519k530kThis home vs active comparables

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

Newtonbrook East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$543K
Dovercourt-Wallace Emerson-Junction
$640K
North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$876K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.5 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Cyril Catholic School · Catholic elementary0.5 km · 90% at standard
Avondale Secondary Alternative School · Public secondary0.6 km
McKee Public School · Public elementary0.8 km · 86% at standard
Drewry Secondary School · Public secondary0.9 km
R J Lang Elementary and Middle School · Public elementary1.1 km · 60% at standard
St Antoine Daniel Catholic School · Catholic elementary1.4 km · 58% at standard
Churchill Public School · Public elementary1.6 km · 83% at standard
Willowdale Middle School · Public elementary1.6 km · 78% at standard
Claude Watson School for the Arts · Public elementary1.7 km · 96% at standard
Newtonbrook Secondary School · Public secondary1.8 km · 68% at standard
Blessed Trinity Catholic School · Catholic elementary1.8 km · 53% at standard
Cardinal Carter Academy for the Arts · Catholic secondary1.9 km · 92% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,256/mo
$114KIncome needed
4.4×Price ÷ income
$521Weekly cost
$12,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $2,256Property tax $184Condo fee $976Total carry $3,416

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,190per month

Mortgage amount $396,000 · 4.49% over 25 years

$99,000Down payment (20.0%)
$396,000Loan before insurance
$0CMHC premium
$3,349Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,190
Property tax
$184
Condo / maintenance fees
$976
Heating
$0
Estimated monthly cost
$3,349

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,375
Toronto municipal land transfer tax
$6,375
Estimated closing costs
$12,750

Plus your down payment of $99,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,650/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$260,866Total interest paid
$656,866Total of all payments
Principal $396,000 Interest $260,866
YearPrincipalInterestBalance
1$8,837$17,438$387,163
2$9,238$17,036$377,925
3$9,658$16,617$368,267
4$10,096$16,178$358,171
5$10,555$15,720$347,616
6$11,034$15,241$336,582
7$11,535$14,740$325,047
8$12,059$14,216$312,989
9$12,606$13,669$300,383
10$13,178$13,096$287,204
11$13,777$12,498$273,428
12$14,402$11,872$259,025
13$15,056$11,218$243,969
14$15,740$10,535$228,229
15$16,455$9,820$211,775
16$17,202$9,073$194,573
17$17,983$8,292$176,590
18$18,799$7,476$157,791
19$19,653$6,622$138,139
20$20,545$5,730$117,594
21$21,478$4,797$96,116
22$22,453$3,822$73,663
23$23,472$2,802$50,190
24$24,538$1,736$25,652
25$25,652$622$0

At the end of your 5-year term

Total paid over the term
$131,373
Principal paid down
$48,384
Interest paid
$82,989
Balance remaining
$347,616

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 23 whole-home leases in Newtonbrook East$2,483/mo
$29,796Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,343 to $2,607Typical rent range
~25 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 23 whole-home leases in Newtonbrook East signed at a median of $2,322 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,483. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.0%
Gross yield
− Property tax $2,202− Condo fees $11,716− Insurance $600− Vacancy & upkeep $3,278Net operating income $12,000

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of STRATA REAL ESTATE. MLS®/PropTx.

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