313-225 Wellesley Street, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13841274

$445,000
For Sale
Listed 20 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Centrally & conveniently located w/restaurants, groceries & other amenities just a hop away.
  • 24 Hr Security/Concierge.
  • Walk To Subway, Mins To Hwy, TTC At Front Door.
  • (Rare in the city to have 17 Visitor Parking.
  • Please visit the rooftop terrace - right elevator press PH.

Centrally & conveniently located w/restaurants, groceries & other amenities just a hop away. Granite Counters, Breakfast Bar. Ensuite Laundry. 24 Hr Security/Concierge. Walk To Subway, Mins To Hwy, TTC At Front Door. Visitor Parking. Rooftop Walkout From The All-Season Solarium To AN AMAZING Terrace With Bbqs And Loungers, With Lake And City Views! Welcome Home! SS Fridge, Stove, Bosch DW, W/D, Locker. Granite Counters In Kitchen & Bath. Amenities: Exercise Room, Sauna, Party Room, Kitchen, Library/Media Room, Roof Top Terrace. (Rare in the city to have 17 Visitor Parking! Please visit the rooftop terrace - right elevator press PH. Spectacular view. All other facilities are accessed in P1)

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13841274
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Wellesley/Sherbourne
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Maintenance
$544/mo
Exposure
East
Property tax
$1,810 / 2026
Days on market
20
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

BedroomMain3.69 × 2.83 m

4 pc ensuite · closet · broadloom

Dining RoomMain4.69 × 3.99 m

open concept · laminate · combined w/living

Living RoomMain4.69 × 3.99 m

open concept · laminate · combined w/dining

KitchenMain3.05 × 2.80 m

open concept · breakfast bar · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Cabbagetown-South St. James Town · asking prices
$479kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $781/sqft; this home lists at $810/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
445kThis home468k469k500kThis home vs active comparables

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Church-Yonge Corridor
$666K
Kensington-Chinatown
$585K
Waterfront Communities C8
$554K
Waterfront Communities C1
$556K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Martin Catholic School(OL of Lourdes · Catholic elementary0.3 km
Rose Avenue Junior Public School · Public elementary0.3 km · 46% at standard
Jarvis Collegiate Institute · Public secondary0.4 km · 57% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.4 km
St Martin Catholic School (St.Martin) · Catholic secondary0.7 km
Church Street Junior Public School · Public elementary0.7 km · 73% at standard
Native Learning Centre · Public secondary0.7 km
Sprucecourt Junior Public School · Public elementary0.8 km · 59% at standard
Lord Dufferin Junior and Senior Public School · Public elementary0.8 km · 55% at standard
Rosedale Heights School of the Arts · Public secondary0.9 km · 80% at standard
St Joseph's College School · Catholic secondary1.3 km · 76% at standard
CALC Secondary School · Public secondary1.3 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,028/mo
$96KIncome needed
4.7×Price ÷ income
$468Weekly cost
$10,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,028Property tax $151Condo fee $544Total carry $2,723

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,968per month

Mortgage amount $356,000 · 4.49% over 25 years

$89,000Down payment (20.0%)
$356,000Loan before insurance
$0CMHC premium
$2,663Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,968
Property tax
$151
Condo / maintenance fees
$544
Heating
$0
Estimated monthly cost
$2,663

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,375
Toronto municipal land transfer tax
$5,375
Estimated closing costs
$10,750

Plus your down payment of $89,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,382/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$234,516Total interest paid
$590,516Total of all payments
Principal $356,000 Interest $234,516
YearPrincipalInterestBalance
1$7,944$15,676$348,056
2$8,305$15,316$339,750
3$8,682$14,938$331,068
4$9,076$14,544$321,992
5$9,489$14,132$312,503
6$9,919$13,701$302,584
7$10,370$13,251$292,214
8$10,841$12,780$281,374
9$11,333$12,288$270,041
10$11,847$11,773$258,194
11$12,385$11,235$245,809
12$12,948$10,673$232,861
13$13,535$10,085$219,326
14$14,150$9,471$205,176
15$14,792$8,828$190,383
16$15,464$8,157$174,919
17$16,166$7,454$158,753
18$16,900$6,720$141,853
19$17,668$5,953$124,185
20$18,470$5,151$105,716
21$19,308$4,312$86,407
22$20,185$3,436$66,222
23$21,101$2,519$45,121
24$22,060$1,561$23,061
25$23,061$559$0

At the end of your 5-year term

Total paid over the term
$118,103
Principal paid down
$43,497
Interest paid
$74,606
Balance remaining
$312,503

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $1,810− Condo fees $6,532− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,214

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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