1007-75 Portland Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13841698

$579,999
For Sale
Listed 20 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Welcome To Seventy5 Portland.
  • With Nearly 40Ft Of Wall To Wall Windows, No Wasted Space, This Bright Sub-Penthouse Delivers A Seamless Blend Of Comfort, Functionality, And Tranquility.
  • The 180 Sqft Balcony With No Overhang Above Assures Maximum Natural Light Inside, & Ample Outdoor Space

Welcome To Seventy5 Portland. This Ingeniously Designed One Bedroom + Den Loft Delivers A Flawless Ultra-Wide Floor Plan. With Nearly 40Ft Of Wall To Wall Windows, No Wasted Space, This Bright Sub-Penthouse Delivers A Seamless Blend Of Comfort, Functionality, And Tranquility. The 180 Sqft Balcony With No Overhang Above Assures Maximum Natural Light Inside, & Ample Outdoor Space

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13841698
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
King and Portland
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$495/mo
Exposure
North
Property tax
$3,024 / 2026
Days on market
20
Listing brokerage
BAY STREET GROUP INC.

Rooms

Dining RoomMain4.78 × 3.61 m

hardwood floor · combined w/kitchen

Primary BedroomMain3.15 × 2.97 m

hardwood floor · closet organizers

KitchenMain4.78 × 3.61 m

hardwood floor · combined w/dining

DenMain2.13 × 1.60 m

hardwood floor · w/o to balcony

Living RoomMain4.93 × 2.79 m

hardwood floor · overlooks dining

BathroomMain3.86 × 1.73 m

4 pc bath · ceramic floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$562Klikely sale price

Listed at $579,999. Going by how homes in Waterfront Communities C1 have actually closed against their asking prices (about 97%, 283 local closings in 90 days), the likely sale price is near $562K, if it sells. A realistic range is $530K to $608K.

Independent value check: $497K. Without looking at the asking price, our model values the home itself about 14% below the ask (homes like it typically land between $463K and $523K).

Why $497K. The typical condo sold in Waterfront Communities C1 over the past year went for about $620K (1357 sales). What sets this one apart:

  • ▼ Lowers it0 garage and 0 total parking spaces, against 1 and 1 typically.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $3,024 a year; the typical home sold here pays about $3,300.
  • ▼ Lowers it slightlyIt is 600 to 699 sq ft; the typical home sold here is 700 to 799.
List price
$530KBelow recent closings$608KAbove recent closings

Total price vs nearby homes. Likely closing about $562K, from 283 recent closings in this pocket.

The market behind the math:

283sold nearby · 90 days
$620Kmedian sold price
96%of asking, on average
~29 dayshomes like this take to sell
20days on market so far
$2,800/moest. rent · 5 leases
5.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.7 months of inventory: 69 condo apartment homes for sale in the area against 283 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $893/sqft against an area asking average of $918/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 283 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $527K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($893/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 3 homes sold in this building over the past 5 months, plus 2 nearby in Waterfront Communities C1, from 500 closings in Waterfront Communities C1.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$581kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $894/sqft; this home lists at $893/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
580kThis home579k589k569k568k599kThis home vs active comparables

Sold price trend

Median sold price for condos in Waterfront Communities C1: $621K in September 2026, down 6% from a year ago, on 1,320 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$655K132
November 2025$618K116
December 2025$690K78
January 2026$601K78
February 2026$648K105
March 2026$640K109
April 2026$615K124
May 2026$608K135
June 2026$610K139
July 2026$600K94
August 2026$588K117
September 2026$621K93

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$690K
Kensington-Chinatown
$585K
Little Portugal
$549K
Church-Yonge Corridor
$876K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Oasis Alternative Secondary School · Public secondary0.2 km
Bishop Macdonell Catholic School · Catholic elementary0.6 km · 82% at standard
Jean Lumb Public School · Public elementary0.7 km · 73% at standard
Niagara Street Junior Public School · Public elementary0.7 km · 82% at standard
Ogden Junior Public School · Public elementary0.7 km · 69% at standard
The Waterfront School · Public elementary0.9 km · 74% at standard
Charles G Fraser Junior Public School · Public elementary1.0 km · 74% at standard
Heydon Park Secondary School · Public secondary1.3 km · 8% at standard
Contact Alternative School School · Public secondary1.3 km
Beverley School · Public elementary1.4 km
Subway Academy II · Public secondary1.4 km
Kensington Community School School Junior · Public elementary1.5 km · 97% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,643/mo
$122KIncome needed
4.8×Price ÷ income
$610Weekly cost
$16,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,643Property tax $252Condo fee $495Total carry $3,391

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,566per month

Mortgage amount $463,999 · 4.49% over 25 years

$116,000Down payment (20.0%)
$463,999Loan before insurance
$0CMHC premium
$3,313Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,566
Property tax
$252
Condo / maintenance fees
$495
Heating
$0
Estimated monthly cost
$3,313

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,075
Toronto municipal land transfer tax
$8,075
Estimated closing costs
$16,150

Plus your down payment of $116,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,105/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$305,660Total interest paid
$769,659Total of all payments
Principal $463,999 Interest $305,660
YearPrincipalInterestBalance
1$10,354$20,432$453,645
2$10,825$19,962$442,820
3$11,316$19,470$431,504
4$11,830$18,956$419,674
5$12,367$18,419$407,307
6$12,929$17,858$394,379
7$13,516$17,271$380,863
8$14,129$16,657$366,734
9$14,771$16,016$351,963
10$15,441$15,345$336,522
11$16,142$14,644$320,379
12$16,875$13,911$303,504
13$17,642$13,145$285,862
14$18,443$12,344$267,420
15$19,280$11,506$248,140
16$20,155$10,631$227,984
17$21,071$9,716$206,914
18$22,027$8,759$184,886
19$23,027$7,759$161,859
20$24,073$6,714$137,786
21$25,166$5,621$112,620
22$26,308$4,478$86,312
23$27,503$3,283$58,809
24$28,752$2,035$30,057
25$30,057$729$0

At the end of your 5-year term

Total paid over the term
$153,932
Principal paid down
$56,692
Interest paid
$97,240
Balance remaining
$407,307

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Waterfront Communities C1$2,800/mo
$33,600Gross annual rent
3.5%Cap rate after taxes and upkeep
$2,464 to $3,136Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Waterfront Communities C1 signed at a median of $2,550 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,800. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.8%
Gross yield
− Property tax $3,024− Condo fees $5,942− Insurance $600− Vacancy & upkeep $3,696Net operating income $20,338

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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