2603-3 Navy Wharf Court, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13841806

$729,900
For Sale
Listed 20 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
2Garage
600-699Sq ft

About this home

In short

  • Experience Downtown Living with Unparalleled Lake & City Views.
  • Recently renovated with a sophisticated, architecturally designed open-concept layout, this home features dramatic floor-to-ceiling windows, custom blinds, pot lights...
  • Enjoy the convenience of ensuite laundry and two parking spaces, along with an impressive selection of resort-style building amenities, including an indoor pool, hot...
  • This beautifully renovated one-of-a-kind suite offers the space, views and lifestyle you've been waiting for.

Experience Downtown Living with Unparalleled Lake & City Views!Welcome to this sun drenched south-west facing corner suite, where natural light, stylish design and breathtaking Lake Ontario and city views come together. Recently renovated with a sophisticated, architecturally designed open-concept layout, this home features dramatic floor-to-ceiling windows, custom blinds, pot lights throughout & a beautifully appointed kitchen with quartz countertops & expanded cabinetry for ample storage. The spacious den offers exceptional versatility & is perfect as a private home office or guest room. Step outside to your south-facing balcony and take in beautiful lake vistas. Enjoy the convenience of ensuite laundry and two parking spaces, along with an impressive selection of resort-style building amenities, including an indoor pool, hot tub, indoor bowling, basketball, tennis & squash courts, pool table, ping pong and much more. Ideally situated in the heart of downtown, just steps from transit, Rogers Centre, CN Tower and Scotiabank Arena. This beautifully renovated one-of-a-kind suite offers the space, views and lifestyle you've been waiting for. Masterfully designed by renowned Toronto architect Frank Bandiera, this exceptional, one-of-a-kind residence is a true testament to timeless design, impeccable proportions and enduring craftsmanship. Surrounded by entertainment, dining, sports and everything downtown Toronto has to offer.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13841806
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Spadina and Bremner
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$804/mo
Exposure
South West
Property tax
$3,069 / 2026
Days on market
20
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

Primary BedroomFlat3.43 × 2.97 m

large window · his and hers closets

DenFlat1.83 × 2.23 m

separate room · laminate

Living RoomFlat3.50 × 3.53 m

open concept · large window · combined w/dining

Dining RoomFlat2.74 × 3.66 m

w/o to balcony · large window · combined w/living

BathroomFlat1.50 × 2.36 m
FoyerFlat1.52 × 1.35 m
KitchenFlat2.34 × 2.44 m

open concept · overlooks dining · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$617kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $922/sqft; this home lists at $1,124/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
730kThis home688k609k600k599k589kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$724K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
North St. James Town
$765K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
The Waterfront School · Public elementary0.7 km · 74% at standard
Oasis Alternative Secondary School · Public secondary0.8 km
ALPHA Alternative Junior School · Public elementary0.8 km
Ogden Junior Public School · Public elementary1.1 km · 69% at standard
St Mary Catholic School · Catholic elementary1.3 km · 64% at standard
Niagara Street Junior Public School · Public elementary1.4 km · 82% at standard
Contact Alternative School School · Public secondary1.5 km
Ryerson Community School Junior Senior · Public elementary1.5 km · 52% at standard
Heydon Park Secondary School · Public secondary1.6 km · 8% at standard
Charles G Fraser Junior Public School · Public elementary1.7 km · 74% at standard
Beverley School · Public elementary1.8 km
Subway Academy II · Public secondary1.8 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,327/mo
$153KIncome needed
4.8×Price ÷ income
$768Weekly cost
$22,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $3,327Property tax $256Condo fee $804Total carry $4,386

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,229per month

Mortgage amount $583,920 · 4.49% over 25 years

$145,980Down payment (20.0%)
$583,920Loan before insurance
$0CMHC premium
$4,288Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,229
Property tax
$256
Condo / maintenance fees
$804
Heating
$0
Estimated monthly cost
$4,288

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,073
Toronto municipal land transfer tax
$11,073
Estimated closing costs
$22,146

Plus your down payment of $145,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,908/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,658Total interest paid
$968,578Total of all payments
Principal $583,920 Interest $384,658
YearPrincipalInterestBalance
1$13,031$25,713$570,889
2$13,622$25,121$557,267
3$14,241$24,502$543,026
4$14,887$23,856$528,139
5$15,563$23,180$512,576
6$16,270$22,473$496,306
7$17,009$21,734$479,297
8$17,781$20,962$461,516
9$18,588$20,155$442,928
10$19,432$19,311$423,496
11$20,315$18,429$403,181
12$21,237$17,506$381,944
13$22,201$16,542$359,743
14$23,209$15,534$336,534
15$24,263$14,480$312,271
16$25,365$13,379$286,907
17$26,516$12,227$260,391
18$27,720$11,023$232,670
19$28,979$9,764$203,692
20$30,294$8,449$173,397
21$31,670$7,073$141,727
22$33,108$5,635$108,619
23$34,611$4,132$74,008
24$36,183$2,560$37,825
25$37,825$918$0

At the end of your 5-year term

Total paid over the term
$193,716
Principal paid down
$71,344
Interest paid
$122,371
Balance remaining
$512,576

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $3,069− Condo fees $9,648− Insurance $600− Vacancy & upkeep $2,706Net operating income $8,577

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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