4510-101 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13842204

$699,000
For Sale
Listed 19 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Luxury Yorkville Living At Its Finest.
  • Prestigious X2 Condominium By Great Gulf Featuring 2 Split Bedrooms, 2 Bathrooms, With One Parking and One Locker.
  • An Open-Concept Layout With Expansive Interior.
  • Steps To Yonge & Bloor, 2 Subway Lines, Yorkville, Rooster, Dining, U of T And Ryerson University.
  • World Class Amenities Well Managed: 24 Concierge, Roof Top Garden/Patio/Outdoor Pool/Exercise Room/Games Room and So Much More.

Luxury Yorkville Living At Its Finest! Prestigious X2 Condominium By Great Gulf Featuring 2 Split Bedrooms, 2 Bathrooms, With One Parking and One Locker. An Open-Concept Layout With Expansive Interior. This "The Fowler Model" Offers A North-East Views! Sun-Kissing Floor-To-9 Ft Ceiling Windows Blessing You With A Sea Of Natural Light! Steps To Yonge & Bloor, 2 Subway Lines, Yorkville, Rooster, Dining, U of T And Ryerson University. World Class Amenities Well Managed: 24 Concierge, Roof Top Garden/Patio/Outdoor Pool/Exercise Room/Games Room and So Much More. A Must See and Buy!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13842204
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Bloor St /Mt Pleasant Rd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Maintenance
$682/mo
Exposure
North East
Property tax
$4,527 / 2026
Days on market
19
Listing brokerage
RE/MAX ATRIUM HOME REALTY

Rooms

Dining RoomMain8.51 × 3.17 m

hardwood floor · open concept · combined w/living

KitchenMain8.51 × 3.17 m

hardwood floor · open concept · combined w/dining

Primary BedroomMain3.09 × 2.79 m

hardwood floor · 4 pc bath · large window

Living RoomMain8.51 × 3.17 m

hardwood floor · w/o to balcony · ne view

Bedroom 2Main3.17 × 2.69 m

hardwood floor · large closet · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$700kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $887/sqft; this home lists at $823/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
699kThis home730k760k659k750k600kThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$585K
Moss Park
$549K
Waterfront Communities C8
$554K
Waterfront Communities C1
$691K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.3 km
Jarvis Collegiate Institute · Public secondary0.5 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.6 km
Rose Avenue Junior Public School · Public elementary0.6 km · 46% at standard
Native Learning Centre · Public secondary0.7 km
Church Street Junior Public School · Public elementary0.7 km · 73% at standard
Winchester Junior and Senior Public School · Public elementary0.9 km · 76% at standard
St Joseph's College School · Catholic secondary0.9 km · 76% at standard
Rosedale Junior Public School · Public elementary0.9 km · 94% at standard
Rosedale Heights School of the Arts · Public secondary1.3 km · 80% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.3 km
Lord Dufferin Junior and Senior Public School · Public elementary1.4 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,186/mo
$150KIncome needed
4.7×Price ÷ income
$735Weekly cost
$20,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,186Property tax $377Condo fee $682Total carry $4,245

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,092per month

Mortgage amount $559,200 · 4.49% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$4,151Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,092
Property tax
$377
Condo / maintenance fees
$682
Heating
$0
Estimated monthly cost
$4,151

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,742/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,374Total interest paid
$927,574Total of all payments
Principal $559,200 Interest $368,374
YearPrincipalInterestBalance
1$12,479$24,624$546,721
2$13,046$24,057$533,675
3$13,638$23,465$520,038
4$14,257$22,846$505,781
5$14,904$22,199$490,876
6$15,581$21,522$475,295
7$16,289$20,814$459,006
8$17,028$20,075$441,978
9$17,801$19,302$424,177
10$18,610$18,493$405,567
11$19,455$17,648$386,113
12$20,338$16,765$365,775
13$21,261$15,842$344,514
14$22,227$14,876$322,287
15$23,236$13,867$299,051
16$24,291$12,812$274,761
17$25,394$11,709$249,367
18$26,547$10,556$222,820
19$27,752$9,351$195,069
20$29,012$8,091$166,057
21$30,329$6,774$135,727
22$31,706$5,397$104,021
23$33,146$3,957$70,875
24$34,651$2,452$36,224
25$36,224$879$0

At the end of your 5-year term

Total paid over the term
$185,515
Principal paid down
$68,324
Interest paid
$117,191
Balance remaining
$490,876

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $4,527− Condo fees $8,184− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,525

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ATRIUM HOME REALTY. MLS®/PropTx.

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