4110-10 York Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13843384

$1,648,000
For Sale
Listed 18 days agoNo offer date stated

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3Bedrooms
3Bathrooms
2Garage
1200-1399Sq ft

About this home

In short

  • A rare 3 bedrm corner residence at 10 York offering approximately 1,298 sq. ft. of beautifully designed living space with extraordinary panoramic lake, sunset and...
  • Fully upgraded with hardwood flooring, premium full size appliances, custom blinds and refined finishes throughout.
  • Includes TWO side by side EV parking spaces ideally located beside the elevator, plus an oversized locker.
  • Exceptional space, views and value at $1,648,000 in one of Toronto's most desirable downtown addresses.

A rare 3 bedrm corner residence at 10 York offering approximately 1,298 sq. ft. of beautifully designed living space with extraordinary panoramic lake, sunset and Toronto skyline views. Floor to ceiling windows create an almost wraparound perspective rarely found downtown. Fully upgraded with hardwood flooring, premium full size appliances, custom blinds and refined finishes throughout. Includes TWO side by side EV parking spaces ideally located beside the elevator, plus an oversized locker. Exceptional space, views and value at $1,648,000 in one of Toronto's most desirable downtown addresses. A residence that truly needs to be seen.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13843384
Bedrooms
3
Bathrooms
3 (1 half)
Size
1200-1399 sq ft
Cross streets
Harbour / York
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,035/mo
Exposure
South West
Property tax
$8,075 / 2025
Days on market
18
Listing brokerage
BAYVIEW REAL ESTATE INC.

Rooms

Bedroom 3Flat0.00 × 0.00 m

Hardwood Floor

Living RoomFlat0.00 × 0.00 m

hardwood floor · w/o to balcony

Bedroom 2Flat0.00 × 0.00 m

Hardwood Floor

Primary BedroomFlat0.00 × 0.00 m

Hardwood Floor

Dining RoomFlat0.00 × 0.00 m

Hardwood Floor

KitchenFlat0.00 × 0.00 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Downtown Alternative School · Public elementary1.2 km
St Michael Catholic School · Catholic elementary1.2 km · 67% at standard
City School · Public secondary1.4 km · 58% at standard
The Waterfront School · Public elementary1.4 km · 74% at standard
Oasis Alternative Secondary School · Public secondary1.4 km
ALPHA Alternative Junior School · Public elementary1.4 km
Ogden Junior Public School · Public elementary1.5 km · 69% at standard
Contact Alternative School School · Public secondary1.6 km
St Michael's Choir (Sr) School · Catholic secondary1.6 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.6 km · 98% at standard
Market Lane Junior and Senior Public School · Public elementary1.7 km · 74% at standard
Heydon Park Secondary School · Public secondary1.9 km · 8% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,511/mo
$330KIncome needed
5.0×Price ÷ income
$1,733Weekly cost
$58,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $7,511Property tax $673Condo fee $1,035Total carry $9,219

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,290per month

Mortgage amount $1,318,400 · 4.49% over 25 years

$329,600Down payment (20.0%)
$1,318,400Loan before insurance
$0CMHC premium
$8,998Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,290
Property tax
$673
Condo / maintenance fees
$1,035
Heating
$0
Estimated monthly cost
$8,998

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,435
Toronto municipal land transfer tax
$29,435
Estimated closing costs
$58,870

Plus your down payment of $329,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,823/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$868,498Total interest paid
$2,186,898Total of all payments
Principal $1,318,400 Interest $868,498
YearPrincipalInterestBalance
1$29,421$58,055$1,288,979
2$30,757$56,719$1,258,222
3$32,153$55,323$1,226,069
4$33,613$53,863$1,192,455
5$35,139$52,336$1,157,316
6$36,735$50,741$1,120,581
7$38,403$49,073$1,082,178
8$40,146$47,329$1,042,032
9$41,969$45,507$1,000,062
10$43,875$43,601$956,187
11$45,867$41,609$910,320
12$47,950$39,526$862,371
13$50,127$37,349$812,244
14$52,403$35,073$759,842
15$54,782$32,694$705,060
16$57,269$30,207$647,791
17$59,869$27,606$587,921
18$62,588$24,888$525,333
19$65,429$22,046$459,904
20$68,400$19,076$391,504
21$71,506$15,970$319,998
22$74,753$12,723$245,245
23$78,147$9,329$167,099
24$81,695$5,781$85,404
25$85,404$2,072$0

At the end of your 5-year term

Total paid over the term
$437,380
Principal paid down
$161,084
Interest paid
$276,295
Balance remaining
$1,157,316

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $8,075− Condo fees $12,420− Insurance $600− Vacancy & upkeep $5,412Net operating income $22,693

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAYVIEW REAL ESTATE INC.. MLS®/PropTx.

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