828-38 Cameron Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13843834

$690,000
For Sale
Listed 19 days agoNo offer date stated
2Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Welcome to SQ at Alexandra Park by award winning developer Tridel.
  • Situated at Queen St W & Spadina, this highly desirable 2 bed layout features 2 full bathrooms and a practical open concept floor plan with no wasted space.
  • Walk out to your large private balcony (6'x21'2").
  • Includes 1 Parking Space, 1 Storage Locker, and Rogers High Speed Internet.

Welcome to SQ at Alexandra Park by award winning developer Tridel! Situated at Queen St W & Spadina, this highly desirable 2 bed layout features 2 full bathrooms and a practical open concept floor plan with no wasted space. Modern kitchen boasts sleek built in appliances and seamless flow into a living area filled with abundant natural light. Walk out to your large private balcony (6'x21'2"). Upgraded with brand new laminate flooring and newly painted throughout. The versatile den functions perfectly as a home office or secondary bedroom. Includes 1 Parking Space, 1 Storage Locker, and Rogers High Speed Internet! Enjoy state of the art building amenities: Gym, Fitness Studio, Indoor Whirlpool, Outdoor BBQ Space, Theatre, Party Room, and Private Dining Room. Unbeatable location steps from Queen West, Kensington Market, Chinatown, Alexandra Park, Financial/Entertainment Districts, top dining, and TTC transit. An exceptional residence offering prime downtown living!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13843834
Bedrooms
2
Bathrooms
2
Size
700-799 sq ft
Cross streets
Spadina Ave & Queen S W
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$781/mo
Exposure
West
Property tax
$3,831 / 2025
Days on market
19
Listing brokerage
ELEVATE REALTY INC.

Rooms

KitchenMain5.28 × 1.78 m

combined w/dining · b/i appliances · backsplash

BedroomMain3.66 × 2.92 m

laminate · large closet · sliding doors

Primary BedroomMain3.45 × 3.12 m

large window · large closet · 4 pc ensuite

Living RoomMain3.61 × 3.18 m

laminate · w/o to balcony · window floor to ceiling

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Kensington-Chinatown · asking prices
$702kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,031/sqft; this home lists at $921/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
690kThis home690k689k680k724k725kThis home vs active comparables

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$687K
Niagara
$687K
Church-Yonge Corridor
$580K
Little Portugal
$549K
Waterfront Communities C8
$525K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Ogden Junior Public School · Public elementary0.2 km · 69% at standard
Oasis Alternative Secondary School · Public secondary0.4 km
Heydon Park Secondary School · Public secondary0.7 km · 8% at standard
Beverley School · Public elementary0.7 km
Subway Academy II · Public secondary0.7 km
Contact Alternative School School · Public secondary0.8 km
Charles G Fraser Junior Public School · Public elementary0.9 km · 74% at standard
Kensington Community School School Junior · Public elementary1.0 km · 97% at standard
Niagara Street Junior Public School · Public elementary1.0 km · 82% at standard
Lord Lansdowne Junior Public School · Public elementary1.1 km · 85% at standard
Orde Street Public School · Public elementary1.1 km · 76% at standard
Bishop Macdonell Catholic School · Catholic elementary1.1 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,145/mo
$148KIncome needed
4.7×Price ÷ income
$726Weekly cost
$20,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $3,145Property tax $319Condo fee $781Total carry $4,245

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,052per month

Mortgage amount $552,000 · 4.49% over 25 years

$138,000Down payment (20.0%)
$552,000Loan before insurance
$0CMHC premium
$4,152Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,052
Property tax
$319
Condo / maintenance fees
$781
Heating
$0
Estimated monthly cost
$4,152

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,275
Toronto municipal land transfer tax
$10,275
Estimated closing costs
$20,550

Plus your down payment of $138,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,694/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$363,631Total interest paid
$915,631Total of all payments
Principal $552,000 Interest $363,631
YearPrincipalInterestBalance
1$12,318$24,307$539,682
2$12,878$23,748$526,804
3$13,462$23,163$513,342
4$14,074$22,552$499,268
5$14,713$21,913$484,556
6$15,381$21,245$469,175
7$16,079$20,546$453,096
8$16,809$19,816$436,287
9$17,572$19,053$418,715
10$18,370$18,255$400,345
11$19,204$17,421$381,141
12$20,076$16,549$361,065
13$20,987$15,638$340,078
14$21,940$14,685$318,138
15$22,937$13,689$295,201
16$23,978$12,647$271,223
17$25,067$11,559$246,156
18$26,205$10,420$219,952
19$27,395$9,231$192,557
20$28,638$7,987$163,918
21$29,939$6,686$133,980
22$31,298$5,327$102,682
23$32,719$3,906$69,962
24$34,205$2,421$35,758
25$35,758$867$0

At the end of your 5-year term

Total paid over the term
$183,126
Principal paid down
$67,444
Interest paid
$115,682
Balance remaining
$484,556

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $3,831− Condo fees $9,375− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,826

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ELEVATE REALTY INC.. MLS®/PropTx.

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