199 Lord Seaton Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13844220

$2,399,000
For Sale
Listed 19 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Move In, Invest, Renovate or Build Your Dream Home.
  • This warm and inviting south facing 3+1 bedroom, 3 bathroom bungalow sits on a spectacular 66 ft wide, flat premium lot, surrounded by magnificent mature trees, lush...
  • Beautifully maintained and move-in ready, the home offers a bright and spacious layout with generous living and dining areas, hardwood floors and large windows...
  • The functional eat-in kitchen overlooks the family room and backyard, while the main floor primary bedroom features a walk-in closet and private ensuite bath.
  • The property's impressive frontage, flat lot and prestigious surroundings also present outstanding potential for a future luxury custom residence, making this an...

Move In, Invest, Renovate or Build Your Dream Home! An exceptional opportunity on prestigious Lord Seaton Road in the heart of St. Andrew-Windfields, one of Toronto's most coveted neighbourhoods. This warm and inviting south facing 3+1 bedroom, 3 bathroom bungalow sits on a spectacular 66 ft wide, flat premium lot, surrounded by magnificent mature trees, lush landscaping and multimillion dollar residences. Beautifully maintained and move-in ready, the home offers a bright and spacious layout with generous living and dining areas, hardwood floors and large windows overlooking the picturesque property. The inviting family room features a cozy fireplace and walkout to an expansive deck, making it perfect for outdoor dining and entertaining, while the remarkably private, park like backyard is framed by mature trees and established gardens, creating a peaceful setting rarely found in the city. The functional eat-in kitchen overlooks the family room and backyard, while the main floor primary bedroom features a walk-in closet and private ensuite bath. 2 additional generously sized bedrooms and a 4 piece family bathroom complete the main level.The fully finished lower level dramatically expands the living space with large recreation and family areas, an additional bedroom/den, 3rd bathroom and plenty of flexible space for a home office, gym, media room, guest suite or growing family. The property's impressive frontage, flat lot and prestigious surroundings also present outstanding potential for a future luxury custom residence, making this an exceptional opportunity for builders, investors and end users alike. Ideally situated near Yonge & York Mills/Bayview, with quick access to Highway 401, transit, top-rated schools, parks, tennis courts, fine shopping, restaurants and places of worship. Move in and enjoy, renovate to your taste, hold as a strategic investment, or create a spectacular custom estate on one of St. Andrew-Windfields' most desirable streets.

Key facts

Property type
Detached, Bungalow
MLS®
C13844220
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
66 × 120 ft
Cross streets
Yonge & York Mills
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,144 / 2026
Days on market
19
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Primary BedroomGround3.95 × 3.62 m

3 pc ensuite · hardwood floor · walk-in closet(s)

Dining RoomGround3.74 × 3.20 m

hardwood floor · open concept · overlooks backyard

Bedroom 3Ground4.43 × 3.49 m

broadloom · closet

RecreationLower8.31 × 3.63 m

3 Pc Bath

BedroomLower3.45 × 6.14 m

broadloom · closet

Family RoomGround6.04 × 3.10 m

w/o to deck · fireplace

Bedroom 2Ground3.32 × 3.05 m

broadloom · closet

Living RoomGround5.93 × 3.68 m

hardwood floor · open concept · large window

KitchenGround3.61 × 2.91 m

tile floor · backsplash

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$2.39Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,242/sqft; this home lists at $1,371/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.40MThis home2.00M2.20M2.99MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$2.19M
Banbury-Don Mills
$5.50M
Leaside
$2.15M
Wexford-Maryvale
$849K
Steeles
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Avondale Alternative Elementary School · Public elementary0.6 km · 94% at standard
Avondale Public School · Public elementary0.6 km · 70% at standard
Owen Public School · Public elementary0.8 km · 59% at standard
Harrison Public School · Public elementary1.3 km · 82% at standard
Cardinal Carter ES · Catholic elementary1.5 km
Cardinal Carter Academy for the Arts · Catholic secondary1.5 km · 92% at standard
Hollywood Public School · Public elementary1.6 km · 96% at standard
St Edward Catholic School · Catholic elementary1.6 km · 89% at standard
Claude Watson School for the Arts · Public elementary1.6 km · 96% at standard
Earl Haig Secondary School · Public secondary1.8 km · 90% at standard
Windfields Middle School · Public elementary1.8 km · 91% at standard
Elkhorn Public School · Public elementary2.0 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,934/mo
$445KIncome needed
5.4×Price ÷ income
$2,523Weekly cost
$92,900Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $10,934Property tax $845Total carry $11,779

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,612per month

Mortgage amount $1,919,200 · 4.49% over 25 years

$479,800Down payment (20.0%)
$1,919,200Loan before insurance
$0CMHC premium
$11,457Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,612
Property tax
$845
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,457

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$46,450
Toronto municipal land transfer tax
$46,450
Estimated closing costs
$92,900

Plus your down payment of $479,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,844/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,264,276Total interest paid
$3,183,476Total of all payments
Principal $1,919,200 Interest $1,264,276
YearPrincipalInterestBalance
1$42,828$84,511$1,876,372
2$44,773$82,566$1,831,599
3$46,806$80,533$1,784,793
4$48,931$78,408$1,735,862
5$51,153$76,186$1,684,709
6$53,475$73,864$1,631,234
7$55,903$71,436$1,575,331
8$58,441$68,898$1,516,889
9$61,095$66,244$1,455,795
10$63,869$63,470$1,391,926
11$66,769$60,570$1,325,157
12$69,800$57,539$1,255,357
13$72,970$54,370$1,182,387
14$76,283$51,056$1,106,104
15$79,746$47,593$1,026,358
16$83,367$43,972$942,991
17$87,152$40,187$855,839
18$91,109$36,230$764,730
19$95,246$32,093$669,484
20$99,570$27,769$569,914
21$104,091$23,248$465,822
22$108,818$18,521$357,005
23$113,758$13,581$243,246
24$118,923$8,416$124,323
25$124,323$3,016$0

At the end of your 5-year term

Total paid over the term
$636,695
Principal paid down
$234,491
Interest paid
$402,204
Balance remaining
$1,684,709

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
0.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $10,144− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $22,098

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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