608-90 Queens Wharf Road, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13845768

$499,900
For Sale
Listed 19 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Waterfront living at an affordable price at exchange condos by Concord Adex.
  • Enjoy this thoughtfully designed 1 + den suite offering exceptional flexibility, with a special den featuring floor to ceiling windows that can easily function as a...
  • Featuring an open concept layout, premium finishes, built in appliances, and efficient use of space, this suite delivers the perfect balance of style, comfort and...
  • Residents enjoy an exceptional collection of state of the heart, resort inspired amenities including an indoor swimming pool, basket ball court, theatre room, private...

Waterfront living at an affordable price at exchange condos by Concord Adex! Enjoy this thoughtfully designed 1 + den suite offering exceptional flexibility, with a special den featuring floor to ceiling windows that can easily function as a second bedroom or home office to suit your lifestyle needs. Featuring an open concept layout, premium finishes, built in appliances, and efficient use of space, this suite delivers the perfect balance of style, comfort and functionality. Located in one of Downtown Toronto's most vibrant and connected communities, this residence places you just steps from transit, the waterfront, king west, dining, entertainment, and grocery stores. Enjoy the best of Downtown living with walking distance access to the well, the waterfront at Marina Quay west, Toronto music garden, the Billy Bishop airport ferry terminal, Rogers center, and the Toronto's iconic waterfront, along with nearby bicycle paths and scenic waterfront trails perfect for cycling, jogging, and outdoor recreation. Residents enjoy an exceptional collection of state of the heart, resort inspired amenities including an indoor swimming pool, basket ball court, theatre room, private dining room, pet spa, ping pong lounge, yoga studio with classes, massage room, and fitness facilities, delivering a lifestyle experience that is second to none in the heart of the city. No representations or warranties are made of any kind. rental equipment, parking fees and other fees are unknown.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13845768
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Fort York & Bathurst
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$577/mo
Exposure
South
Property tax
$2,595 / 2025
Days on market
19
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

DenFlat2.92 × 3.18 m

sliding doors · laminate · window

Living RoomFlat3.10 × 3.89 m

w/o to balcony · open concept · window

Dining RoomFlat3.10 × 5.28 m

open concept · combined w/kitchen · laminate

Primary BedroomFlat2.97 × 2.92 m

closet · laminate · window

KitchenFlat3.10 × 5.28 m

quartz counter · stainless steel appl · modern kitchen

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$565kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $870/sqft; this home lists at $770/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
500kThis home549k549k573k589kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$690K
Kensington-Chinatown
$585K
Little Portugal
$549K
Church-Yonge Corridor
$876K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
The Waterfront School · Public elementary0.4 km · 74% at standard
Oasis Alternative Secondary School · Public secondary0.8 km
ALPHA Alternative Junior School · Public elementary0.8 km
St Mary Catholic School · Catholic elementary0.9 km · 64% at standard
Niagara Street Junior Public School · Public elementary0.9 km · 82% at standard
Ogden Junior Public School · Public elementary1.3 km · 69% at standard
Charles G Fraser Junior Public School · Public elementary1.3 km · 74% at standard
Ryerson Community School Junior Senior · Public elementary1.4 km · 52% at standard
Givins/Shaw Junior Public School · Public elementary1.7 km · 81% at standard
Contact Alternative School School · Public secondary1.8 km
Heydon Park Secondary School · Public secondary1.8 km · 8% at standard
Msgr Fraser College (Southwest) · Catholic secondary1.9 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,278/mo
$108KIncome needed
4.6×Price ÷ income
$526Weekly cost
$12,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,278Property tax $216Condo fee $577Total carry $3,072

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,211per month

Mortgage amount $399,920 · 4.49% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$3,004Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,211
Property tax
$216
Condo / maintenance fees
$577
Heating
$0
Estimated monthly cost
$3,004

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Estimated closing costs
$12,946

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,676/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,448Total interest paid
$663,368Total of all payments
Principal $399,920 Interest $263,448
YearPrincipalInterestBalance
1$8,925$17,610$390,995
2$9,330$17,205$381,666
3$9,753$16,781$371,912
4$10,196$16,339$361,716
5$10,659$15,876$351,057
6$11,143$15,392$339,914
7$11,649$14,886$328,265
8$12,178$14,357$316,087
9$12,731$13,804$303,356
10$13,309$13,226$290,047
11$13,913$12,622$276,134
12$14,545$11,990$261,589
13$15,205$11,329$246,384
14$15,896$10,639$230,488
15$16,617$9,917$213,871
16$17,372$9,163$196,499
17$18,161$8,374$178,338
18$18,985$7,550$159,353
19$19,847$6,688$139,506
20$20,748$5,786$118,758
21$21,690$4,844$97,067
22$22,675$3,859$74,392
23$23,705$2,830$50,687
24$24,781$1,754$25,906
25$25,906$628$0

At the end of your 5-year term

Total paid over the term
$132,674
Principal paid down
$48,863
Interest paid
$83,811
Balance remaining
$351,057

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $2,595− Condo fees $6,924− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,775

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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