220 Torresdale Avenue, Toronto, ON

Westminster-Branson, Toronto · MLS® C13846906

$1,288,888
For Sale
Listed 16 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 18, 2026, 4:21 a.m.. Price and status may have changed since; refresh in a minute for the live version.

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5+1Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • No Detail has been overlooked in this top-to-bottom, ultra-modern renovation boasting over $200K in premium luxury upgrades.
  • The bright, sun-drenched main level features an airy, open-concept layout with pristine contemporary flooring, smooth ceilings, and sophisticated architectural...
  • Enjoy a seamless indoor-outdoor flow to a private backyard oasis.
  • New furnace, New A/C, New roof, New hardwood floors throughout.
  • New windows, with many upgrades have been done.

Absolute Showstopper! Welcome to this fully reimagined, single masterpiece in the highly coveted Westminster-Branson Enclave. No Detail has been overlooked in this top-to-bottom, ultra-modern renovation boasting over $200K in premium luxury upgrades. The bright, sun-drenched main level features an airy, open-concept layout with pristine contemporary flooring, smooth ceilings, and sophisticated architectural details throughout. A true chef's dream, the newly designed kitchen features high-end finishes, sleek integrated cabinetry, and quartz countertops perfect for entertaining. The upper levels offer spacious, sunlit bedrooms and spa-like, professionally curated bathrooms with high-end fixtures, and the second-floor bedroom converts to a family room. Step downstairs to a fully finished, versatile lower level, ideal for a premium media room, home office, or guest suite. Enjoy a seamless indoor-outdoor flow to a private backyard oasis. Unbeatable turn-key perfection: an investment or Just move in and enjoy! New furnace, New A/C, New roof, New hardwood floors throughout. New windows, with many upgrades have been done! The Seller will review offers on Oct 13, 2026, at 7 pm; please register offers by Oct 13, 2026 at 6 PM. The seller reserves the right to accept before the scheduled offer date and without notice.

Key facts

Property type
Detached, 2-Storey
MLS®
C13846906
Bedrooms
5+1 (6 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
72.19 × 106.5 ft
Cross streets
Torresdale and Steeles
Parking
2 garage · 6 parking (built-in)
Basement
Apartment
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,123 / 2026
Days on market
16
Listing brokerage
HOME STANDARDS BRICKSTONE REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Rockford Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Westminster-Branson, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rockford Public School
54%
Rockford Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 54% meet the provincial standard
Fisherville Senior Public SchoolEQAO results not published
Avondale Secondary Alternative SchoolEQAO results not published
Also nearby: 10 more schools within 2.5 km
North West Secondary Alternative School · Public secondary0.8 km
Northview Heights Secondary School · Public secondary1.3 km · 72% at standard
Pleasant Public School · Public elementary1.5 km · 58% at standard
Yorkview Public School · Public elementary1.9 km · 52% at standard
St Antoine Daniel Catholic School · Catholic elementary2.0 km · 58% at standard
R J Lang Elementary and Middle School · Public elementary2.0 km · 60% at standard
Wilmington Elementary School · Public elementary2.1 km · 67% at standard
Charles H Best Junior and Middle School · Public elementary2.1 km · 49% at standard
Newtonbrook Secondary School · Public secondary2.2 km · 68% at standard
Drewry Secondary School · Public secondary2.4 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,874/mo
$243KIncome needed
5.3×Price ÷ income
$1,356Weekly cost
$44,506Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,874Property tax $510Total carry $6,385

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,701per month

Mortgage amount $1,031,110 · 4.49% over 25 years

$257,778Down payment (20.0%)
$1,031,110Loan before insurance
$0CMHC premium
$6,211Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,701
Property tax
$510
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,211

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,253
Toronto municipal land transfer tax
$22,253
Estimated closing costs
$44,506

Plus your down payment of $257,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,900/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$679,246Total interest paid
$1,710,356Total of all payments
Principal $1,031,110 Interest $679,246
YearPrincipalInterestBalance
1$23,010$45,404$1,008,100
2$24,055$44,359$984,046
3$25,147$43,267$958,899
4$26,289$42,126$932,610
5$27,482$40,932$905,128
6$28,730$39,684$876,398
7$30,035$38,380$846,363
8$31,398$37,016$814,965
9$32,824$35,590$782,141
10$34,314$34,100$747,827
11$35,872$32,542$711,955
12$37,501$30,913$674,454
13$39,204$29,211$635,250
14$40,984$27,431$594,266
15$42,844$25,570$551,422
16$44,790$23,624$506,632
17$46,823$21,591$459,809
18$48,949$19,465$410,859
19$51,172$17,242$359,687
20$53,495$14,919$306,192
21$55,924$12,490$250,268
22$58,463$9,951$191,805
23$61,118$7,296$130,687
24$63,893$4,521$66,794
25$66,794$1,620$0

At the end of your 5-year term

Total paid over the term
$342,071
Principal paid down
$125,983
Interest paid
$216,089
Balance remaining
$905,128

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $6,123− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $48,547

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOME STANDARDS BRICKSTONE REALTY. MLS®/PropTx.

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