610-82 Lombard Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13847182

$799,900
For Sale
Listed 19 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Boutique living on one of downtown Toronto's historically restored streets.
  • The renovated chef's kitchen features stone counters, porcelain floors, a built-in wall oven and cooktop, and stainless steel appliances.
  • It opens to an open-concept living and dining area with pot lights.
  • Newer hardwood floors run throughout.
  • Renovated with the heat pump replaced.

Boutique living on one of downtown Toronto's historically restored streets. This spacious 2-bedroom, 2-bathroom suite offers approx. 1,150 sq ft in an intimate building. The renovated chef's kitchen features stone counters, porcelain floors, a built-in wall oven and cooktop, and stainless steel appliances. It opens to an open-concept living and dining area with pot lights. Newer hardwood floors run throughout. Each bedroom has its own spa-like ensuite bath. Renovated with the heat pump replaced. Ensuite laundry, ensuite locker and 1 exclusive underground parking spot. Maintenance includes heat, water, parking and building insurance. A short walk to the St. Lawrence Market, Bay St, the Eaton Centre and the subway.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13847182
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Church/Adelaide
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$1,816/mo
Exposure
North South
Property tax
$3,422 / 2026
Days on market
19
Listing brokerage
ROYAL LEPAGE MEADOWTOWNE REALTY

Rooms

Primary BedroomFlat4.98 × 3.38 m

hardwood floor · closet · ensuite bath

Bedroom 2Flat3.38 × 3.28 m

hardwood floor · ensuite bath

Living RoomFlat4.93 × 3.33 m

hardwood floor · open concept · pot lights

KitchenFlat3.89 × 2.31 m

porcelain floor · stainless steel appl · stone counters

Dining RoomFlat3.56 × 1.65 m

hardwood floor · open concept · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$554K
Kensington-Chinatown
$585K
Waterfront Communities C1
$624K
North St. James Town
$765K
Niagara
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.4 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.4 km · 98% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.1 km · 55% at standard
St Paul Catholic School · Catholic elementary1.1 km · 62% at standard
Nelson Mandela Park Public School · Public elementary1.3 km · 47% at standard
Contact Alternative School School · Public secondary1.3 km
Church Street Junior Public School · Public elementary1.3 km · 73% at standard
Native Learning Centre · Public secondary1.3 km
Jarvis Collegiate Institute · Public secondary1.5 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.5 km
Winchester Junior and Senior Public School · Public elementary1.5 km · 76% at standard
Our Lady of Lourdes Catholic School · Catholic elementary1.6 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,646/mo
$185KIncome needed
4.3×Price ÷ income
$841Weekly cost
$24,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

63%mortgage
Mortgage $3,646Property tax $285Condo fee $1,816Total carry $5,747

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,538per month

Mortgage amount $639,920 · 4.49% over 25 years

$159,980Down payment (20.0%)
$639,920Loan before insurance
$0CMHC premium
$5,639Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,538
Property tax
$285
Condo / maintenance fees
$1,816
Heating
$0
Estimated monthly cost
$5,639

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,473
Toronto municipal land transfer tax
$12,473
Estimated closing costs
$24,946

Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,282/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,548Total interest paid
$1,061,468Total of all payments
Principal $639,920 Interest $421,548
YearPrincipalInterestBalance
1$14,280$28,178$625,640
2$14,929$27,530$610,711
3$15,606$26,852$595,105
4$16,315$26,144$578,789
5$17,056$25,403$561,734
6$17,830$24,628$543,903
7$18,640$23,819$525,263
8$19,486$22,973$505,777
9$20,371$22,088$485,406
10$21,296$21,163$464,111
11$22,263$20,196$441,848
12$23,274$19,185$418,574
13$24,330$18,128$394,244
14$25,435$17,024$368,809
15$26,590$15,869$342,219
16$27,797$14,662$314,422
17$29,059$13,400$285,363
18$30,379$12,080$254,984
19$31,758$10,701$223,226
20$33,200$9,259$190,027
21$34,707$7,751$155,319
22$36,283$6,176$119,036
23$37,930$4,528$81,106
24$39,653$2,806$41,453
25$41,453$1,006$0

At the end of your 5-year term

Total paid over the term
$212,294
Principal paid down
$78,186
Interest paid
$134,107
Balance remaining
$561,734

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $3,422− Condo fees $21,798− Insurance $600− Vacancy & upkeep $4,488Net operating income $10,492

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE MEADOWTOWNE REALTY. MLS®/PropTx.

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