705-10 Yonge Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13847236

$429,000
For Sale
Listed 18 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

In short

  • Welcome to this spacious 1 bedroom suite in the heart of downtown Toronto, offering the perfect blend of urban luxury and everyday convenience.
  • Designed with functionality in mind, this bright and open-concept layout features kitchen complete with a breakfast bar and stainless steel applicance, overlooking...
  • Residents benefit from exceptional, resort-style amenities including 24/7 Concierge service, providing both comfort and peace of mind.

Welcome to this spacious 1 bedroom suite in the heart of downtown Toronto, offering the perfect blend of urban luxury and everyday convenience. Designed with functionality in mind, this bright and open-concept layout features kitchen complete with a breakfast bar and stainless steel applicance, overlooking the living/dining area. Open to the bedroom area with large double closet. Newer front load washer and dryer. Residents benefit from exceptional, resort-style amenities including 24/7 Concierge service, providing both comfort and peace of mind. Unbeatable location just steps to the Entertainment, Distillery, and Financial Districts, with easy access to T.T.C. transit and major highways. Surrounded by top employers, shopping, dining, and beautiful parks - this is downtown living at its finest.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13847236
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
500-599 sq ft
Cross streets
Yonge St & Queens Quay
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$638/mo
Exposure
North East
Property tax
$1,972 / 2025
Days on market
18
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Living RoomFlat4.52 × 3.07 m

laminate · combined w/dining

DenFlat2.95 × 2.00 m

Glass Doors

BedroomFlat2.95 × 2.26 m

laminate · double closet

Dining RoomFlat4.52 × 3.07 m

laminate · combined w/living

KitchenFlat2.90 × 2.40 m

ceramic floor · breakfast bar · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$483kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $879/sqft; this home lists at $781/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
429kThis home459k468k490k499k500kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$554K
Church-Yonge Corridor
$876K
Moss Park
$549K
Kensington-Chinatown
$585K
North St. James Town
$649K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dundas Junior Public School
59%
Dundas Junior Public SchoolPublic · Elementary · 3.0 km awayBelow the GTA average · 59% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Downtown Alternative School · Public elementary0.7 km
Market Lane Junior and Senior Public School · Public elementary1.2 km · 74% at standard
St Michael's Choir (Sr) School · Catholic secondary1.4 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.4 km · 98% at standard
Bishop Macdonell Catholic School · Catholic elementary1.6 km · 82% at standard
Jean Lumb Public School · Public elementary1.6 km · 73% at standard
Contact Alternative School School · Public secondary1.7 km
Ogden Junior Public School · Public elementary1.8 km · 69% at standard
St Paul Catholic School · Catholic elementary1.8 km · 62% at standard
Oasis Alternative Secondary School · Public secondary1.9 km
ALPHA Alternative Junior School · Public elementary1.9 km
City School · Public secondary1.9 km · 58% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,955/mo
$95KIncome needed
4.5×Price ÷ income
$451Weekly cost
$10,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $1,955Property tax $164Condo fee $638Total carry $2,758

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,898per month

Mortgage amount $343,200 · 4.49% over 25 years

$85,800Down payment (20.0%)
$343,200Loan before insurance
$0CMHC premium
$2,700Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,898
Property tax
$164
Condo / maintenance fees
$638
Heating
$0
Estimated monthly cost
$2,700

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,055
Toronto municipal land transfer tax
$5,055
Estimated closing costs
$10,110

Plus your down payment of $85,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,297/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$226,084Total interest paid
$569,284Total of all payments
Principal $343,200 Interest $226,084
YearPrincipalInterestBalance
1$7,659$15,113$335,541
2$8,007$14,765$327,535
3$8,370$14,401$319,165
4$8,750$14,021$310,415
5$9,147$13,624$301,267
6$9,563$13,209$291,705
7$9,997$12,774$281,708
8$10,451$12,321$271,257
9$10,925$11,846$260,332
10$11,421$11,350$248,910
11$11,940$10,831$236,971
12$12,482$10,289$224,489
13$13,049$9,723$211,440
14$13,641$9,130$197,799
15$14,261$8,511$183,538
16$14,908$7,863$168,630
17$15,585$7,186$153,045
18$16,293$6,479$136,752
19$17,032$5,739$119,720
20$17,806$4,966$101,915
21$18,614$4,157$83,300
22$19,459$3,312$63,841
23$20,343$2,429$43,498
24$21,266$1,505$22,232
25$22,232$539$0

At the end of your 5-year term

Total paid over the term
$113,857
Principal paid down
$41,933
Interest paid
$71,924
Balance remaining
$301,267

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $1,972− Condo fees $7,656− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,928

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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