284 Lisgar Street, Toronto, ON

Little Portugal, Toronto · MLS® C13847818

$1,160,000
For Sale
Listed 16 days agoNo offer date stated

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7Bedrooms
2Bathrooms
0Parking
2000-2500Sq ft

About this home

In short

  • A neighbourhood full of character, community, and city living at its best.
  • The home features Victorian Architecture from a time when homes were built to last, with high ceilings, vaulted gables on the 3rd floor, rooftop patio on the 2nd...
  • There is a private backyard and with over 2,000 sq ft above grade there is tons of space for everyone.
  • The approximately 900 sq ft unfinished basement with its own private side entrance has the potential to be developed into an additional self-contained rental suite.

Welcome to Dundas West! A neighbourhood full of character, community, and city living at its best. The home features Victorian Architecture from a time when homes were built to last, with high ceilings, vaulted gables on the 3rd floor, rooftop patio on the 2nd floor and another balcony off the living room! There is a private backyard and with over 2,000 sq ft above grade there is tons of space for everyone. The property currently has strong income as a functional two unit home situated in a high demand area. The approximately 900 sq ft unfinished basement with its own private side entrance has the potential to be developed into an additional self-contained rental suite. Some photos digitally enhanced.

Key facts

Property type
Semi-Detached, 2 1/2 Storey
MLS®
C13847818
Bedrooms
7
Bathrooms
2
Size
2000-2500 sq ft
Lot
18.67 × 96 ft
Cross streets
Dundas/Ossington
Parking
0 parking
Driveway
Street Only
Basement
Separate Entrance, Unfinished
Heating
Radiant
A/C
None
Exterior
Stucco (Plaster)
Foundation
Unknown
Roof
Flat, Shingles
Sewer
Sewer
Property tax
$7,043 / 2025
Days on market
16
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

Living RoomMain3.66 × 3.66 m

hardwood floor · window

KitchenSecond3.35 × 3.66 m

hardwood floor · window

Primary BedroomMain4.57 × 3.05 m

hardwood floor · window

Bedroom 3Main4.57 × 3.05 m

hardwood floor · window · b/i closet

LaundryBasement4.95 × 1.55 m
Bedroom 5Second3.05 × 3.45 m

hardwood floor · window

KitchenMain3.35 × 3.66 m

eat-in kitchen · tile floor · window

Bedroom 2Main3.00 × 3.35 m

hardwood floor · window · b/i closet

Utility RoomBasement2.72 × 1.52 m
BedroomThird4.17 × 3.71 m

hardwood floor · window

Bedroom 4Second2.57 × 3.66 m

hardwood floor · w/o to deck

BedroomThird2.62 × 3.35 m

hardwood floor · window

Living RoomSecond3.96 × 4.57 m

hardwood floor · large window · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Alexander Muir/Gladstone Ave Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Little Portugal, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Alexander Muir/Gladstone Ave Junior and Senior Public School
73%
Alexander Muir/Gladstone Ave Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 73% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
The Grove Community School · Public elementary0.4 km
St Ambrose Catholic School · Catholic elementary0.4 km · 85% at standard
Ossington/Old Orchard Junior Public School · Public elementary0.5 km · 88% at standard
Msgr Fraser College (Southwest) · Catholic secondary0.6 km
Dewson Street Junior Public School · Public elementary0.8 km · 64% at standard
City View Alternative Senior School · Public elementary0.8 km
Shirley Street Junior Public School · Public elementary0.8 km · 70% at standard
St Helen Catholic School · Catholic elementary0.8 km · 74% at standard
Givins/Shaw Junior Public School · Public elementary0.8 km · 81% at standard
Brock Public School · Public elementary1.0 km · 81% at standard
Parkdale Junior and Senior Public School · Public elementary1.0 km · 51% at standard
St Mary Catholic Academy · Catholic secondary1.1 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,287/mo
$224KIncome needed
5.2×Price ÷ income
$1,220Weekly cost
$39,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,287Property tax $587Total carry $5,874

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,131per month

Mortgage amount $928,000 · 4.49% over 25 years

$232,000Down payment (20.0%)
$928,000Loan before insurance
$0CMHC premium
$5,718Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,131
Property tax
$587
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,718

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,675
Toronto municipal land transfer tax
$19,675
Estimated closing costs
$39,350

Plus your down payment of $232,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,210/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$611,321Total interest paid
$1,539,321Total of all payments
Principal $928,000 Interest $611,321
YearPrincipalInterestBalance
1$20,709$40,864$907,291
2$21,649$39,924$885,642
3$22,632$38,941$863,009
4$23,660$37,913$839,350
5$24,734$36,839$814,616
6$25,857$35,716$788,758
7$27,031$34,542$761,727
8$28,258$33,314$733,469
9$29,542$32,031$703,927
10$30,883$30,690$673,045
11$32,285$29,288$640,760
12$33,751$27,822$607,009
13$35,283$26,290$571,725
14$36,885$24,688$534,840
15$38,560$23,013$496,280
16$40,311$21,262$455,969
17$42,141$19,432$413,828
18$44,054$17,518$369,774
19$46,055$15,518$323,719
20$48,146$13,427$275,573
21$50,332$11,241$225,241
22$52,617$8,956$172,624
23$55,006$6,567$117,618
24$57,504$4,069$60,114
25$60,114$1,458$0

At the end of your 5-year term

Total paid over the term
$307,864
Principal paid down
$113,384
Interest paid
$194,480
Balance remaining
$814,616

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $7,043− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,413

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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