20 Turtle Island Rd, Toronto, Ontario Road, Toronto, ON

Englemount-Lawrence, Toronto · MLS® C13848580

$788,000
For Sale
Listed 18 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage
1400-1599Sq ft

About this home

In short

  • Modern Home situated just steps from the Yorkdale TTC Subway Station and GO Transit.
  • 5 minutes away from premier shopping destinations like Yorkdale Mall & Lawrence Allen Centre.

Modern Home situated just steps from the Yorkdale TTC Subway Station and GO Transit. 5 minutes away from premier shopping destinations like Yorkdale Mall & Lawrence Allen Centre. Seize the opportunity to make this exquisite gem your own.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
C13848580
Bedrooms
3
Bathrooms
3 (1 half)
Size
1400-1599 sq ft
Cross streets
Allen Dr N & Lawrence Ave W
Parking
1 garage (detached)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Maintenance
$325/mo
Exposure
South
Property tax
$4,716 / 2026
Days on market
18
Listing brokerage
168 REAL ESTATES INC.

Rooms

Living RoomGround3.11 × 4.34 m

b/i closet · large window · laminate

Dining RoomGround3.11 × 5.05 m

w/o to garage · large window · combined w/kitchen

Bedroom 2Second3.15 × 3.01 m

large window · laminate · large closet

Bedroom 3Second3.60 × 3.10 m

large window · laminate · closet

LaundrySecond1.11 × 2.39 m

B/I Shelves

KitchenGround3.11 × 5.05 m

ceramic backsplash · granite counters · large window

Primary BedroomThird3.65 × 5.17 m

Laminate

Furnace RoomThird1.40 × 2.34 m
Our TakeTeam Asgarian · Broker
In line with recent sales
$805Kautomated estimate, from recent sales

Listed at $788,000, about 2% below our estimate of $805K (homes like it typically land between $749K and $846K).

Why $805K. The typical townhouse sold in Englemount-Lawrence over the past year went for about $703K (14 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $4,716 a year; the typical home sold here pays about $3,800.
  • ▲ Raises it stronglyIt is 1,400 to 1,599 sq ft; the typical home sold here is 1,100 to 1,299.
  • ▲ Raises it slightly3 bedrooms and 3 baths, against 2.5 and 2 typically.
List price
$749KBelow our range$846KAbove our range

Total price vs nearby homes. Fair value about $805K, learned from recent GTA sales.

The market behind the math:

3sold nearby · 90 days
18days on market so far
$3,751/moest. rent · 5 leases
5.7%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 5 months of inventory: 5 condo townhouse homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $526/sqft against an area asking average of $628/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $779K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

The assigned public school is John Polanyi Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Englemount-Lawrence, so I widened the search to the surrounding area.

Based on 12 comparable homes that sold in Englemount-Lawrence over the past two years, from 19 closings there.

What sellers nearby are askingCurrently listed nearby in Englemount-Lawrence · asking prices
$801kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $805K, which is where my estimate comes from.

Per square foot, these ask about $573/sqft; this home lists at $526/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
788kThis home785k899k740k780kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Englemount-Lawrence, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$699K
Casa Loma
$2.80M
St. Andrew-Windfields
$929K
Niagara
$902K
Victoria Village
$754K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Flemington Public School
36%
Flemington Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 36% meet the provincial standard
Baycrest Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Baycrest Public School · Public elementary0.7 km · 69% at standard
Lawrence Heights Middle School · Public elementary0.7 km · 44% at standard
Glen Park Public School · Public elementary1.1 km · 54% at standard
St Charles Catholic School · Catholic elementary1.2 km · 62% at standard
Ledbury Park Elementary and Middle School · Public elementary1.3 km · 77% at standard
Yorkdale Secondary School · Public secondary1.4 km
Sts Cosmas and Damian Catholic School · Catholic elementary1.7 km · 84% at standard
Regina Mundi Catholic School · Catholic elementary1.9 km · 63% at standard
St Margaret Catholic School · Catholic elementary2.0 km · 82% at standard
Faywood Arts-Based Curriculum School · Public elementary2.0 km · 70% at standard
Bannockburn Public School · Public elementary2.1 km
Joyce Public School · Public elementary2.2 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,591/mo
$159KIncome needed
4.9×Price ÷ income
$829Weekly cost
$24,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

83%mortgage
Mortgage $3,591Property tax $393Condo fee $325Total carry $4,310

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,486per month

Mortgage amount $630,400 · 4.49% over 25 years

$157,600Down payment (20.0%)
$630,400Loan before insurance
$0CMHC premium
$4,204Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,486
Property tax
$393
Condo / maintenance fees
$325
Heating
$0
Estimated monthly cost
$4,204

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,235
Toronto municipal land transfer tax
$12,235
Estimated closing costs
$24,470

Plus your down payment of $157,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,219/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$415,277Total interest paid
$1,045,677Total of all payments
Principal $630,400 Interest $415,277
YearPrincipalInterestBalance
1$14,068$27,759$616,332
2$14,707$27,120$601,626
3$15,374$26,453$586,251
4$16,072$25,755$570,179
5$16,802$25,025$553,377
6$17,565$24,262$535,812
7$18,363$23,465$517,449
8$19,196$22,631$498,253
9$20,068$21,759$478,185
10$20,979$20,848$457,206
11$21,932$19,896$435,275
12$22,927$18,900$412,347
13$23,968$17,859$388,379
14$25,057$16,771$363,322
15$26,194$15,633$337,128
16$27,384$14,444$309,745
17$28,627$13,200$281,118
18$29,927$11,900$251,191
19$31,285$10,542$219,906
20$32,706$9,121$187,200
21$34,191$7,636$153,009
22$35,743$6,084$117,265
23$37,366$4,461$79,899
24$39,063$2,764$40,836
25$40,836$991$0

At the end of your 5-year term

Total paid over the term
$209,135
Principal paid down
$77,023
Interest paid
$132,112
Balance remaining
$553,377

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Englemount-Lawrence$3,751/mo
$45,012Gross annual rent
3.9%Cap rate after taxes and upkeep
$3,301 to $4,201Typical rent range
~36 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Englemount-Lawrence signed at a median of $3,499 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,751. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.7%
Gross yield
− Property tax $4,716− Condo fees $3,901− Insurance $600− Vacancy & upkeep $4,951Net operating income $30,843

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of 168 REAL ESTATES INC.. MLS®/PropTx.

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