1105-361 Front Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13848914

$899,000
For Sale
Listed 19 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • A front-row seat to Toronto, with the space to actually live in it.
  • This bright, south-facing 2 Bedroom + Den residence offers a generously proportioned floor plan, two full bathrooms and spectacular views spanning the CN Tower, Lake...
  • Residents enjoy an impressive collection of amenities at Club Vista, including an indoor pool, hot tub, sauna, fitness centre, basketball court, outdoor BBQ terrace...

A front-row seat to Toronto, with the space to actually live in it. This bright, south-facing 2 Bedroom + Den residence offers a generously proportioned floor plan, two full bathrooms and spectacular views spanning the CN Tower, Lake Ontario and Rogers Centre. Freshly painted with new flooring throughout, the suite feels crisp, refreshed and completely move-in ready.The spacious living and dining areas are wrapped in natural light, while the separate den adds valuable flexibility for a home office. Two well-proportioned bedrooms and two full bathrooms make the layout equally well suited to couples, families, downsizers or those simply looking for more room downtown. Parking and a locker are both included. And then there is the location. Step outside and some of Toronto's best dining, entertainment and recreation are quite literally at your doorstep. Walk to the waterfront, Financial District, Union Station, The Well, King West and the city's major sports and entertainment venues, with convenient highway access nearby. Residents enjoy an impressive collection of amenities at Club Vista, including an indoor pool, hot tub, sauna, fitness centre, basketball court, outdoor BBQ terrace and party room, together with 24-hour concierge and visitor parking.Spacious, south-facing and exceptionally connected-an opportunity to enjoy downtown Toronto with the room, views and convenience that are increasingly difficult to find.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13848914
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Front St W and Blue Jays Way
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Other
Maintenance
$1,198/mo
Exposure
South
Property tax
$3,680 / 2025
Days on market
19
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Oasis Alternative Secondary School · Public secondary0.6 km
ALPHA Alternative Junior School · Public elementary0.6 km
Ogden Junior Public School · Public elementary0.8 km · 69% at standard
The Waterfront School · Public elementary0.9 km · 74% at standard
St Mary Catholic School · Catholic elementary1.1 km · 64% at standard
Contact Alternative School School · Public secondary1.2 km
Ryerson Community School Junior Senior · Public elementary1.3 km · 52% at standard
Niagara Street Junior Public School · Public elementary1.3 km · 82% at standard
Heydon Park Secondary School · Public secondary1.3 km · 8% at standard
Beverley School · Public elementary1.4 km
Subway Academy II · Public secondary1.5 km
Charles G Fraser Junior Public School · Public elementary1.6 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$191KIncome needed
4.7×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $4,097Property tax $307Condo fee $1,198Total carry $5,602

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$5,481Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$307
Condo / maintenance fees
$1,198
Heating
$0
Estimated monthly cost
$5,481

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $3,680− Condo fees $14,379− Insurance $600− Vacancy & upkeep $4,488Net operating income $17,654

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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