2109-750 Bay Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13849536

$749,999
For Sale
Listed 17 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 19, 2026, 5:12 a.m.. Price and status may have changed since; refresh in a minute for the live version.

Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Unit 2109 is the completely renovated & rare 2 bedroom corner unit that's better than the rest.
  • It checks every box: a bright, extra practical layout, full sized kitchen & appliances, primary bedroom with a walk-in closet and ensuite, 1 parking & 1 locker.
  • An oversized living space to fit everything (including 2 working stations).
  • 2 bathrooms and 2 balconies.
  • Everything is perfect for you and your roommate, or you and your boo. And fully convenient to its core - with all-inclusive maintenance fee (includes electricity!)...

A Bay Street beauty! Unit 2109 is the completely renovated & rare 2 bedroom corner unit that's better than the rest. It checks every box: a bright, extra practical layout, full sized kitchen & appliances, primary bedroom with a walk-in closet and ensuite, 1 parking & 1 locker. An oversized living space to fit everything (including 2 working stations). Lovely west & north exposures for great sunsets and vibey evenings in. 2 bathrooms and 2 balconies! Everything is perfect for you and your roommate, or you and your boo. ***** And fully convenient to its core - with all-inclusive maintenance fee (includes electricity!), a building with friendly 24/7 security, a gym, pool and more. Quiet & calm but walkable to everything (U of T, Hospital Row, 2 TTC subway stations, streetcar at your door) and everything Yonge St and the city has to offer. ***** Crafted & loved by its owner and absolutely move-in ready, this is the one you've been looking for. Call it yours!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13849536
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Bay St & College St
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$1,169/mo
Exposure
North West
Property tax
$3,852 / 2026
Days on market
17
Listing brokerage
SAGE REAL ESTATE LIMITED

Rooms

Bedroom 2Flat0.00 × 0.00 m

w/o to balcony · closet · hardwood floor

Primary BedroomFlat0.00 × 0.00 m

walk-in closet(s) · 4 pc ensuite · w/o to balcony

KitchenFlat0.00 × 0.00 m

quartz counter · stainless steel appl · hardwood floor

Living RoomFlat0.00 × 0.00 m

large window · w/o to balcony · hardwood floor

Dining RoomFlat0.00 × 0.00 m

combined w/living · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Orde Street Public School
76%
Orde Street Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.6 km · 76% at standard
Native Learning Centre · Public secondary0.7 km
Church Street Junior Public School · Public elementary0.7 km · 73% at standard
Contact Alternative School School · Public secondary0.7 km
St Michael's Choir (Sr) School · Catholic secondary0.8 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary0.8 km · 98% at standard
Heydon Park Secondary School · Public secondary0.9 km · 8% at standard
Subway Academy II · Public secondary0.9 km
Beverley School · Public elementary0.9 km
Jarvis Collegiate Institute · Public secondary1.0 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.1 km
Lord Lansdowne Junior Public School · Public elementary1.3 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,418/mo
$166KIncome needed
4.5×Price ÷ income
$789Weekly cost
$22,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $3,418Property tax $321Condo fee $1,169Total carry $4,909

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,317per month

Mortgage amount $599,999 · 4.49% over 25 years

$150,000Down payment (20.0%)
$599,999Loan before insurance
$0CMHC premium
$4,807Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,317
Property tax
$321
Condo / maintenance fees
$1,169
Heating
$0
Estimated monthly cost
$4,807

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,475
Toronto municipal land transfer tax
$11,475
Estimated closing costs
$22,950

Plus your down payment of $150,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,015/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$395,250Total interest paid
$995,250Total of all payments
Principal $599,999 Interest $395,250
YearPrincipalInterestBalance
1$13,389$26,421$586,610
2$13,997$25,813$572,612
3$14,633$25,177$557,980
4$15,297$24,513$542,682
5$15,992$23,818$526,690
6$16,718$23,092$509,972
7$17,477$22,333$492,495
8$18,271$21,539$474,225
9$19,100$20,710$455,125
10$19,967$19,843$435,158
11$20,874$18,936$414,284
12$21,822$17,988$392,462
13$22,812$16,998$369,649
14$23,848$15,962$345,801
15$24,931$14,879$320,870
16$26,063$13,747$294,807
17$27,246$12,564$267,561
18$28,483$11,327$239,077
19$29,777$10,033$209,301
20$31,129$8,681$178,172
21$32,542$7,268$145,630
22$34,020$5,790$111,610
23$35,564$4,246$76,046
24$37,179$2,631$38,867
25$38,867$943$0

At the end of your 5-year term

Total paid over the term
$199,050
Principal paid down
$73,309
Interest paid
$125,741
Balance remaining
$526,690

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,852− Condo fees $14,034− Insurance $600− Vacancy & upkeep $3,564Net operating income $10,350

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.

CallRequest a showing