1231 Bathurst Street, Toronto, ON

Casa Loma, Toronto · MLS® C13850844

$1,798,000
For Sale
Listed 18 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
2Parking
1100-1500Sq ft

About this home

In short

  • Captivating in Casa Loma.
  • Finished basement with separate entrance, the lower kitchen also has quartz counters and 3 piece bathroom with bedroom makes this a wonderful space for in-laws or...
  • Capture $5500+ monthly in rental income.
  • The neighbourhood also features the sprawling Sir Winston Churchill Park, with its hiking and dog park, plus 19th-century manor house Spadina Museum and contemporary...
  • This home is located in park heaven, with 3 parks and 15 recreation facilities within a 20 minute walk from this address.

Captivating in Casa Loma! Welcome to this fantastic and rare 3+1 bedroom charmer which has been tastefully renovated. Gorgeous kitchen reno complete with large island, great appliances and quartz countertops. Finished basement with separate entrance, the lower kitchen also has quartz counters and 3 piece bathroom with bedroom makes this a wonderful space for in-laws or nanny suite. Capture $5500+ monthly in rental income! Named after the renowned Gothic Revival hilltop castle and its gardens, Casa Loma is a posh residential area offering serene streets lined with Edwardian, Tudor and Georgian houses. The neighbourhood also features the sprawling Sir Winston Churchill Park, with its hiking and dog park, plus 19th-century manor house Spadina Museum and contemporary plays at Tarragon Theatre. Cozy cafes line Dupont Street. With excellent assigned and local public schools very close to this home, your kids will get a great education in the neighbourhood. This home is located in park heaven, with 3 parks and 15 recreation facilities within a 20 minute walk from this address. Public transit is at this home's doorstep for easy travel around the city. The nearest rail transit stop is only a 10 minute walk away, and the nearest street transit stop is a minute walk away.

Key facts

Property type
Other, 2-Storey
MLS®
C13850844
Bedrooms
3+1 (4 total)
Bathrooms
4
Size
1100-1500 sq ft
Lot
15.75 × 93 ft
Cross streets
Bathurst & Davenport
Parking
2 parking
Driveway
Lane
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,965 / 2025
Days on market
18
Listing brokerage
EXP REALTY

Rooms

Bedroom 3Second2.40 × 3.29 m
Dining RoomMain4.13 × 3.27 m

W/O To Porch

BedroomSecond3.66 × 4.13 m

3 pc ensuite · closet

Living RoomMain5.64 × 3.88 m

fireplace · picture window

Bedroom 4Lower3.72 × 2.84 m

3 pc ensuite · closet · pot lights

KitchenLower4.64 × 3.14 m

combined w/living · quartz counter

KitchenMain3.86 × 4.05 m

stainless steel appl · quartz counter

Bedroom 2Second4.05 × 3.11 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Casa Loma, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Oakwood Collegiate Institute
66%
Oakwood Collegiate InstitutePublic · Secondary · 1.7 km awayBelow the GTA average · 66% meet the provincial standard
Hillcrest Community SchoolEQAO results not published
Winona Drive Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Hillcrest Community School · Public elementary0.3 km · 85% at standard
Palmerston Avenue Junior Public School · Public elementary0.8 km · 80% at standard
Msgr Fraser Orientation Centre · Catholic secondary1.0 km
St Bruno/St. Raymond Catholic School · Catholic elementary1.0 km · 56% at standard
Essex Junior and Senior Public School · Public elementary1.0 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary1.0 km · 74% at standard
Huron Street Junior Public School · Public elementary1.2 km · 74% at standard
Loretto College School · Catholic secondary1.3 km · 62% at standard
McMurrich Junior Public School · Public elementary1.3 km · 81% at standard
Brown Junior Public School · Public elementary1.5 km · 86% at standard
West End Alternative School · Public secondary1.5 km
St Alphonsus Catholic School · Catholic elementary1.6 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,195/mo
$330KIncome needed
5.5×Price ÷ income
$1,891Weekly cost
$64,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $8,195Property tax $497Total carry $8,692

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,953per month

Mortgage amount $1,438,400 · 4.49% over 25 years

$359,600Down payment (20.0%)
$1,438,400Loan before insurance
$0CMHC premium
$8,450Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,953
Property tax
$497
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,450

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,435
Toronto municipal land transfer tax
$32,435
Estimated closing costs
$64,870

Plus your down payment of $359,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,626/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$947,548Total interest paid
$2,385,948Total of all payments
Principal $1,438,400 Interest $947,548
YearPrincipalInterestBalance
1$32,099$63,339$1,406,301
2$33,556$61,882$1,372,745
3$35,080$60,358$1,337,665
4$36,673$58,765$1,300,992
5$38,338$57,100$1,262,654
6$40,079$55,359$1,222,576
7$41,898$53,540$1,180,677
8$43,801$51,637$1,136,877
9$45,789$49,649$1,091,087
10$47,868$47,570$1,043,219
11$50,042$45,396$993,177
12$52,314$43,124$940,863
13$54,689$40,749$886,174
14$57,172$38,266$829,002
15$59,768$35,670$769,234
16$62,482$32,956$706,752
17$65,319$30,119$641,433
18$68,284$27,153$573,149
19$71,385$24,053$501,764
20$74,626$20,812$427,138
21$78,014$17,424$349,124
22$81,556$13,881$267,567
23$85,259$10,178$182,308
24$89,131$6,307$93,177
25$93,177$2,260$0

At the end of your 5-year term

Total paid over the term
$477,190
Principal paid down
$175,746
Interest paid
$301,444
Balance remaining
$1,262,654

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%
Gross yield
− Property tax $5,965− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,199

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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