503-33 Mill Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13850888

$599,999
For Sale
Listed 19 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Welcome to 33 Mill St - a refined residence set within the heart of Toronto's storied Distillery District.
  • The open-concept living area showcases floor-to-ceiling windows, polished hardwood flooring, and a sleek modern kitchen appointed with stainless steel appliances and...
  • The primary bedroom offers open concept space, while the DEN (2nd Bedroom) presents an ideal retreat for guests, a home office, or little ones.
  • Residents enjoy an exceptional suite of amenities, including a fitness centre, a rooftop terrace commanding sweeping city vistas, an outdoor pool and hot tub, and...

Welcome to 33 Mill St - a refined residence set within the heart of Toronto's storied Distillery District. This elegant LOFT condominium marries contemporary sophistication with timeless character. The open-concept living area showcases floor-to-ceiling windows, polished hardwood flooring, and a sleek modern kitchen appointed with stainless steel appliances and granite countertops. The primary bedroom offers open concept space, while the DEN (2nd Bedroom) presents an ideal retreat for guests, a home office, or little ones.Residents enjoy an exceptional suite of amenities, including a fitness centre, a rooftop terrace commanding sweeping city vistas, an outdoor pool and hot tub, and 24-hour concierge service. Mere steps from chic boutiques, acclaimed restaurants, and a thriving cultural scene, this residence delivers the pinnacle of urban living in one of Toronto's most sought-after neighbourhoods.

Key facts

Property type
Condo Apartment, Loft
MLS®
C13850888
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
FRONT ST/PARLIAMENT ST
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$777/mo
Exposure
North
Property tax
$3,503 / 2025
Days on market
19
Listing brokerage
FIRST CLASS REALTY INC.

Rooms

Bedroom 2Main2.90 × 2.74 m
Primary BedroomMain2.90 × 3.32 m
KitchenMain1.52 × 1.52 m
Living RoomMain7.01 × 3.66 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Inglenook Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Nelson Mandela Park Public School
47%
Nelson Mandela Park Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 47% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Market Lane Junior and Senior Public School · Public elementary0.3 km · 74% at standard
St Michael Catholic School · Catholic elementary0.8 km · 67% at standard
Downtown Alternative School · Public elementary0.8 km
Lord Dufferin Junior and Senior Public School · Public elementary1.3 km · 55% at standard
St Michael's Choir (Jr) School · Catholic elementary1.5 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary1.5 km · 98% at standard
Queen Alexandra Middle School · Public elementary1.5 km · 71% at standard
SEED Alternative School · Public secondary1.6 km
Sprucecourt Junior Public School · Public elementary1.6 km · 59% at standard
Dundas Junior Public School · Public elementary1.6 km · 59% at standard
Winchester Junior and Senior Public School · Public elementary1.9 km · 76% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.9 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,735/mo
$132KIncome needed
4.6×Price ÷ income
$631Weekly cost
$16,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,735Property tax $292Condo fee $777Total carry $3,804

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,654per month

Mortgage amount $479,999 · 4.49% over 25 years

$120,000Down payment (20.0%)
$479,999Loan before insurance
$0CMHC premium
$3,723Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,654
Property tax
$292
Condo / maintenance fees
$777
Heating
$0
Estimated monthly cost
$3,723

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,475
Toronto municipal land transfer tax
$8,475
Estimated closing costs
$16,950

Plus your down payment of $120,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,212/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$316,200Total interest paid
$796,199Total of all payments
Principal $479,999 Interest $316,200
YearPrincipalInterestBalance
1$10,712$21,136$469,288
2$11,198$20,650$458,090
3$11,706$20,142$446,383
4$12,238$19,610$434,146
5$12,793$19,055$421,352
6$13,374$18,474$407,978
7$13,982$17,866$393,996
8$14,616$17,232$379,380
9$15,280$16,568$364,100
10$15,974$15,874$348,126
11$16,699$15,149$331,427
12$17,457$14,391$313,969
13$18,250$13,598$295,720
14$19,079$12,769$276,641
15$19,945$11,903$256,696
16$20,850$10,998$235,846
17$21,797$10,051$214,049
18$22,787$9,061$191,262
19$23,821$8,027$167,441
20$24,903$6,945$142,538
21$26,034$5,814$116,504
22$27,216$4,632$89,288
23$28,451$3,397$60,837
24$29,743$2,105$31,094
25$31,094$754$0

At the end of your 5-year term

Total paid over the term
$159,240
Principal paid down
$58,647
Interest paid
$100,593
Balance remaining
$421,352

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $3,503− Condo fees $9,324− Insurance $600− Vacancy & upkeep $3,168Net operating income $12,204

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.

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