PH1-628 Fleet Street, Toronto, ON

Niagara, Toronto · MLS® C13851658

$1,199,000
For Sale
Listed 18 days agoNo offer date stated
2+1Bedrooms
3Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Remarkable 1250 sq ft Penthouse Suite with soaring 11ft ceilings and spectacular views.
  • This property features new hardwood floors throughout, 3 bedrooms (or 2 bedrooms + office), 3 baths and a preferred split bedroom layout with 2 ensuites, plus a...

Remarkable 1250 sq ft Penthouse Suite with soaring 11ft ceilings and spectacular views. This property features new hardwood floors throughout, 3 bedrooms (or 2 bedrooms + office), 3 baths and a preferred split bedroom layout with 2 ensuites, plus a separate 2 pc. for guests. West exposure provides awe inspiring views of sunsets and Lake Ontario. The 110 sq.ft. Terrace is perfect for private entertaining and relaxation. Also featured is owned parking spot and storage locker. Simply move in and enjoy!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13851658
Bedrooms
2+1 (3 total)
Bathrooms
3 (1 half)
Size
1200-1399 sq ft
Cross streets
Bathurst and Lakeshore
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$929/mo
Exposure
West
Property tax
$4,856 / 2025
Days on market
18
Listing brokerage
REMAX CONNECT REALTY

Rooms

Dining RoomFlat4.27 × 3.05 m

hardwood floor · large window · w/o to terrace

Bedroom 2Flat3.96 × 3.05 m

hardwood floor · double closet · 4 pc ensuite

KitchenFlat3.05 × 2.80 m

granite counters · open concept · stainless steel appl

Bedroom 3Flat3.20 × 3.20 m

hardwood floor · large window · combined w/office

Living RoomFlat3.35 × 3.05 m

hardwood floor · large window · combined w/dining

Primary BedroomFlat4.57 × 4.57 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (The Waterfront School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Niagara · asking prices
$1.33Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $988/sqft; this home lists at $923/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.20MThis home1.40M1.05M1.43M1.45MThis home vs active comparables

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$682K
Little Portugal
$549K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$953K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
City School · Public secondary0.5 km · 58% at standard
Jean Lumb Public School · Public elementary0.8 km · 73% at standard
Niagara Street Junior Public School · Public elementary1.0 km · 82% at standard
St Mary Catholic School · Catholic elementary1.1 km · 64% at standard
Oasis Alternative Secondary School · Public secondary1.1 km
ALPHA Alternative Junior School · Public elementary1.1 km
Charles G Fraser Junior Public School · Public elementary1.5 km · 74% at standard
Givins/Shaw Junior Public School · Public elementary1.6 km · 81% at standard
Ogden Junior Public School · Public elementary1.7 km · 69% at standard
Ryerson Community School Junior Senior · Public elementary1.7 km · 52% at standard
Msgr Fraser College (Southwest) · Catholic secondary1.8 km
Heydon Park Secondary School · Public secondary2.2 km · 8% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,465/mo
$241KIncome needed
5.0×Price ÷ income
$1,261Weekly cost
$40,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $5,465Property tax $405Condo fee $929Total carry $6,798

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,304per month

Mortgage amount $959,200 · 4.49% over 25 years

$239,800Down payment (20.0%)
$959,200Loan before insurance
$0CMHC premium
$6,637Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,304
Property tax
$405
Condo / maintenance fees
$929
Heating
$0
Estimated monthly cost
$6,637

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,455
Toronto municipal land transfer tax
$20,455
Estimated closing costs
$40,910

Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,419/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$631,874Total interest paid
$1,591,074Total of all payments
Principal $959,200 Interest $631,874
YearPrincipalInterestBalance
1$21,405$42,238$937,795
2$22,377$41,266$915,418
3$23,393$40,250$892,024
4$24,455$39,188$867,569
5$25,566$38,077$842,003
6$26,726$36,917$815,277
7$27,940$35,703$787,337
8$29,209$34,434$758,129
9$30,535$33,108$727,594
10$31,921$31,722$695,673
11$33,370$30,273$662,302
12$34,886$28,757$627,417
13$36,470$27,173$590,947
14$38,125$25,518$552,822
15$39,856$23,787$512,965
16$41,666$21,977$471,299
17$43,558$20,085$427,741
18$45,536$18,107$382,206
19$47,603$16,040$334,602
20$49,764$13,878$284,838
21$52,024$11,619$232,814
22$54,386$9,257$178,428
23$56,855$6,788$121,572
24$59,437$4,206$62,136
25$62,136$1,507$0

At the end of your 5-year term

Total paid over the term
$318,215
Principal paid down
$117,197
Interest paid
$201,018
Balance remaining
$842,003

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $4,856− Condo fees $11,143− Insurance $600− Vacancy & upkeep $5,412Net operating income $27,189

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX CONNECT REALTY. MLS®/PropTx.

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