701-105 Mccaul Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13852542

$449,000
For Sale
Listed 18 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

In short

  • A Turnkey Masterpiece in the Heart of the Downtown CoreWelcome to this beautifully curated, spacious 1-bedroom suite where elevated design meets smart investment.
  • The open-concept kitchen flows beautifully into the living space, anchored by a generous breakfast bar.

A Turnkey Masterpiece in the Heart of the Downtown CoreWelcome to this beautifully curated, spacious 1-bedroom suite where elevated design meets smart investment. Every corner of this urban sanctuary has been thoughtfully upgraded, from the exquisite luxury veneer lumber flooring to the seamless, brand-new appliances. The welcoming entry features a custom foyer with a tailored built-in bench, while the spa-like bathroom impresses with fresh tilework, a modern vanity, and curated light fixtures. The open-concept kitchen flows beautifully into the living space, anchored by a generous breakfast bar. Positioned with a coveted western exposure, the suite offers a front-row seat to spectacular evening sunsets. Living at The Grange means the city is your backyard-enjoy unmatched walkability to the AGO, transit, Eaton Centre, world-class healthcare, Chinatown, and prestigious academic hubs. Nothing left to do but unpack and thrive.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13852542
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
University/Dundas
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Maintenance
$701/mo
Exposure
West
Property tax
$2,033 / 2026
Days on market
18
Listing brokerage
LPT REALTY

Rooms

KitchenGround2.33 × 2.32 m

breakfast bar · open concept · west view

Dining RoomGround4.50 × 3.48 m

Combined w/Living

Primary BedroomGround4.20 × 2.73 m

Large Closet

Living RoomGround4.50 × 3.48 m

combined w/dining · w/o to balcony · west view

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Contact Alternative School School · Public secondary0.0 km
Heydon Park Secondary School · Public secondary0.3 km · 8% at standard
Beverley School · Public elementary0.5 km
Subway Academy II · Public secondary0.5 km
Orde Street Public School · Public elementary0.6 km · 76% at standard
St Michael's Choir (Sr) School · Catholic secondary1.1 km · 98% at standard
Oasis Alternative Secondary School · Public secondary1.1 km
ALPHA Alternative Junior School · Public elementary1.1 km
Lord Lansdowne Junior Public School · Public elementary1.1 km · 85% at standard
St Michael's Choir (Jr) School · Catholic elementary1.1 km · 98% at standard
da Vinci School · Public elementary1.1 km · 67% at standard
St Joseph's College School · Catholic secondary1.2 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,046/mo
$100KIncome needed
4.5×Price ÷ income
$472Weekly cost
$10,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,046Property tax $169Condo fee $701Total carry $2,916

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,986per month

Mortgage amount $359,200 · 4.49% over 25 years

$89,800Down payment (20.0%)
$359,200Loan before insurance
$0CMHC premium
$2,856Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,986
Property tax
$169
Condo / maintenance fees
$701
Heating
$0
Estimated monthly cost
$2,856

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,455
Toronto municipal land transfer tax
$5,455
Estimated closing costs
$10,910

Plus your down payment of $89,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,404/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$236,624Total interest paid
$595,824Total of all payments
Principal $359,200 Interest $236,624
YearPrincipalInterestBalance
1$8,016$15,817$351,184
2$8,380$15,453$342,804
3$8,760$15,073$334,044
4$9,158$14,675$324,886
5$9,574$14,259$315,312
6$10,008$13,824$305,304
7$10,463$13,370$294,841
8$10,938$12,895$283,903
9$11,435$12,398$272,468
10$11,954$11,879$260,515
11$12,497$11,336$248,018
12$13,064$10,769$234,954
13$13,657$10,176$221,297
14$14,277$9,556$207,020
15$14,925$8,908$192,095
16$15,603$8,230$176,492
17$16,312$7,521$160,180
18$17,052$6,781$143,128
19$17,826$6,007$125,302
20$18,636$5,197$106,666
21$19,482$4,351$87,184
22$20,366$3,467$66,817
23$21,291$2,542$45,526
24$22,258$1,575$23,268
25$23,268$564$0

At the end of your 5-year term

Total paid over the term
$119,165
Principal paid down
$43,888
Interest paid
$75,277
Balance remaining
$315,312

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $2,033− Condo fees $8,407− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,116

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.

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