2713-955 Bay Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13854270

$839,000
For Sale
Listed 17 days agoNo offer date stated
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Welcome to "The Britt" in the heart of Downtown Toronto, just steps from Bloor Street and Yorkville.
  • This bright and spacious 3-bedroom, 2-bathroom unit features upgraded hardwood flooring throughout and a modern kitchen complete with sleek granite countertops.
  • Building amenities include a 24-hour concierge, gym,theatre room, lounge, spa, and hot tub.
  • An exceptional opportunity for both end-users seeking family-friendly downtown living and investors looking for premium tenant demand.

Welcome to "The Britt" in the heart of Downtown Toronto, just steps from Bloor Street and Yorkville. This bright and spacious 3-bedroom, 2-bathroom unit features upgraded hardwood flooring throughout and a modern kitchen complete with sleek granite countertops. Unbeatable location-walk to the University of Toronto, the Financial District, subway stations, world-class shopping, and major hospitals. Building amenities include a 24-hour concierge, gym,theatre room, lounge, spa, and hot tub. An exceptional opportunity for both end-users seeking family-friendly downtown living and investors looking for premium tenant demand.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13854270
Bedrooms
3
Bathrooms
2
Size
700-799 sq ft
Cross streets
Bay St/Wellesley
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$713/mo
Exposure
West
Property tax
$4,721 / 2025
Days on market
17
Listing brokerage
LANDPOWER REAL ESTATE LTD.

Rooms

Living RoomMain5.87 × 2.97 m

hardwood floor · combined w/dining · w/o to balcony

Primary BedroomMain3.48 × 2.74 m

hardwood floor · 4 pc ensuite · large closet

Bedroom 3Main2.59 × 2.49 m

hardwood floor · closet · sliding doors

KitchenMain2.54 × 1.98 m

hardwood floor · granite counters · open concept

Bedroom 2Main3.35 × 2.43 m

hardwood floor · closet · w/o to balcony

Dining RoomMain5.87 × 2.97 m

hardwood floor · combined w/living · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Bay Street Corridor · asking prices
$978kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,152/sqft; this home lists at $1,119/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
839kThis home799k950k1.19MThis home vs active comparables

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$578K
Moss Park
$495K
Waterfront Communities C1
$699K
Waterfront Communities C8
$525K
Niagara
$631K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.2 km · 76% at standard
Native Learning Centre · Public secondary0.6 km
Church Street Junior Public School · Public elementary0.6 km · 73% at standard
Jarvis Collegiate Institute · Public secondary0.8 km · 57% at standard
Orde Street Public School · Public elementary0.8 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.0 km
Msgr Fraser College (Isabella Campus) · Catholic secondary1.0 km
Subway Academy II · Public secondary1.2 km
Beverley School · Public elementary1.2 km
Heydon Park Secondary School · Public secondary1.3 km · 8% at standard
Contact Alternative School School · Public secondary1.3 km
Winchester Junior and Senior Public School · Public elementary1.3 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,824/mo
$175KIncome needed
4.8×Price ÷ income
$882Weekly cost
$26,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $3,824Property tax $393Condo fee $713Total carry $4,931

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,711per month

Mortgage amount $671,200 · 4.49% over 25 years

$167,800Down payment (20.0%)
$671,200Loan before insurance
$0CMHC premium
$4,818Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,711
Property tax
$393
Condo / maintenance fees
$713
Heating
$0
Estimated monthly cost
$4,818

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,255
Toronto municipal land transfer tax
$13,255
Estimated closing costs
$26,510

Plus your down payment of $167,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,492/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$442,154Total interest paid
$1,113,354Total of all payments
Principal $671,200 Interest $442,154
YearPrincipalInterestBalance
1$14,978$29,556$656,222
2$15,658$28,876$640,563
3$16,369$28,165$624,194
4$17,113$27,422$607,081
5$17,890$26,645$589,192
6$18,702$25,832$570,490
7$19,551$24,983$550,939
8$20,439$24,096$530,500
9$21,367$23,168$509,134
10$22,337$22,197$486,797
11$23,351$21,183$463,446
12$24,411$20,123$439,035
13$25,520$19,015$413,515
14$26,678$17,856$386,837
15$27,890$16,645$358,947
16$29,156$15,378$329,791
17$30,480$14,055$299,312
18$31,864$12,671$267,448
19$33,310$11,224$234,138
20$34,823$9,711$199,315
21$36,404$8,130$162,912
22$38,057$6,478$124,855
23$39,785$4,750$85,070
24$41,591$2,943$43,479
25$43,479$1,055$0

At the end of your 5-year term

Total paid over the term
$222,671
Principal paid down
$82,008
Interest paid
$140,663
Balance remaining
$589,192

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $4,721− Condo fees $8,559− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,752

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LANDPOWER REAL ESTATE LTD.. MLS®/PropTx.

CallRequest a showing