2411-770 Bay Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13855294

$598,000
For Sale
Listed 17 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Welcome to this bright and spacious 1-bedroom corner suite in the heart of Downtown Toronto.
  • Offering 601 sq. ft. of well-designed living space, this unit features 9-ft ceilings, beautiful hardwood floors, in-suite laundry, and a private balcony with great...
  • Exceptional building amenities include 24-hour concierge, rooftop terrace, party & games room, theatre, billiards room, indoor pool, fitness centre and visitor parking.

Welcome to this bright and spacious 1-bedroom corner suite in the heart of Downtown Toronto! Offering 601 sq. ft. of well-designed living space, this unit features 9-ft ceilings, beautiful hardwood floors, in-suite laundry, and a private balcony with great city views. Enjoy an unbeatable urban lifestyle just steps from transit, shopping, restaurants, and everything downtown Toronto has to offer. Exceptional building amenities include 24-hour concierge, rooftop terrace, party & games room, theatre, billiards room, indoor pool, fitness centre and visitor parking. A fantastic opportunity for first-time buyers, professionals, or investors seeking comfort, convenience, and vibrant city living.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13855294
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Bay & College
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$575/mo
Exposure
North West
Property tax
$3,476 / 2026
Days on market
17
Listing brokerage
SUTTON GROUP-ASSOCIATES REALTY INC.

Rooms

Dining RoomFlat6.63 × 3.48 m

scarlet ohara stairs · combined w/living · window floor to ceiling

Living RoomFlat6.63 × 3.48 m

hardwood floor · combined w/dining · w/o to balcony

KitchenFlat6.63 × 3.48 m

hardwood floor · granite counters · stainless steel appl

BedroomFlat3.58 × 2.74 m

hardwood floor · window floor to ceiling · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$585K
Church-Yonge Corridor
$876K
Moss Park
$549K
Waterfront Communities C1
$691K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.5 km · 76% at standard
Orde Street Public School · Public elementary0.6 km · 76% at standard
Native Learning Centre · Public secondary0.6 km
Contact Alternative School School · Public secondary0.8 km
St Michael's Choir (Sr) School · Catholic secondary0.8 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary0.8 km · 98% at standard
Heydon Park Secondary School · Public secondary0.9 km · 8% at standard
Subway Academy II · Public secondary0.9 km
Beverley School · Public elementary0.9 km
Jarvis Collegiate Institute · Public secondary0.9 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.1 km
Msgr Fraser College (Isabella Campus) · Catholic secondary1.3 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,725/mo
$128KIncome needed
4.7×Price ÷ income
$629Weekly cost
$16,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,725Property tax $290Condo fee $575Total carry $3,590

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,645per month

Mortgage amount $478,400 · 4.49% over 25 years

$119,600Down payment (20.0%)
$478,400Loan before insurance
$0CMHC premium
$3,510Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,645
Property tax
$290
Condo / maintenance fees
$575
Heating
$0
Estimated monthly cost
$3,510

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,435
Toronto municipal land transfer tax
$8,435
Estimated closing costs
$16,870

Plus your down payment of $119,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,202/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$315,147Total interest paid
$793,547Total of all payments
Principal $478,400 Interest $315,147
YearPrincipalInterestBalance
1$10,676$21,066$467,724
2$11,161$20,581$456,564
3$11,667$20,075$444,896
4$12,197$19,545$432,699
5$12,751$18,991$419,948
6$13,330$18,412$406,619
7$13,935$17,807$392,684
8$14,568$17,174$378,116
9$15,229$16,513$362,887
10$15,921$15,821$346,966
11$16,643$15,098$330,323
12$17,399$14,343$312,923
13$18,189$13,553$294,734
14$19,015$12,727$275,719
15$19,878$11,863$255,841
16$20,781$10,961$235,060
17$21,724$10,017$213,335
18$22,711$9,031$190,625
19$23,742$8,000$166,883
20$24,820$6,922$142,063
21$25,947$5,795$116,116
22$27,125$4,617$88,991
23$28,357$3,385$60,634
24$29,644$2,098$30,990
25$30,990$752$0

At the end of your 5-year term

Total paid over the term
$158,709
Principal paid down
$58,452
Interest paid
$100,258
Balance remaining
$419,948

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,476− Condo fees $6,899− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,919

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ASSOCIATES REALTY INC.. MLS®/PropTx.

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