610-23 Lorraine Drive, Toronto, ON

Willowdale West, Toronto · MLS® C13856836

$439,900
For Sale
Listed 17 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Large, well-maintained, bright one-bedroom plus den with balcony, ensuite laundry, and owned parking and locker.
  • Low maintenance fees of $519.99 at $0.86 per foot, which include all your utilities.
  • Prime location at Yonge & Finch, steps to the Finch subway and the abundance of convenient services and amenities along Yonge St.
  • Enjoy the amazing building amenities, including a 24-hour concierge, a large modern gym, a large swimming pool, a sauna in each change room, a large party room, a...
  • The fabulous floor plan features 9-foot ceilings, a large open-concept kitchen with newer full-sized appliances, plenty of cabinet and counter space, a double sink...

Large, well-maintained, bright one-bedroom plus den with balcony, ensuite laundry, and owned parking and locker! Low maintenance fees of $519.99 at $0.86 per foot, which include all your utilities. Prime location at Yonge & Finch, steps to the Finch subway and the abundance of convenient services and amenities along Yonge St. Short drive to the Hwy 401, Hwy 404/DVP and Hwy 407. Enjoy the amazing building amenities, including a 24-hour concierge, a large modern gym, a large swimming pool, a sauna in each change room, a large party room, a billiard room, and guest suites. The fabulous floor plan features 9-foot ceilings, a large open-concept kitchen with newer full-sized appliances, plenty of cabinet and counter space, a double sink with sprayer, a backsplash, and a breakfast bar. The spacious living room, dining room, and den offer plenty of wall space for large furniture, room for your home office, and a walk-out to the west-facing covered balcony, which offers bright afternoon and evening natural light and beautiful sunsets. The king-sized bedroom includes a large double mirrored closet, an additional closet/linen closet and new window coverings. 4-Piece bathroom with a deep tub and upgraded light fixture and shower head. The foyer includes a double-door mirrored closet. Upgraded light fixtures throughout. Recently painted. Very well-managed building with a strong financial position, including a $5,000,000 reserve fund (approx.), with on-site property management. Move right in and enjoy the fabulous North York location! Virtually staged; the property is vacant.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13856836
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Yonge & Finch
Parking
1 garage (underground)
Basement
Other
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$520/mo
Exposure
West
Property tax
$2,156 / 2026
Days on market
17
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

DenFlat2.74 × 2.74 m

open concept · combined w/living · combined w/dining

BedroomFlat3.76 × 2.82 m

double closet · closet · west view

FoyerFlat1.73 × 1.35 m

double closet · 4 pc bath

KitchenFlat2.44 × 2.44 m

breakfast bar · open concept

Den
OtherFlat1.68 × 2.31 m

balcony · west view

Living RoomFlat4.47 × 3.18 m

w/o to balcony · west view · open concept

Dining RoomFlat2.74 × 2.74 m

Open Concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Willowdale Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Willowdale West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$540K
Yorkdale-Glen Park
$631K
Mount Pleasant West
$858K
Annex
$1.09M
Church-Yonge Corridor
$541K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Willowdale Middle School
78%
Willowdale Middle SchoolPublic · Elementary · 1.2 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Cyril Catholic School · Catholic elementary0.2 km · 90% at standard
McKee Public School · Public elementary0.6 km · 86% at standard
Avondale Secondary Alternative School · Public secondary1.0 km
R J Lang Elementary and Middle School · Public elementary1.0 km · 60% at standard
Drewry Secondary School · Public secondary1.1 km
Churchill Public School · Public elementary1.2 km · 83% at standard
Earl Haig Secondary School · Public secondary1.3 km · 90% at standard
Claude Watson School for the Arts · Public elementary1.5 km · 96% at standard
Yorkview Public School · Public elementary1.6 km · 52% at standard
Cummer Valley Middle School · Public elementary1.7 km · 79% at standard
Cardinal Carter Academy for the Arts · Catholic secondary1.7 km · 92% at standard
Cardinal Carter ES · Catholic elementary1.7 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,005/mo
$95KIncome needed
4.6×Price ÷ income
$463Weekly cost
$10,546Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,005Property tax $180Condo fee $520Total carry $2,705

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,946per month

Mortgage amount $351,920 · 4.49% over 25 years

$87,980Down payment (20.0%)
$351,920Loan before insurance
$0CMHC premium
$2,645Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,946
Property tax
$180
Condo / maintenance fees
$520
Heating
$0
Estimated monthly cost
$2,645

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,273
Toronto municipal land transfer tax
$5,273
Estimated closing costs
$10,546

Plus your down payment of $87,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,355/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$231,828Total interest paid
$583,748Total of all payments
Principal $351,920 Interest $231,828
YearPrincipalInterestBalance
1$7,853$15,497$344,067
2$8,210$15,140$335,857
3$8,583$14,767$327,274
4$8,972$14,378$318,302
5$9,380$13,970$308,922
6$9,806$13,544$299,116
7$10,251$13,099$288,865
8$10,716$12,634$278,149
9$11,203$12,147$266,946
10$11,712$11,638$255,235
11$12,243$11,107$242,991
12$12,799$10,551$230,192
13$13,380$9,970$216,812
14$13,988$9,362$202,824
15$14,623$8,727$188,201
16$15,287$8,063$172,915
17$15,981$7,369$156,934
18$16,707$6,643$140,227
19$17,465$5,885$122,762
20$18,258$5,092$104,504
21$19,087$4,263$85,417
22$19,954$3,396$65,463
23$20,860$2,490$44,604
24$21,807$1,543$22,797
25$22,797$553$0

At the end of your 5-year term

Total paid over the term
$116,750
Principal paid down
$42,998
Interest paid
$73,751
Balance remaining
$308,922

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.6%
Gross yield
− Property tax $2,156− Condo fees $6,240− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,898

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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