4317-70 Temperance Street, Toronto, ON
Bay Street Corridor, Toronto · MLS® C13857874
About this home
In short
- Rare find at INDX with amazing picture view.
- Wake up every morning, 43 floors above the city with a breathtaking,unobstructed view of Toronto's iconic City Hall and the signature Toronto sign.
- You get to enjoy the view with floor-to-ceiling windows from a spacious 2Bedroom + Study, 2 Full Bathroom layout that's been freshly upgraded with laminate flooring...
- You've got thegym, golf simulator, poker room, theatre, party lounge and 24/7 concierge, everything you need, right at your doorstep.
Rare find at INDX with amazing picture view! Wake up every morning, 43 floors above the city with a breathtaking,unobstructed view of Toronto's iconic City Hall and the signature Toronto sign. No buildings blocking your sight - just a panoramic skylinestretching all the way to Yorkville and beyond. And the best part? You get to enjoy the view with floor-to-ceiling windows from a spacious 2Bedroom + Study, 2 Full Bathroom layout that's been freshly upgraded with laminate flooring throughout. Move-in ready, stylish and designedfor downtown living at its finest. Here's what truly sets this unit apart. Let me give you a huge bonus, this unit also comes with a locker. Thiscondo is called INDX (referring to stock market indices) because it is right in the Financial District! You are just steps from Bay & Queen/King,Eaton Centre, the underground PATH system and the best dining, shopping and nightlife in the city. And when you're home? You've got thegym, golf simulator, poker room, theatre, party lounge and 24/7 concierge, everything you need, right at your doorstep. This isn't just a condo,it is a rare opportunity to own a high-floor unit with iconic Toronto views in the most central downtown location. Come see it for yourself. The AAA Tenants will stay until the end of the lease.Extras:
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13857874
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 2
- Size
- 700-799 sq ft
- Cross streets
- Bay & Richmond St W
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $635/mo
- Exposure
- North
- Property tax
- $4,336 / 2026
- Days on market
- 16
- Listing brokerage
- HOMELIFE NEW WORLD REALTY INC.
Rooms
laminate · picture window · modern kitchen
laminate · large closet · glass doors
laminate · picture window · w/o to balcony
laminate · picture window · combined w/living
laminate · picture window · 4 pc ensuite
laminate · open concept
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $982/sqft; this home lists at $799/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Bay Street Corridor, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $479,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,650
- Property tax
- $361
- Condo / maintenance fees
- $635
- Heating
- $0
- Estimated monthly cost
- $3,646
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,455
- Toronto municipal land transfer tax
- $8,455
- Estimated closing costs
- $16,910
Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $158,975
- Principal paid down
- $58,549
- Interest paid
- $100,425
- Balance remaining
- $420,651
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.