415 Brunswick Avenue, Toronto, ON

Annex, Toronto · MLS® C13858208

$2,700,000
For Sale
Listed 17 days agoNo offer date stated
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11Bedrooms
8Bathrooms
4Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • Truly massive Annex Edwardian on rare 45 X 137 lot.
  • Currently an 8 unit tenanted property (2 units vacant for you to set your rents).
  • Highly desirable location on coveted street, surrounded by luxury renovated homes.
  • Steps to popular Sibelius square park.
  • Short walk to both Bloor and Dupont subway, restaurants, cafes & shopping.

Incredible opportunity! Truly massive Annex Edwardian on rare 45 X 137 lot. Phenomenal parking, almost unheard of in the Annex - 3 garages off a wide lane, and a fourth off a private drive. Currently an 8 unit tenanted property (2 units vacant for you to set your rents). This landmark Annex property will be almost impossible to replace. Highly desirable location on coveted street, surrounded by luxury renovated homes. Steps to popular Sibelius square park. Short walk to both Bloor and Dupont subway, restaurants, cafes & shopping. Quick subway or walk to U of T, Queen's Park, hospital row and the financial district. Simply one of the best locations in the city for living and rental potential.

Key facts

Property type
Other, 3-Storey
MLS®
C13858208
Bedrooms
11
Bathrooms
8
Size
3500-5000 sq ft
Lot
45 × 137.42 ft
Cross streets
Dupont/Spadina
Parking
4 garage · 6 parking (detached)
Basement
Separate Entrance
Heating
Water
A/C
None
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$18,156 / 2026
Days on market
17
Listing brokerage
SUTTON GROUP-ASSOCIATES REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Msgr Fraser Orientation Centre · Catholic secondary0.5 km
Palmerston Avenue Junior Public School · Public elementary0.5 km · 80% at standard
Loretto College School · Catholic secondary0.6 km · 62% at standard
Central Technical School · Public secondary0.8 km · 54% at standard
Harbord Collegiate Institute · Public secondary1.1 km · 85% at standard
Essex Junior and Senior Public School · Public elementary1.1 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary1.1 km · 74% at standard
Hillcrest Community School · Public elementary1.1 km · 85% at standard
West End Alternative School · Public secondary1.2 km
da Vinci School · Public elementary1.3 km · 67% at standard
King Edward Junior and Senior Public School · Public elementary1.3 km · 83% at standard
Lord Lansdowne Junior Public School · Public elementary1.4 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$12,306/mo
$522KIncome needed
5.2×Price ÷ income
$2,840Weekly cost
$107,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $12,306Property tax $1,513Total carry $13,819

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,943per month

Mortgage amount $2,160,000 · 4.49% over 25 years

$540,000Down payment (20.0%)
$2,160,000Loan before insurance
$0CMHC premium
$13,456Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,943
Property tax
$1,513
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,456

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$53,975
Toronto municipal land transfer tax
$53,975
Estimated closing costs
$107,950

Plus your down payment of $540,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$14,455/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,422,903Total interest paid
$3,582,903Total of all payments
Principal $2,160,000 Interest $1,422,903
YearPrincipalInterestBalance
1$48,202$95,114$2,111,798
2$50,391$92,926$2,061,407
3$52,679$90,638$2,008,729
4$55,070$88,246$1,953,659
5$57,571$85,745$1,896,088
6$60,185$83,131$1,835,903
7$62,917$80,399$1,772,986
8$65,774$77,542$1,707,212
9$68,760$74,556$1,638,452
10$71,882$71,434$1,566,569
11$75,146$68,170$1,491,423
12$78,558$64,758$1,412,865
13$82,125$61,191$1,330,740
14$85,854$57,462$1,244,886
15$89,752$53,564$1,155,134
16$93,827$49,489$1,061,307
17$98,087$45,229$963,220
18$102,541$40,776$860,680
19$107,196$36,120$753,484
20$112,063$31,253$641,420
21$117,152$26,165$524,268
22$122,471$20,845$401,798
23$128,031$15,285$273,766
24$133,845$9,472$139,922
25$139,922$3,394$0

At the end of your 5-year term

Total paid over the term
$716,581
Principal paid down
$263,912
Interest paid
$452,669
Balance remaining
$1,896,088

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $18,156− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $58,942

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ASSOCIATES REALTY INC.. MLS®/PropTx.

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