414-840 St Clair Avenue, Toronto, ON

Oakwood Village, Toronto · MLS® C13858622

$599,000
For Sale
Listed 16 days agoNo offer date stated
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2Bedrooms
2Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Welcome to Eight Forty, a boutique condominium in the heart of St.
  • This beautifully designed 2-bedroom, 2-bathroom suite offers 655sqft. of thoughtfully planned living space with contemporary designer finishes and elegant...
  • The open-concept layout is complemented by a private balcony, modern kitchen with built-in appliances, and the convenience of two full bathrooms.
  • Clair streetcar and close to the subway, local cafés, restaurants, shops, parks and the Wychwood Barns.

Welcome to Eight Forty, a boutique condominium in the heart of St. Clair West. This beautifully designed 2-bedroom, 2-bathroom suite offers 655sqft. of thoughtfully planned living space with contemporary designer finishes and elegant European-style cabinetry. The open-concept layout is complemented by a private balcony, modern kitchen with built-in appliances, and the convenience of two full bathrooms. Enjoy the benefits of boutique condominium living with access to a fitness centre, party room. Ideally situated at St. Clair Avenue West and Oakwood, you're steps from the St. Clair streetcar and close to the subway, local cafés, restaurants, shops, parks and the Wychwood Barns. With downtown Toronto easily accessible and the best of St. Clair West right outside your door, this is an exceptional opportunity for first-time buyers, investors or those looking for a stylish and convenient urban home.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13858622
Bedrooms
2
Bathrooms
2
Size
600-699 sq ft
Cross streets
St Clair & Winona
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$611/mo
Exposure
South
Property tax
$3,039 / 2026
Days on market
16
Listing brokerage
BAYTREE REAL ESTATE INC.

Rooms

Bathroom

tile floor · 4 pc bath · b/i vanity

Bedroom2.97 × 3.10 m

south view · 4 pc ensuite · closet

Bathroom

4 pc ensuite · tile floor · b/i vanity

Living Room3.05 × 6.40 m

combined w/kitchen · b/i appliances · south view

Bedroom 22.90 × 2.74 m

closet · sliding doors

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (McMurrich Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Oakwood Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.03M
Kensington-Chinatown
$585K
Little Portugal
$549K
North St. James Town
$649K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near McMurrich Junior Public School
81%
McMurrich Junior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 81% meet the provincial standard
Winona Drive Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Rawlinson Community School · Public elementary0.7 km · 63% at standard
Humewood Community School · Public elementary0.7 km · 75% at standard
St Clare Catholic School · Catholic elementary0.8 km · 72% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary0.9 km · 56% at standard
Regal Road Junior Public School · Public elementary1.0 km · 73% at standard
Stella Maris Catholic School · Catholic elementary1.0 km · 76% at standard
St Mary of the Angels Catholic School · Catholic elementary1.1 km · 76% at standard
Hillcrest Community School · Public elementary1.3 km · 85% at standard
Holy Rosary Catholic School · Catholic elementary1.5 km · 89% at standard
Dovercourt Public School · Public elementary1.6 km · 62% at standard
D'Arcy McGee Catholic School · Catholic elementary1.6 km · 48% at standard
Essex Junior and Senior Public School · Public elementary1.6 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,730/mo
$127KIncome needed
4.7×Price ÷ income
$630Weekly cost
$16,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,730Property tax $253Condo fee $611Total carry $3,594

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,650per month

Mortgage amount $479,200 · 4.49% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$3,514Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,650
Property tax
$253
Condo / maintenance fees
$611
Heating
$0
Estimated monthly cost
$3,514

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Toronto municipal land transfer tax
$8,455
Estimated closing costs
$16,910

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,207/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$315,674Total interest paid
$794,874Total of all payments
Principal $479,200 Interest $315,674
YearPrincipalInterestBalance
1$10,694$21,101$468,506
2$11,179$20,616$457,327
3$11,687$20,108$445,640
4$12,217$19,577$433,423
5$12,772$19,023$420,651
6$13,352$18,443$407,299
7$13,958$17,837$393,340
8$14,592$17,203$378,748
9$15,255$16,540$363,494
10$15,947$15,848$347,546
11$16,671$15,124$330,875
12$17,428$14,367$313,447
13$18,220$13,575$295,227
14$19,047$12,748$276,180
15$19,912$11,883$256,269
16$20,816$10,979$235,453
17$21,761$10,034$213,692
18$22,749$9,046$190,943
19$23,782$8,013$167,162
20$24,861$6,933$142,300
21$25,990$5,805$116,310
22$27,170$4,625$89,140
23$28,404$3,391$60,736
24$29,694$2,101$31,042
25$31,042$753$0

At the end of your 5-year term

Total paid over the term
$158,975
Principal paid down
$58,549
Interest paid
$100,425
Balance remaining
$420,651

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,039− Condo fees $7,335− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,921

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAYTREE REAL ESTATE INC.. MLS®/PropTx.

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