4013-108 Peter Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13858934

$799,000
For Sale
Listed 16 days agoNo offer date stated
2+1Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Prime 2 B+D Corner Unit In 1-year-new PeterAdelaide Condo.
  • Fabulous 270-degree unobstructed panoramic NW view.
  • Steps To Osgoode Subway Station, Entertainment/ Financial District, Ago (Ocad), City Hall, Variety Of Shops & Eateries.

Prime 2 B+D Corner Unit In 1-year-new PeterAdelaide Condo. Fabulous 270-degree unobstructed panoramic NW view. Modern Kitchen W/ built-in SS Appliances & Quartz Countertop. Steps To Osgoode Subway Station, Entertainment/ Financial District, Ago (Ocad), City Hall, Variety Of Shops & Eateries. Great Amenities: Business Lounge, Fitness, Yoga Room, Etc

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13858934
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
700-799 sq ft
Cross streets
Peter / Adelaide
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$666/mo
Exposure
North West
Property tax
$4,159 / 2026
Days on market
16
Listing brokerage
RIGHT AT HOME REALTY

Rooms

DenFlat2.26 × 2.68 m

laminate · enclosed

Bedroom 2Flat2.36 × 2.69 m

laminate · closet · window floor to ceiling

Primary BedroomFlat2.74 × 3.05 m

laminate · window floor to ceiling

KitchenFlat3.05 × 5.31 m

laminate · combined w/dining · window floor to ceiling

Living RoomFlat3.05 × 5.31 m

laminate · combined w/dining · window floor to ceiling

Dining RoomFlat3.05 × 5.31 m

laminate · combined w/living · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$770kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $977/sqft; this home lists at $1,066/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
799kThis home819k715k769k750k799kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$600K
Church-Yonge Corridor
$580K
Waterfront Communities C8
$525K
Niagara
$687K
Moss Park
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Oasis Alternative Secondary School · Public secondary0.4 km
ALPHA Alternative Junior School · Public elementary0.4 km
Contact Alternative School School · Public secondary0.7 km
Heydon Park Secondary School · Public secondary0.8 km · 8% at standard
Bishop Macdonell Catholic School · Catholic elementary0.9 km · 82% at standard
Beverley School · Public elementary0.9 km
Subway Academy II · Public secondary0.9 km
Jean Lumb Public School · Public elementary1.0 km · 73% at standard
Orde Street Public School · Public elementary1.2 km · 76% at standard
Niagara Street Junior Public School · Public elementary1.3 km · 82% at standard
Charles G Fraser Junior Public School · Public elementary1.3 km · 74% at standard
The Waterfront School · Public elementary1.3 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,642/mo
$166KIncome needed
4.8×Price ÷ income
$840Weekly cost
$24,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $3,642Property tax $347Condo fee $666Total carry $4,654

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,200 · 4.49% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$4,547Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$347
Condo / maintenance fees
$666
Heating
$0
Estimated monthly cost
$4,547

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Toronto municipal land transfer tax
$12,455
Estimated closing costs
$24,910

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,074Total interest paid
$1,060,274Total of all payments
Principal $639,200 Interest $421,074
YearPrincipalInterestBalance
1$14,264$28,147$624,936
2$14,912$27,499$610,024
3$15,589$26,822$594,435
4$16,297$26,114$578,138
5$17,037$25,374$561,102
6$17,810$24,601$543,291
7$18,619$23,792$524,672
8$19,464$22,947$505,208
9$20,348$22,063$484,860
10$21,272$21,139$463,588
11$22,238$20,173$441,351
12$23,247$19,164$418,103
13$24,303$18,108$393,800
14$25,406$17,005$368,394
15$26,560$15,851$341,834
16$27,766$14,645$314,068
17$29,026$13,384$285,042
18$30,344$12,067$254,697
19$31,722$10,689$222,975
20$33,162$9,248$189,813
21$34,668$7,743$155,145
22$36,242$6,169$118,902
23$37,888$4,523$81,015
24$39,608$2,803$41,406
25$41,406$1,005$0

At the end of your 5-year term

Total paid over the term
$212,055
Principal paid down
$78,098
Interest paid
$133,956
Balance remaining
$561,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,159− Condo fees $7,992− Insurance $600− Vacancy & upkeep $3,168Net operating income $12,881

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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