1622-585 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C13860120

$725,000
For Sale
Listed 15 days agoNo offer date stated
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2Bedrooms
2Bathrooms
0Parking
800-899Sq ft

About this home

In short

  • Welcome to this stunning 2-bedroom, 2-bathroom condo, VIA Bloor Condo, where modern elegance meets urban convenience in the heart of downtown Toronto.
  • Building amenities include a gym, outdoor pool, and an entertainment lounge.

Welcome to this stunning 2-bedroom, 2-bathroom condo, VIA Bloor Condo, where modern elegance meets urban convenience in the heart of downtown Toronto. This unit with expansive floor-to-ceiling windows bathe the interior in natural light, Integrated Smart Home Technology, Controlled by A Convenient Phone App Or Smart Panel. Building amenities include a gym, outdoor pool, and an entertainment lounge. Sherbourne and Castle Frank TTC subway stations mere minutes away, easy access to the DVP.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13860120
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Bloor St E /Parliament st
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$770/mo
Exposure
South West
Property tax
$3,812 / 2025
Days on market
15
Listing brokerage
DREAM HOME REALTY INC.

Rooms

BathroomFlat2.50 × 3.00 m

3 pc bath · ceramic floor

Bedroom 2Flat3.50 × 2.49 m

laminate · large window · large closet

Living RoomFlat4.99 × 4.72 m

combined w/dining · w/o to balcony · window floor to ceiling

Primary BedroomFlat3.04 × 3.35 m

4 pc ensuite · laminate · large window

KitchenFlat4.72 × 3.65 m

quartz counter · b/i appliances · laminate

Dining RoomFlat4.72 × 3.65 m

combined w/kitchen · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Rose Avenue Junior Public School · Public elementary0.2 km · 46% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.4 km
Rosedale Heights School of the Arts · Public secondary0.6 km · 80% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.7 km
Jarvis Collegiate Institute · Public secondary0.8 km · 57% at standard
St Martin Catholic School (St.Martin) · Catholic secondary0.8 km
Rosedale Junior Public School · Public elementary1.0 km · 94% at standard
Sprucecourt Junior Public School · Public elementary1.1 km · 59% at standard
Church Street Junior Public School · Public elementary1.1 km · 73% at standard
CALC Secondary School · Public secondary1.1 km
Native Learning Centre · Public secondary1.1 km
Lord Dufferin Junior and Senior Public School · Public elementary1.3 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,304/mo
$154KIncome needed
4.7×Price ÷ income
$763Weekly cost
$21,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,304Property tax $318Condo fee $770Total carry $4,392

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,207per month

Mortgage amount $580,000 · 4.49% over 25 years

$145,000Down payment (20.0%)
$580,000Loan before insurance
$0CMHC premium
$4,295Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,207
Property tax
$318
Condo / maintenance fees
$770
Heating
$0
Estimated monthly cost
$4,295

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,975
Toronto municipal land transfer tax
$10,975
Estimated closing costs
$21,950

Plus your down payment of $145,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,881/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$382,076Total interest paid
$962,076Total of all payments
Principal $580,000 Interest $382,076
YearPrincipalInterestBalance
1$12,943$25,540$567,057
2$13,531$24,952$553,526
3$14,145$24,338$539,381
4$14,787$23,696$524,594
5$15,459$23,024$509,135
6$16,161$22,322$492,974
7$16,894$21,589$476,080
8$17,662$20,821$458,418
9$18,463$20,020$439,955
10$19,302$19,181$420,653
11$20,178$18,305$400,475
12$21,094$17,389$379,380
13$22,052$16,431$357,328
14$23,053$15,430$334,275
15$24,100$14,383$310,175
16$25,194$13,289$284,981
17$26,338$12,145$258,643
18$27,534$10,949$231,108
19$28,784$9,699$202,324
20$30,091$8,392$172,233
21$31,457$7,026$140,776
22$32,886$5,597$107,890
23$34,379$4,104$73,511
24$35,940$2,543$37,572
25$37,572$911$0

At the end of your 5-year term

Total paid over the term
$192,415
Principal paid down
$70,865
Interest paid
$121,550
Balance remaining
$509,135

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $3,812− Condo fees $9,242− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,181

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of DREAM HOME REALTY INC.. MLS®/PropTx.

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