LPH4706-50 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13860558

$998,000
For Sale
Listed 14 days agoNo offer date stated
3Bedrooms
2Bathrooms
1Garage
1400-1599Sq ft

About this home

In short

  • 5 Start Casa 3 Condo, Corner Unit, Unobstructed City & Lake View.
  • Luxury Penthouse Collection, High 10 Ft Ceiling.
  • One Of Best Floor Plan, 2 Large Bed Rooms, 2 Full Bath, Large Den W/Window(Could Be 3rd Bedroom), High End Finishes And Appliances, Gas Cook-Top, Granite Counter...
  • Walking Distance To U Of T And Steps To Bloor Subway.
  • Amenities: Pool, Gym/Exercise/Party/Meeting Rm, Cinema, Yoga Std, Rooftop Dk, 24/7 Security And Soaring 20 Ft Lobby Furnished By Hermes.

A Must See!! 5 Start Casa 3 Condo, Corner Unit, Unobstructed City & Lake View! Luxury Penthouse Collection, High 10 Ft Ceiling!!! Floor-To-Ceiling Windows, Wrap Around Terraces With Gas Bbq Hood. One Of Best Floor Plan, 2 Large Bed Rooms, 2 Full Bath, Large Den W/Window(Could Be 3rd Bedroom), High End Finishes And Appliances, Gas Cook-Top, Granite Counter, Backsplash, Mable Bath, Hardwood Floor Throughout. Walking Distance To U Of T And Steps To Bloor Subway. Amenities: Pool, Gym/Exercise/Party/Meeting Rm, Cinema, Yoga Std, Rooftop Dk, 24/7 Security And Soaring 20 Ft Lobby Furnished By Hermes.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13860558
Bedrooms
3
Bathrooms
2
Size
1400-1599 sq ft
Cross streets
Yonge/Bloor
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$1,241/mo
Exposure
North West
Property tax
$7,696 / 2026
Days on market
14
Listing brokerage
BAY STREET GROUP INC.

Rooms

Primary BedroomMain4.55 × 3.50 m

ensuite bath · walk-in closet(s) · w/o to balcony

Bedroom 2Main3.26 × 2.83 m

large closet · large window · window floor to ceiling

KitchenMain6.30 × 3.60 m

modern kitchen · combined w/dining · b/i appliances

Dining RoomMain6.30 × 3.60 m

combined w/living · w/o to balcony · combined w/kitchen

Bedroom 3Main2.59 × 2.46 m

laminate · window floor to ceiling · large window

Living RoomMain6.30 × 3.60 m

combined w/dining · combined w/kitchen · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$918kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $683/sqft; this home lists at $666/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
998kThis home895k700k1.16MThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$649K
Kensington-Chinatown
$548K
Moss Park
$495K
Waterfront Communities C8
$525K
Waterfront Communities C1
$699K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.5 km
Jarvis Collegiate Institute · Public secondary0.7 km · 57% at standard
St Joseph's College School · Catholic secondary0.7 km · 76% at standard
Native Learning Centre · Public secondary0.7 km
Church Street Junior Public School · Public elementary0.7 km · 73% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.8 km
Rose Avenue Junior Public School · Public elementary0.9 km · 46% at standard
Rosedale Junior Public School · Public elementary0.9 km · 94% at standard
Winchester Junior and Senior Public School · Public elementary1.1 km · 76% at standard
Orde Street Public School · Public elementary1.4 km · 76% at standard
Rosedale Heights School of the Arts · Public secondary1.5 km · 80% at standard
Huron Street Junior Public School · Public elementary1.5 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,549/mo
$222KIncome needed
4.5×Price ÷ income
$1,050Weekly cost
$32,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $4,549Property tax $641Condo fee $1,241Total carry $6,431

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,414per month

Mortgage amount $798,400 · 4.49% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$6,297Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,414
Property tax
$641
Condo / maintenance fees
$1,241
Heating
$0
Estimated monthly cost
$6,297

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Toronto municipal land transfer tax
$16,435
Estimated closing costs
$32,870

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,343/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$525,947Total interest paid
$1,324,347Total of all payments
Principal $798,400 Interest $525,947
YearPrincipalInterestBalance
1$17,817$35,157$780,583
2$18,626$34,348$761,957
3$19,472$33,502$742,486
4$20,356$32,618$722,130
5$21,280$31,694$700,850
6$22,246$30,728$678,604
7$23,256$29,718$655,348
8$24,312$28,662$631,036
9$25,416$27,558$605,620
10$26,570$26,404$579,050
11$27,776$25,198$551,274
12$29,037$23,936$522,237
13$30,356$22,618$491,881
14$31,734$21,240$460,147
15$33,175$19,799$426,972
16$34,681$18,293$392,291
17$36,256$16,718$356,035
18$37,902$15,072$318,133
19$39,623$13,351$278,510
20$41,422$11,552$237,088
21$43,303$9,671$193,785
22$45,269$7,705$148,516
23$47,324$5,650$101,192
24$49,473$3,501$51,719
25$51,719$1,255$0

At the end of your 5-year term

Total paid over the term
$264,869
Principal paid down
$97,550
Interest paid
$167,320
Balance remaining
$700,850

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $7,696− Condo fees $14,894− Insurance $600− Vacancy & upkeep $6,270Net operating income $27,540

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

CallRequest a showing