140 Bedford Road, Toronto, ON

Annex, Toronto · MLS® C13861584

$6,500,000
For Sale
Listed 13 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 19, 2026, 4:13 a.m.. Price and status may have changed since; refresh in a minute for the live version.

4Bedrooms
5Bathrooms
3Parking
3500-5000Sq ft

About this home

In short

  • A rare, turn-of-the-century Victorian, reimagined for modern luxury in the heart of Annex/Yorkville corridor.
  • Completely rebuilt to the studs with exceptional craftsmanship, this 4+1 bedroom, 5 bathroom home spans over 4,500 sq.ft across three impressive levels.
  • Soaring 10.5 ft ceilings, solid oak and stone floors and curated architectural detailing, create a sense of refined elegance.
  • A custom chef's kitchen serves as the heart of the home, complete with a centre island, Wolf & Subzero appliances, and seamless flow into a formal 10-seat dining room.
  • Just beyond, a private backyard oasis, ideal for hosting or unwinding in style.

A rare, turn-of-the-century Victorian, reimagined for modern luxury in the heart of Annex/Yorkville corridor. Set on one of the area's most coveted streets, this one-of-a-kind detached residence seamless blends timeless old-world charm with elevated contemporary design. Completely rebuilt to the studs with exceptional craftsmanship, this 4+1 bedroom, 5 bathroom home spans over 4,500 sq.ft across three impressive levels. Soaring 10.5 ft ceilings, solid oak and stone floors and curated architectural detailing, create a sense of refined elegance. Gracious principal rooms are designed for both intimate living and sophisticated entertaining, anchored by a stunning marble wood-burning fireplace, one of four fireplaces featured. A custom chef's kitchen serves as the heart of the home, complete with a centre island, Wolf & Subzero appliances, and seamless flow into a formal 10-seat dining room. Just beyond, a private backyard oasis, ideal for hosting or unwinding in style. Natural light pours through expansive windows, enhancing the home's warm, inviting ambiance. The grand staircase leads to the second floor family/media room w/fireplace overlooking the tree-lined street and up to the third level, offering three spacious bedrooms, w/2 full baths. The primary suite is a private retreat, featuring its own fireplace, walk-in closet, secondary laundry & spa-inspired 6 piece ensuite with oversized tub, steam room, and separate shower. Lower level showcases Italian tile, exposed brick, wine room and a generous recreation space with walkout access to a beautifully landscaped backyard complete with in-ground pool & jacuzzi. Set on a 39 x 111 ft lot, the home also offers exceptional curb appeal, heated interlocking drive w/parking for 3 vehicles. Steps to Yorkville's premier shopping and dining, top-tier schools, parks, TTC, and the downtown core, this residence delivers a rare combination of heritage character, modern conformd, and prestigious location - elevated urban living.

Key facts

Property type
Detached, 3-Storey
MLS®
C13861584
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
39 × 111 ft
Cross streets
Bedford & Davenport Rd
Parking
3 parking
Driveway
Private
Basement
Finished with Walk-Out, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Slate
Sewer
Sewer
Pool
Inground
Property tax
$21,243 / 2025
Days on market
13
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

RecreationBasement5.64 × 5.11 m

tile floor · halogen lighting · window

Dining RoomMain5.34 × 4.63 m

coffered ceiling(s) · fireplace · hardwood floor

Primary BedroomSecond6.73 × 5.51 m

hardwood floor · fireplace · crown moulding

BathroomSecond5.00 × 3.24 m

6 pc ensuite · marble floor · double sink

Bedroom 2Third5.55 × 4.08 m

vaulted ceiling(s) · hardwood floor · b/i shelves

Family RoomSecond5.64 × 5.11 m

hardwood floor · fireplace · b/i bookcase

KitchenMain6.66 × 4.99 m

tile floor · b/i appliances · centre island

FoyerMain2.96 × 1.99 m

tile floor · window · staircase

Bedroom 4Third5.11 × 3.70 m

vaulted ceiling(s) · hardwood floor · window

Game RoomBasement5.33 × 4.63 m

tile floor · halogen lighting · california shutters

Bedroom 3Third5.98 × 3.03 m

vaulted ceiling(s) · hardwood floor · window

Living RoomMain6.20 × 5.11 m

hardwood floor · fireplace · crown moulding

Our TakeTeam Asgarian · Broker
A small discount is typical
$6.36Mlikely sale price

Listed at $6,500,000. Going by how homes in Annex and the wider GTA have actually closed against their asking prices (about 98%, 5 local closings in 90 days), the likely sale price is near $6.36M, if it sells. A realistic range is $5.96M to $7.16M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$5.96MBelow recent closings$7.16MAbove recent closings

Total price vs nearby homes. Likely closing about $6.36M, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$1.62Mmedian sold price
99%of asking, on average
−50%prices vs a year ago
~6 dayshomes like this take to sell
13days on market so far
$8,775/moest. rent · 23 leases
1.6%gross yield on the ask
  • Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
  • Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $5.51M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 5 comparable homes that sold in Annex over the past two years, from 54 closings there.

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.9 km · 100% at standard
Msgr Fraser Orientation Centre · Catholic secondary1.3 km
Loretto College School · Catholic secondary1.3 km · 62% at standard
Brown Junior Public School · Public elementary1.3 km · 86% at standard
Central Technical School · Public secondary1.3 km · 54% at standard
St Joseph's College School · Catholic secondary1.3 km · 76% at standard
Palmerston Avenue Junior Public School · Public elementary1.3 km · 80% at standard
Hillcrest Community School · Public elementary1.5 km · 85% at standard
Rosedale Junior Public School · Public elementary1.5 km · 94% at standard
da Vinci School · Public elementary1.6 km · 67% at standard
Lord Lansdowne Junior Public School · Public elementary1.6 km · 85% at standard
Orde Street Public School · Public elementary1.7 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$29,625/mo
$1181KIncome needed
5.5×Price ÷ income
$6,837Weekly cost
$372,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $29,625Property tax $1,770Total carry $31,395

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$28,752per month

Mortgage amount $5,200,000 · 4.49% over 25 years

$1,300,000Down payment (20.0%)
$5,200,000Loan before insurance
$0CMHC premium
$30,522Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$28,752
Property tax
$1,770
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$30,522

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$148,975
Toronto municipal land transfer tax
$223,975
Estimated closing costs
$372,950

Plus your down payment of $1,300,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$34,799/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$3,425,508Total interest paid
$8,625,508Total of all payments
Principal $5,200,000 Interest $3,425,508
YearPrincipalInterestBalance
1$116,042$228,978$5,083,958
2$121,311$223,710$4,962,648
3$126,819$218,202$4,835,829
4$132,577$212,444$4,703,252
5$138,596$206,424$4,564,656
6$144,889$200,131$4,419,767
7$151,468$193,553$4,268,299
8$158,345$186,676$4,109,955
9$165,534$179,486$3,944,420
10$173,050$171,970$3,771,370
11$180,907$164,113$3,590,463
12$189,121$155,899$3,401,341
13$197,708$147,312$3,203,633
14$206,685$138,335$2,996,948
15$216,069$128,951$2,780,879
16$225,880$119,141$2,554,999
17$236,135$108,885$2,318,864
18$246,857$98,163$2,072,007
19$258,065$86,955$1,813,942
20$269,782$75,238$1,544,159
21$282,032$62,989$1,262,128
22$294,837$50,183$967,291
23$308,224$36,796$659,067
24$322,218$22,802$336,848
25$336,848$8,172$0

At the end of your 5-year term

Total paid over the term
$1,725,102
Principal paid down
$635,344
Interest paid
$1,089,758
Balance remaining
$4,564,656

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 23 whole-home leases in Annex$8,775/mo
$105,300Gross annual rent
1.1%Cap rate after taxes and upkeep
$5,731 to $11,771Typical rent range
~19 daysTo find a tenant, on average

The suite is real income here: basements rent in Annex (17 of 98 recent detached leases were basement units, around $2,000 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,000 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 23 whole-home leases in Annex signed at a median of $6,706 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,775. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.6%
Gross yield
− Property tax $21,243− Insurance $1,400− Vacancy & upkeep $11,583Net operating income $71,074

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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