105 Clifton Road, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13861980

$1,799,000
For Sale
Listed 12 days agoNo offer date stated

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4Bedrooms
4Bathrooms
1Garage · 2 parking
2000-2500Sq ft

About this home

In short

  • A rare opportunity in prime Moore Park.
  • Set on a quiet, tree-lined street, 105 Clifton Road offers the space, character and flexibility to bring your vision to life.
  • Discover a home with plenty of warmth and character to build upon, including solid oak hardwood floors, crown mouldings, cedar-lined closets and a wood-burning...
  • Clair, subway transit, and the serene trails of the Moore Park Ravine--with the best of Midtown close at hand.
  • Bring your ideas, bring your vision, and make 105 Clifton Road the home you've always imagined.

A rare opportunity in prime Moore Park! Set on a quiet, tree-lined street, 105 Clifton Road offers the space, character and flexibility to bring your vision to life. Discover a home with plenty of warmth and character to build upon, including solid oak hardwood floors, crown mouldings, cedar-lined closets and a wood-burning fireplace with brick surround. A bright, generous family room with skylights opens directly to the rear deck and garden, while a detached garage adds everyday convenience. Upstairs, an extraordinarily rare five-room layout offers four formal bedrooms plus a dedicated tandem office/nursery - giving a growing family the flexibility for work, guests, hobbies or whatever comes next. A main-floor powder room and separate side entrance to the lower level add even more versatility, with a rec room, servery and bath already in place. Walk to dining and shops along Yonge and St. Clair, subway transit, and the serene trails of the Moore Park Ravine--with the best of Midtown close at hand. Bring your ideas, bring your vision, and make 105 Clifton Road the home you've always imagined.

Key facts

Property type
Detached, 2-Storey
MLS®
C13861980
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
30 × 94.5 ft
Cross streets
Mt. Pleasant Rd / St. Clair Ave E
Parking
1 garage · 2 parking (detached)
Driveway
Private
Basement
Crawl Space, Full, Separate Entrance, Partially Finished
Heating
Water
A/C
Wall Unit(s)
Exterior
Brick, Stucco (Plaster)
Foundation
Block
Roof
Asphalt Rolled, Rolled
Sewer
Sewer
Property tax
$10,090 / 2025
Days on market
12
Listing brokerage
ROYAL LEPAGE TERREQUITY SEYMOUR REAL ESTATE

Rooms

RecreationBasement5.90 × 3.00 m

Broadloom

Living RoomMain5.13 × 3.70 m

hardwood floor · brick fireplace · bay window

KitchenMain4.22 × 2.76 m

eat-in kitchen · tile floor

Bedroom 4Second3.67 × 3.04 m

Skylight

LaundryBasement3.62 × 2.90 m

Concrete Floor

Family RoomMain3.47 × 5.00 m

hardwood floor · skylight · w/o to deck

TandemSecond2.90 × 2.00 m

Hardwood Floor

Primary BedroomSecond3.00 × 6.20 m

hardwood floor · 4 pc ensuite

Bedroom 3Second3.68 × 3.08 m

hardwood floor · crown moulding

Bedroom 2Second3.20 × 3.20 m

Hardwood Floor

Dining RoomMain4.75 × 3.28 m

hardwood floor · french doors · b/i closet

FoyerMain1.83 × 2.57 m

tile floor · closet

OtherMain3.80 × 2.40 m

hardwood floor · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park Junior and Senior Public School
84%
Deer Park Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 84% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Whitney Junior Public School · Public elementary0.7 km · 94% at standard
Hodgson Middle School · Public elementary1.0 km · 76% at standard
Davisville Junior Public School · Public elementary1.2 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.2 km
Bennington Heights Elementary School · Public elementary1.3 km · 80% at standard
Brown Junior Public School · Public elementary1.5 km · 86% at standard
Cottingham Junior Public School · Public elementary1.5 km · 100% at standard
Maurice Cody Junior Public School · Public elementary1.5 km · 90% at standard
Rosedale Junior Public School · Public elementary1.6 km · 94% at standard
Rolph Road Elementary School · Public elementary1.7 km · 88% at standard
St Anselm Catholic School · Catholic elementary1.8 km · 90% at standard
Eglinton Junior Public School · Public elementary1.9 km · 70% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,199/mo
$343KIncome needed
5.2×Price ÷ income
$1,892Weekly cost
$64,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $8,199Property tax $841Total carry $9,040

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,958per month

Mortgage amount $1,439,200 · 4.49% over 25 years

$359,800Down payment (20.0%)
$1,439,200Loan before insurance
$0CMHC premium
$8,798Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,958
Property tax
$841
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,798

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,455
Toronto municipal land transfer tax
$32,455
Estimated closing costs
$64,910

Plus your down payment of $359,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,631/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$948,075Total interest paid
$2,387,275Total of all payments
Principal $1,439,200 Interest $948,075
YearPrincipalInterestBalance
1$32,117$63,374$1,407,083
2$33,575$61,916$1,373,508
3$35,099$60,392$1,338,409
4$36,693$58,798$1,301,715
5$38,359$57,132$1,263,356
6$40,101$55,390$1,223,256
7$41,922$53,569$1,181,334
8$43,825$51,666$1,137,509
9$45,815$49,676$1,091,694
10$47,895$47,596$1,043,799
11$50,070$45,421$993,730
12$52,343$43,148$941,387
13$54,720$40,771$886,667
14$57,204$38,287$829,463
15$59,801$35,690$769,662
16$62,517$32,974$707,145
17$65,355$30,136$641,790
18$68,322$27,169$573,468
19$71,425$24,066$502,043
20$74,667$20,824$427,376
21$78,058$17,433$349,318
22$81,602$13,889$267,716
23$85,307$10,184$182,409
24$89,180$6,311$93,229
25$93,229$2,262$0

At the end of your 5-year term

Total paid over the term
$477,455
Principal paid down
$175,844
Interest paid
$301,611
Balance remaining
$1,263,356

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $10,090− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $33,366

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY SEYMOUR REAL ESTATE. MLS®/PropTx.

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