5501-395 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C13862036

$530,000
For Sale
Listed 15 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Builder's Inventory Sale | HST Rebate Eligible | Fully Furnished Model SuiteA rare opportunity to own a brand-new builder's inventory unit - formerly used as the...
  • Featuring an impressive 11-foot ceiling, this bright and spacious unit comes fully furnished with a curated selection of high-end furniture, along with select kitchen...
  • Brand new | Fully furnished | 11-ft ceiling | South-facing | CN Tower & city views | HST rebate eligible | Builder's inventoryA truly turnkey opportunity and a rare...

Builder's Inventory Sale | HST Rebate Eligible | Fully Furnished Model SuiteA rare opportunity to own a brand-new builder's inventory unit - formerly used as the developer's fully furnished model suite. This hidden gem offers one of the best views in the building, with stunning south-facing panoramic views of the CN Tower and Toronto's spectacular skyline.Featuring an impressive 11-foot ceiling, this bright and spacious unit comes fully furnished with a curated selection of high-end furniture, along with select kitchen appliances and a coffee machine. Just bring your personal belongings and move right in!The versatile den can easily function as a second bedroom or additional living space, making this unit an excellent choice for both end users and investors.Brand new | Fully furnished | 11-ft ceiling | South-facing | CN Tower & city views | HST rebate eligible | Builder's inventoryA truly turnkey opportunity and a rare find in the building!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13862036
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Bloor St E & Sherbourne St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$621/mo
Exposure
North
Property tax
$4,230 / 2025
Days on market
15
Listing brokerage
HOMELIFE LANDMARK REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Central Technical School · Public secondary0.6 km · 54% at standard
Loretto College School · Catholic secondary0.7 km · 62% at standard
Msgr Fraser Orientation Centre · Catholic secondary0.8 km
da Vinci School · Public elementary0.8 km · 67% at standard
Lord Lansdowne Junior Public School · Public elementary0.9 km · 85% at standard
Palmerston Avenue Junior Public School · Public elementary1.0 km · 80% at standard
King Edward Junior and Senior Public School · Public elementary1.0 km · 83% at standard
Harbord Collegiate Institute · Public secondary1.1 km · 85% at standard
Kensington Community School School Junior · Public elementary1.2 km · 97% at standard
St Joseph's College School · Catholic secondary1.2 km · 76% at standard
Orde Street Public School · Public elementary1.3 km · 76% at standard
Clinton Street Junior Public School · Public elementary1.3 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,416/mo
$119KIncome needed
4.4×Price ÷ income
$557Weekly cost
$14,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,416Property tax $353Condo fee $621Total carry $3,389

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,344per month

Mortgage amount $424,000 · 4.49% over 25 years

$106,000Down payment (20.0%)
$424,000Loan before insurance
$0CMHC premium
$3,318Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,344
Property tax
$353
Condo / maintenance fees
$621
Heating
$0
Estimated monthly cost
$3,318

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,075
Toronto municipal land transfer tax
$7,075
Estimated closing costs
$14,150

Plus your down payment of $106,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,837/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$279,311Total interest paid
$703,311Total of all payments
Principal $424,000 Interest $279,311
YearPrincipalInterestBalance
1$9,462$18,671$414,538
2$9,891$18,241$404,647
3$10,341$17,792$394,306
4$10,810$17,322$383,496
5$11,301$16,832$372,195
6$11,814$16,318$360,381
7$12,350$15,782$348,031
8$12,911$15,221$335,119
9$13,497$14,635$321,622
10$14,110$14,022$307,512
11$14,751$13,382$292,761
12$15,421$12,712$277,340
13$16,121$12,012$261,219
14$16,853$11,280$244,367
15$17,618$10,514$226,749
16$18,418$9,715$208,331
17$19,254$8,878$189,077
18$20,128$8,004$168,948
19$21,042$7,090$147,906
20$21,998$6,135$125,908
21$22,996$5,136$102,912
22$24,041$4,092$78,871
23$25,132$3,000$53,739
24$26,273$1,859$27,466
25$27,466$666$0

At the end of your 5-year term

Total paid over the term
$140,662
Principal paid down
$51,805
Interest paid
$88,857
Balance remaining
$372,195

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $4,230− Condo fees $7,453− Insurance $600− Vacancy & upkeep $2,706Net operating income $9,610

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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