45 Chipwood Crescent, Toronto, ON

Pleasant View, Toronto · MLS® C13862064

$949,888
For Sale
Listed 14 days agoNo offer date stated
3Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Welcome To 45 Chipwood Crescent, A Well Maintained And Thoughtfully Updated Linked Home In Pleasant View Over The Years, This Property Has Been Customized To Create A...
  • The Kitchen Has Been Renovated With Modern Finishes And Efficient Workspace Design, Opening Nicely Into The Main Living Areas.
  • The Professionally Finished Basement Adds Valuable Living Space, Ideal For A Media Room, Home Office, Or Just Somewhere To Relax.
  • The Inground Pool, Hot Tub, And Surrounding Deck Create An Inviting Space For Entertaining, Relaxing, And Enjoying Warm Summer Days.

***Welcome To 45 Chipwood Crescent, A Well Maintained And Thoughtfully Updated Linked Home In Pleasant View*** Over The Years, This Property Has Been Customized To Create A Comfortable, Functional Layout With Quality Upgrades Throughout. The Kitchen Has Been Renovated With Modern Finishes And Efficient Workspace Design, Opening Nicely Into The Main Living Areas. Updated Bathrooms, High End Flooring, And A Reworked Interior Layout Give The Home A Cohesive Feel From Top To Bottom.The Professionally Finished Basement Adds Valuable Living Space, Ideal For A Media Room, Home Office, Or Just Somewhere To Relax. It's A Bright, Well Planned Lower Level That Enhances The Overall Usability Of The Home. Step Outside And Discover A True Backyard Retreat. The Inground Pool, Hot Tub, And Surrounding Deck Create An Inviting Space For Entertaining, Relaxing, And Enjoying Warm Summer Days. The Yard Has Been Designed For Easy Outdoor Living, Offering Privacy And A Great Setting For Gatherings. Pleasant View Remains One Of Toronto's Most Convenient And Family Friendly Neighbourhoods, With Quick Access To Parks, Schools, Shopping, Transit, And Major Highways. This Home Offers A Blend Of Comfort, Upgrades, And Lifestyle Focused Outdoor Space In A Location Known For Its Accessibility And Community Feel. A Turnkey Opportunity In A Sought After Pocket Of The City.

Key facts

Property type
Detached, 2-Storey
MLS®
C13862064
Bedrooms
3
Bathrooms
4
Size
1500-2000 sq ft
Lot
29.94 × 120 ft
Cross streets
404 and Finch Ave E
Parking
1 garage · 3 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$5,603 / 2025
Days on market
14
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Family RoomMain6.19 × 4.02 m

hardwood floor · gas fireplace · built-in speakers

Primary BedroomSecond7.77 × 4.93 m

hardwood floor · 3 pc ensuite · double closet

BedroomSecond3.42 × 3.21 m

hardwood floor · closet · window

KitchenMain4.83 × 3.05 m

ceramic floor · stainless steel appl · pot lights

OfficeSecond4.23 × 2.65 m

hardwood floor · window · 5 pc bath

Dining RoomMain3.76 × 3.11 m

hardwood floor · crown moulding · combined w/living

RecreationBasement8.45 × 6.01 m

laminate · gas fireplace · built-in speakers

OtherBasement3.51 × 1.96 m

laminate · b/i shelves · double sink

FoyerMain3.06 × 1.52 m

ceramic floor · closet · 3 pc bath

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Pleasant View Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Pleasant View · asking prices
$1.23Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $664/sqft; this home lists at $543/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
950kThis home1.09M1.25M1.35MThis home vs active comparables

Neighbourhood & location

Pleasant View, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Steeles
$1.20M
Willowdale East
$2.19M
Banbury-Don Mills
$5.50M
Wexford-Maryvale
$849K
Bendale
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Pleasant View Middle School
78%
Pleasant View Middle SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 78% meet the provincial standard
Ernest Public SchoolEQAO results not published
St. KateriEQAO results not published
Also nearby: 12 more schools within 2.5 km
Ernest Public School · Public elementary0.3 km · 63% at standard
Cherokee Public School · Public elementary0.7 km · 62% at standard
Seneca Hill Public School · Public elementary0.8 km · 92% at standard
St Kateri Tekakwitha Catholic School · Catholic elementary0.8 km · 75% at standard
Kingslake Public School · Public elementary1.0 km · 55% at standard
Chester Le Junior Public School · Public elementary1.0 km · 47% at standard
Hillmount Public School · Public elementary1.1 km · 89% at standard
Our Lady of Guadalupe Catholic School · Catholic elementary1.1 km
Don Valley Middle School · Public elementary1.2 km · 87% at standard
Epiphany of our Lord Catholic Academy · Catholic elementary1.2 km
North East Secondary Alternative School · Public secondary1.3 km
Georges Vanier Secondary School · Public secondary1.3 km · 65% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,329/mo
$184KIncome needed
5.2×Price ÷ income
$999Weekly cost
$30,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,329Property tax $467Total carry $4,796

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,202per month

Mortgage amount $759,910 · 4.49% over 25 years

$189,978Down payment (20.0%)
$759,910Loan before insurance
$0CMHC premium
$4,669Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,202
Property tax
$467
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,669

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,473
Toronto municipal land transfer tax
$15,473
Estimated closing costs
$30,946

Plus your down payment of $189,978. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,085/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,592Total interest paid
$1,260,503Total of all payments
Principal $759,910 Interest $500,592
YearPrincipalInterestBalance
1$16,958$33,462$742,952
2$17,728$32,692$725,225
3$18,533$31,887$706,692
4$19,374$31,046$687,317
5$20,254$30,166$667,063
6$21,174$29,247$645,890
7$22,135$28,285$623,755
8$23,140$27,280$600,615
9$24,191$26,229$576,424
10$25,289$25,131$551,135
11$26,437$23,983$524,698
12$27,638$22,783$497,061
13$28,892$21,528$468,168
14$30,204$20,216$437,964
15$31,576$18,844$406,388
16$33,009$17,411$373,379
17$34,508$15,912$338,871
18$36,075$14,345$302,796
19$37,713$12,707$265,083
20$39,425$10,995$225,658
21$41,215$9,205$184,443
22$43,086$7,334$141,357
23$45,043$5,377$96,314
24$47,088$3,332$49,226
25$49,226$1,194$0

At the end of your 5-year term

Total paid over the term
$252,101
Principal paid down
$92,847
Interest paid
$159,253
Balance remaining
$667,063

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $5,603− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,639

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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