308-1 Cardiff Road, Toronto, ON
Mount Pleasant East, Toronto · MLS® C13862358
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About this home
In short
- Experience sophisticated urban living in this exceptionally maintained, newer one-bedroom residence situated in the highly coveted Mount Pleasant and Eglinton enclave...
- This meticulously designed layout features 557 sq ft of total living space, including a private 22 sq ft balcony with serene, unobstructed west-facing treetop views.
- The sun-drenched suite boasts soaring 9 ft ceilings, floor-to-ceiling windows, kitchen with stainless steel appliances and quartz countertops, plus engineered wood...
Experience sophisticated urban living in this exceptionally maintained, newer one-bedroom residence situated in the highly coveted Mount Pleasant and Eglinton enclave at 1 Cardiff Road. This meticulously designed layout features 557 sq ft of total living space, including a private 22 sq ft balcony with serene, unobstructed west-facing treetop views. The sun-drenched suite boasts soaring 9 ft ceilings, floor-to-ceiling windows, kitchen with stainless steel appliances and quartz countertops, plus engineered wood flooring throughout. The building is a newer boutique building, with a well-equipped gym and fitness room, party room and roof top outdoor space with BBQ's. Nestled on a quiet residential street yet steps from the vibrant energy of Midtown, this location offers the best of both worlds with easy access to parks, diverse dining, boutique shopping, and entertainment around Yonge and Eglinton. Enjoy unbeatable convenience with the TTC, Subway and Eglinton LRT at your doorstep for a seamless commute across the city. A rare, turn-key opportunity in one of Toronto's most dynamic and walkable neighborhoods!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13862358
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599 sq ft
- Cross streets
- Eglinton/Mount Pleasant
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $433/mo
- Exposure
- West
- Property tax
- $2,471 / 2026
- Days on market
- 14
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
laminate · double closet · sliding doors
stainless steel appl · quartz counter · backsplash
laminate · combined w/dining · w/o to balcony
laminate · combined w/living
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readOn schools, this address is zoned for Northlea Elementary and Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Neighbourhood & location
Mount Pleasant East, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $319,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,765
- Property tax
- $206
- Condo / maintenance fees
- $433
- Heating
- $0
- Estimated monthly cost
- $2,404
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,460
- Toronto municipal land transfer tax
- $4,460
- Estimated closing costs
- $8,920
Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $105,895
- Principal paid down
- $39,000
- Interest paid
- $66,894
- Balance remaining
- $280,200
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.