197 Roxton Road, Toronto, ON
Trinity-Bellwoods, Toronto · MLS® C13862884
About this home
In short
- Legally converted into three residential units in 2010 and comprehensively renovated throughout in 2026, the property combines an established multi-unit configuration...
- Whether envisioned for co-ownership, multi-generational living, an owner-occupier seeking supplementary income, or as a fully tenanted investment, the configuration...
- The 2026 renovation introduced a fresh and cohesive design language throughout the property.
- Improvements include a new roof completed in 2024, a new larger-capacity hot water tank in 2026 designed to better accommodate the three residences, additional...
- Outside, a generous backyard introduces yet another layer of possibility, offering room to gather, garden and entertain, along with potential for a future garden...
Welcome to 197 Roxton Road, a beautifully reimagined residence where architectural character, considered interiors and exceptional versatility come together in one of Toronto's most loved west-end neighbourhoods. Legally converted into three residential units in 2010 and comprehensively renovated throughout in 2026, the property combines an established multi-unit configuration with the finish and feel of a newly transformed home. Each residence has been thoughtfully renewed with its own kitchen, updated appliances and plumbing fixtures, creating three distinct living environments within one cohesive property. Whether envisioned for co-ownership, multi-generational living, an owner-occupier seeking supplementary income, or as a fully tenanted investment, the configuration offers remarkable flexibility without sacrificing the warmth and character of a home.The 2026 renovation introduced a fresh and cohesive design language throughout the property. Three new kitchens, new flooring, new lighting, new plumbing fixtures, updated appliances and fresh paint bring a contemporary sensibility to each residence. Warm wood tones, clean architectural lines, textural finishes and a restrained palette create interiors that feel considered rather than over-designed, while new windows in the living room, family room and kitchen bring additional natural light into the principal spaces.The transformation extends beyond the finishes. Improvements include a new roof completed in 2024, a new larger-capacity hot water tank in 2026 designed to better accommodate the three residences, additional insulation to many exterior walls, fire-rated doors between units, a new deck and front porch, and in-floor radiant heating in the basement. Outside, a generous backyard introduces yet another layer of possibility, offering room to gather, garden and entertain, along with potential for a future garden suite, subject to applicable zoning, permits and approvals plus a private drive for 4+ cars.
Key facts
- Property type
- Detached, 3-Storey
- MLS®
- C13862884
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 28.81 × 153 ft
- Cross streets
- College & Ossington
- Parking
- 4 parking
- Driveway
- Private
- Basement
- Finished with Walk-Out
- Heating
- Radiant
- A/C
- Wall Unit(s)
- Exterior
- Brick
- Foundation
- Brick, Block
- Roof
- Asphalt Shingle, Flat
- Sewer
- Sewer
- Property tax
- $11,901 / 2026
- Days on market
- 14
- Listing brokerage
- PROPERTY.CA INC.
Rooms
renovated · w/o to deck · stainless steel appl
vaulted ceiling(s) · w/o to deck · skylight
closet · large window · vinyl floor
renovated · eat-in kitchen · stainless steel appl
vinyl floor · double closet · window
fireplace · vinyl floor · large window
renovated · eat-in kitchen · stainless steel appl
overlooks backyard · large window · 2 pc ensuite
large window · double closet · vinyl floor
tile floor · w/o to yard · b/i shelves
double closet · vinyl floor · large window
open concept · large window · vinyl floor
vinyl floor · closet · window
combined w/dining · large window · vinyl floor
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (Ossington/Old Orchard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $1,075/sqft; this home lists at $1,054/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Trinity-Bellwoods, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $2,319,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $12,823
- Property tax
- $992
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $13,815
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $58,950
- Toronto municipal land transfer tax
- $58,950
- Estimated closing costs
- $117,900
Plus your down payment of $579,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $769,395
- Principal paid down
- $283,363
- Interest paid
- $486,032
- Balance remaining
- $2,035,837
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.