301-96 Fifeshire Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13863682

$850,000
For Sale
Listed 11 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 16, 2026, 8:57 p.m.. Price and status may have changed since; refresh in a minute for the live version.

Request a showing
◎ Directions
2+1Bedrooms
2Bathrooms
1Garage
1400-1599Sq ft

About this home

In short

  • Welcome to a bright, east-facing 2+1 bedroom, 2 bathroom suite of over 1,500 sq ft in the well-kept Fifeshire Gardens community - a rare blend of classic character...
  • The renovated custom kitchen is the heart of the home: ivory raised-panel cabinetry, a full suite of stainless appliances including a built-in oven and microwave...
  • An open foyer flows into a grand living and dining room made for entertaining - rich parquet block hardwood, elegant panelled walls, a crystal chandelier, and a full...

Welcome to a bright, east-facing 2+1 bedroom, 2 bathroom suite of over 1,500 sq ft in the well-kept Fifeshire Gardens community - a rare blend of classic character and thoughtful updates, wrapped in treetop views. The renovated custom kitchen is the heart of the home: ivory raised-panel cabinetry, a full suite of stainless appliances including a built-in oven and microwave, French-door refrigerator, GE dishwasher (2026), HVAC (2026) and a large counter with seating and wine storage. An open foyer flows into a grand living and dining room made for entertaining - rich parquet block hardwood, elegant panelled walls, a crystal chandelier, and a full wall of east-facing windows that flood the space with morning light and frame private, leafy tree views. Step out onto the balcony for your morning coffee among the treetops.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13863682
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1400-1599 sq ft
Cross streets
Bayview/Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,495/mo
Exposure
East
Property tax
$1,986 / 2026
Days on market
11
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Primary BedroomMain5.32 × 3.37 m

broadloom · walk-in closet(s) · ensuite bath

Living RoomMain4.54 × 5.74 m

Hardwood Floor

FoyerMain2.87 × 3.30 m
Dining RoomMain3.15 × 3.22 m
KitchenMain4.45 × 2.47 m

stainless steel appl · granite counters

Bedroom 2Main5.26 × 2.87 m

hardwood floor · walk-in closet(s)

Our TakeTeam Asgarian · Broker
A small discount is typical
$825Klikely sale price

Listed at $850,000. Going by how homes in St. Andrew-Windfields and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $825K, if it sells. A realistic range is $777K to $893K.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$777KBelow recent closings$893KAbove recent closings

Total price vs nearby homes. Likely closing about $825K, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$920Kmedian sold price
96%of asking, on average
−1%prices vs a year ago
~14 dayshomes like this take to sell
11days on market so far
$4,198/moest. rent · 43 leases
5.9%gross yield on the ask
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $867K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 5 comparable homes that sold in St. Andrew-Windfields over the past two years, from 36 closings there.

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 1.1 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Harrison Public School · Public elementary0.9 km · 82% at standard
Avondale Alternative Elementary School · Public elementary1.0 km · 94% at standard
Avondale Public School · Public elementary1.0 km · 70% at standard
Hollywood Public School · Public elementary1.1 km · 96% at standard
Elkhorn Public School · Public elementary1.3 km · 85% at standard
Dunlace Public School · Public elementary1.4 km · 69% at standard
Owen Public School · Public elementary1.4 km · 59% at standard
Windfields Middle School · Public elementary1.5 km · 91% at standard
Bayview Middle School · Public elementary1.7 km · 80% at standard
Earl Haig Secondary School · Public secondary1.8 km · 90% at standard
Cardinal Carter ES · Catholic elementary1.8 km
Cardinal Carter Academy for the Arts · Catholic secondary1.8 km · 92% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,874/mo
$183KIncome needed
4.6×Price ÷ income
$894Weekly cost
$26,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $3,874Property tax $166Condo fee $1,495Total carry $5,535

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,760per month

Mortgage amount $680,000 · 4.49% over 25 years

$170,000Down payment (20.0%)
$680,000Loan before insurance
$0CMHC premium
$5,420Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,760
Property tax
$166
Condo / maintenance fees
$1,495
Heating
$0
Estimated monthly cost
$5,420

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,475
Toronto municipal land transfer tax
$13,475
Estimated closing costs
$26,950

Plus your down payment of $170,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,551/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,951Total interest paid
$1,127,951Total of all payments
Principal $680,000 Interest $447,951
YearPrincipalInterestBalance
1$15,175$29,943$664,825
2$15,864$29,254$648,962
3$16,584$28,534$632,378
4$17,337$27,781$615,041
5$18,124$26,994$596,917
6$18,947$26,171$577,970
7$19,807$25,311$558,162
8$20,707$24,411$537,456
9$21,647$23,471$515,809
10$22,630$22,488$493,179
11$23,657$21,461$469,522
12$24,731$20,387$444,791
13$25,854$19,264$418,937
14$27,028$18,090$391,909
15$28,255$16,863$363,653
16$29,538$15,580$334,115
17$30,879$14,239$303,236
18$32,281$12,837$270,955
19$33,747$11,371$237,208
20$35,279$9,839$201,929
21$36,881$8,237$165,047
22$38,556$6,562$126,492
23$40,306$4,812$86,186
24$42,136$2,982$44,049
25$44,049$1,069$0

At the end of your 5-year term

Total paid over the term
$225,590
Principal paid down
$83,083
Interest paid
$142,507
Balance remaining
$596,917

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 43 whole-home leases in St. Andrew-Windfields$4,198/mo
$50,376Gross annual rent
2.9%Cap rate after taxes and upkeep
$3,988 to $4,408Typical rent range
~23 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 43 whole-home leases in St. Andrew-Windfields signed at a median of $3,660 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,198. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.9%
Gross yield
− Property tax $1,986− Condo fees $17,943− Insurance $600− Vacancy & upkeep $5,541Net operating income $24,306

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

CallRequest a showing