173 Holmes Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13865078

$2,399,000
For Sale
Listed 2 days agoNo offer date stated
Request a showing
◎ Directions
5+1Bedrooms
6Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Beautifully maintained family home in the heart of North York.
  • Granite Floors and Oak Hardwood on Main, newly upgraded kitchen, granite counters and backsplash, oversized chef's island, beautifully sunlit breakfast area with...
  • Cozy family room with built in media cabinets, B/I oak library in office, upgrades in master ensuite incl. granite floors.

Beautifully maintained family home in the heart of North York. Granite Floors and Oak Hardwood on Main, newly upgraded kitchen, granite counters and backsplash, oversized chef's island, beautifully sunlit breakfast area with walkout to back porch. Cozy family room with built in media cabinets, B/I oak library in office, upgrades in master ensuite incl. granite floors. Wet bar in basement, Cedar Sauna in basement bathroom, beautifully landscaped front and backyard. Close to all conveniences, a must see!

Key facts

Property type
Detached, 2-Storey
MLS®
C13865078
Bedrooms
5+1 (6 total)
Bathrooms
6 (1 half)
Size
3000-3500 sq ft
Lot
45.45 × 160.07 ft
Cross streets
Bayview and Finch
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Walk-Up, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$15,346 / 2025
Days on market
2
Listing brokerage
HAZELTON REAL ESTATE INC.

Rooms

Primary BedroomSecond4.20 × 6.86 m
BreakfastMain2.16 × 3.25 m

w/o to sundeck · large window · granite floor

Bedroom 4Second3.54 × 5.05 m
BedroomBasement4.02 × 3.19 m
Living RoomMain6.10 × 3.24 m

open concept · large window · hardwood floor

LaundryMain2.22 × 2.18 m

w/o to garage · window · granite floor

Bedroom 3Second4.05 × 3.24 m
KitchenMain4.33 × 5.63 m

picture window · centre island · granite floor

Dining RoomMain4.41 × 3.24 m

3 pc bath · large window · hardwood floor

LibraryMain3.46 × 3.72 m

large window · b/i bookcase · hardwood floor

Family RoomMain3.85 × 5.05 m

large window · gas fireplace · hardwood floor

Bedroom 5Second3.67 × 3.71 m
RecreationBasement7.09 × 10.68 m
FoyerMain8.70 × 5.06 m

open concept · closet · granite floor

Bedroom 2Second3.33 × 3.23 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$2.34Mlikely sale price

Listed at $2,399,000. Going by how homes in Willowdale East and the wider GTA have actually closed against their asking prices (about 98%, 32 local closings in 90 days), the likely sale price is near $2.34M, if it sells. A realistic range is $2.19M to $2.64M.

Independent value check: $2.64M. Without looking at the asking price, our model values the home itself about 10% above the ask (homes like it typically land between $2.48M and $2.77M).

Why $2.64M. The typical detached home sold in Willowdale East over the past year went for about $2.29M (110 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $15,346 a year; the typical home sold here pays about $14,400.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
List price
$2.19MBelow recent closings$2.64MAbove recent closings

Total price vs nearby homes. Likely closing about $2.34M, from 32 recent closings in this pocket.

The market behind the math:

32sold nearby · 90 days
$2.33Mmedian sold price
97%of asking, on average
+7%prices vs a year ago
~24 dayshomes like this take to sell
2days on market so far
$7,247/moest. rent · 45 leases
3.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.4 months of inventory: 36 detached homes for sale in the area against 32 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $738/sqft against an area asking average of $790/sqft.

  • Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 32 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.47M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 32 comparable homes that sold in Willowdale East over the past two years, from 218 closings there.

Sold price trend

Median sold price for detached homes in Willowdale East: $2.45M in September 2026, down 8% from a year ago, on 109 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$2.34M6
November 2025$2.58M10
December 2025$2.20M5
January 2026$1.68M5
February 2026$1.44M8
March 2026$2.10M9
April 2026$2.50M7
May 2026$2.40M13
June 2026$2.25M13
July 2026$1.60M13
August 2026$2.38M12
September 2026$2.45M8

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$4.15M
Don Valley Village
$1.25M
York University Heights
$1.15M
Wexford-Maryvale
$985K
Oakwood Village
$1.88M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
McKee Public School · Public elementary1.0 km · 86% at standard
Avondale Secondary Alternative School · Public secondary1.0 km
St Cyril Catholic School · Catholic elementary1.2 km · 90% at standard
Hollywood Public School · Public elementary1.4 km · 96% at standard
Bayview Middle School · Public elementary1.4 km · 80% at standard
St Joseph Morrow Park Catholic Secondary School · Catholic secondary1.5 km · 74% at standard
St Gabriel Catholic School · Catholic elementary1.6 km · 70% at standard
Drewry Secondary School · Public secondary1.7 km
Claude Watson School for the Arts · Public elementary1.7 km · 96% at standard
Lester B Pearson Elementary School · Public elementary1.8 km · 92% at standard
Cardinal Carter ES · Catholic elementary1.9 km
Cardinal Carter Academy for the Arts · Catholic secondary1.9 km · 92% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,934/mo
$462KIncome needed
5.2×Price ÷ income
$2,523Weekly cost
$92,900Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $10,934Property tax $1,279Total carry $12,213

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 7, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,612per month

Mortgage amount $1,919,200 · 4.49% over 25 years

$479,800Down payment (20.0%)
$1,919,200Loan before insurance
$0CMHC premium
$11,890Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,612
Property tax
$1,279
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,890

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$46,450
Toronto municipal land transfer tax
$46,450
Estimated closing costs
$92,900

Plus your down payment of $479,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,844/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,264,276Total interest paid
$3,183,476Total of all payments
Principal $1,919,200 Interest $1,264,276
YearPrincipalInterestBalance
1$42,828$84,511$1,876,372
2$44,773$82,566$1,831,599
3$46,806$80,533$1,784,793
4$48,931$78,408$1,735,862
5$51,153$76,186$1,684,709
6$53,475$73,864$1,631,234
7$55,903$71,436$1,575,331
8$58,441$68,898$1,516,889
9$61,095$66,244$1,455,795
10$63,869$63,470$1,391,926
11$66,769$60,570$1,325,157
12$69,800$57,539$1,255,357
13$72,970$54,370$1,182,387
14$76,283$51,056$1,106,104
15$79,746$47,593$1,026,358
16$83,367$43,972$942,991
17$87,152$40,187$855,839
18$91,109$36,230$764,730
19$95,246$32,093$669,484
20$99,570$27,769$569,914
21$104,091$23,248$465,822
22$108,818$18,521$357,005
23$113,758$13,581$243,246
24$118,923$8,416$124,323
25$124,323$3,016$0

At the end of your 5-year term

Total paid over the term
$636,695
Principal paid down
$234,491
Interest paid
$402,204
Balance remaining
$1,684,709

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 45 whole-home leases in Willowdale East$7,247/mo
$86,964Gross annual rent
2.5%Cap rate after taxes and upkeep
$6,753 to $8,431Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 45 whole-home leases in Willowdale East signed at a median of $7,862 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,247. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $15,346− Insurance $1,400− Vacancy & upkeep $9,566Net operating income $60,652

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HAZELTON REAL ESTATE INC.. MLS®/PropTx.

CallRequest a showing