1108-65 Spring Garden Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13865728

$1,123,000
For Sale
Listed 13 days agoNo offer date stated
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3Bedrooms
2Bathrooms
2Garage
1600-1799Sq ft

About this home

In short

  • Close Your Eyes and Allow Yourself To Imagine Living In A Magnificent, Spacious, 3 Bdrm, 2 Bath, West Facing, Sun-Drenched, Bungalow-in-the-Sky.
  • Located In the Highly Sought After Atrium II, This Renovated Beauty Features Large Principal Rooms, A Sizable Family Room AND An Expansive, Airy, Sunroom, Featuring...
  • The Updated Open-Concept Kitchen Makes Entertaining A Joy.
  • 24Hr Security, Stunning, Timeless, Japanese Garden, Gym, Indoor Pool, Squash Courts, Party/Media Room, Library, Bike Storage, And A Variety of Social Events.
  • Yonge/Sheppard: Walk to TTC, Subway, Shops, Grocery Stores, Restaurants, Schools Walking Paths, 401/404/DVP.

DARE TO DREAM!!! Close Your Eyes and Allow Yourself To Imagine Living In A Magnificent, Spacious, 3 Bdrm, 2 Bath, West Facing, Sun-Drenched, Bungalow-in-the-Sky! Now... Open Your Eyes! WELCOME TO SUITE 1108! Located In the Highly Sought After Atrium II, This Renovated Beauty Features Large Principal Rooms, A Sizable Family Room AND An Expansive, Airy, Sunroom, Featuring Incredible Sunset Views Daily! The Updated Open-Concept Kitchen Makes Entertaining A Joy! Stone Countertops, Extra Storage, And 4 Appliances: Refrigerator, Stove, Microwave, And Dishwasher. Refreshingly Bright Washrooms and In-Suite Laundry Room with Washer/Dryer and Extra Room for Built-In Storage! Roomy, Open Balcony. TWO Parking Spots AND 1 Large Locker. 24Hr Security, Stunning, Timeless, Japanese Garden, Gym, Indoor Pool, Squash Courts, Party/Media Room, Library, Bike Storage, And A Variety of Social Events! Recent Bldg Renos Include: Main Floor, New Windows, Doors, Balconies +++! 40 YEARS WITHOUT ANY ASSESSMENTS IN BLDG! Fabulous Management + Board of Directors! Yonge/Sheppard: Walk to TTC, Subway, Shops, Grocery Stores, Restaurants, Schools Walking Paths, 401/404/DVP. SEEING IS BELIEVING - You Are NOT Dreaming! THIS is YOUR New Home!

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13865728
Bedrooms
3
Bathrooms
2
Size
1600-1799 sq ft
Cross streets
Yonge Street & Sheppard Avenue East
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Brick
Maintenance
$1,560/mo
Exposure
West
Property tax
$5,141 / 2026
Days on market
13
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Primary BedroomFlat5.61 × 3.76 m

laminate · 5 pc ensuite · closet

Bedroom 2Flat3.71 × 3.12 m

closet · laminate · w/o to balcony

Bedroom 3Flat4.56 × 3.17 m

closet · laminate · large window

Living RoomFlat8.36 × 3.70 m

open concept · laminate · large window

SolariumFlat3.75 × 2.48 m

combined w/living · large window · w/o to balcony

Dining RoomFlat5.18 × 3.99 m

open concept · laminate

BreakfastFlat5.04 × 3.40 m

Combined w/Kitchen

KitchenFlat5.04 × 3.40 m

updated · stainless steel appl · stone counters

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Claude Watson School for the Arts, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Willowdale East · asking prices
$1.08Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $726/sqft; this home lists at $661/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.12MThis home1.36M895k1.29M980k899kThis home vs active comparables

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$543K
Annex
$1.03M
North St. James Town
$649K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$876K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Claude Watson School for the Arts
96%
Claude Watson School for the ArtsPublic · Elementary · 0.1 km awayAmong the top in the GTA · 96% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cardinal Carter ES · Catholic elementary0.1 km
Cardinal Carter Academy for the Arts · Catholic secondary0.1 km · 92% at standard
Avondale Alternative Elementary School · Public elementary0.9 km · 94% at standard
Avondale Public School · Public elementary0.9 km · 70% at standard
McKee Public School · Public elementary1.1 km · 86% at standard
St Edward Catholic School · Catholic elementary1.2 km · 89% at standard
Willowdale Middle School · Public elementary1.5 km · 78% at standard
Cameron Public School · Public elementary1.5 km · 81% at standard
St Cyril Catholic School · Catholic elementary1.5 km · 90% at standard
Hollywood Public School · Public elementary1.5 km · 96% at standard
Churchill Public School · Public elementary1.6 km · 83% at standard
St Andrew's Middle School · Public elementary2.1 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,118/mo
$241KIncome needed
4.7×Price ÷ income
$1,181Weekly cost
$37,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $5,118Property tax $428Condo fee $1,560Total carry $7,107

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,967per month

Mortgage amount $898,400 · 4.49% over 25 years

$224,600Down payment (20.0%)
$898,400Loan before insurance
$0CMHC premium
$6,956Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,967
Property tax
$428
Condo / maintenance fees
$1,560
Heating
$0
Estimated monthly cost
$6,956

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,935
Toronto municipal land transfer tax
$18,935
Estimated closing costs
$37,870

Plus your down payment of $224,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,012/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$591,822Total interest paid
$1,490,222Total of all payments
Principal $898,400 Interest $591,822
YearPrincipalInterestBalance
1$20,048$39,560$878,352
2$20,959$38,650$857,393
3$21,910$37,699$835,482
4$22,905$36,704$812,577
5$23,945$35,664$788,632
6$25,032$34,577$763,600
7$26,169$33,440$737,431
8$27,357$32,252$710,074
9$28,599$31,010$681,474
10$29,898$29,711$651,577
11$31,255$28,354$620,321
12$32,674$26,935$587,647
13$34,158$25,451$553,489
14$35,709$23,900$517,780
15$37,330$22,279$480,450
16$39,025$20,584$441,425
17$40,797$18,812$400,628
18$42,649$16,960$357,979
19$44,586$15,023$313,393
20$46,610$12,999$266,783
21$48,726$10,882$218,057
22$50,939$8,670$167,118
23$53,252$6,357$113,866
24$55,669$3,939$58,197
25$58,197$1,412$0

At the end of your 5-year term

Total paid over the term
$298,044
Principal paid down
$109,768
Interest paid
$188,277
Balance remaining
$788,632

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,450/mo
$65,400Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $5,141− Condo fees $18,721− Insurance $600− Vacancy & upkeep $7,194Net operating income $33,744

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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