2606-8 Cumberland Street, Toronto, ON

Annex, Toronto · MLS® C13868366

$999,000
For Sale
Listed 13 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Living in Yorkville is having everything you need right at your doorstep.
  • This 2-bedroom, 2-bathroom suite at 8 Cumberland comes with something especially rare in this neighbourhood, its OWN PARKING SPACE.
  • Inside, a bright, modern layout is complemented by with floor-to-ceiling windows with stunning east-facing views overlooking the Rosedale ravine and treetops...

Living in Yorkville is having everything you need right at your doorstep. This 2-bedroom, 2-bathroom suite at 8 Cumberland comes with something especially rare in this neighbourhood, its OWN PARKING SPACE. Inside, a bright, modern layout is complemented by with floor-to-ceiling windows with stunning east-facing views overlooking the Rosedale ravine and treetops, offering a beautiful backdrop from morning through evening. Step outside and some of Toronto's best restaurants, cafes, shops and neighbourhood favourites are just moments away. Grab a coffee around the corner, spend an afternoon along Bloor, meet friends for dinner without getting in the car, or hop on the subway when you need to get across the city. At home, there's room to live, work and unwind, while the building extends that lifestyle with a fully equipped fitness centre, yoga space, party and games lounges, business lounge, outdoor terrace with dining and BBQ areas. It's an effortless way to experience one of Toronto's most sought-after neighbourhoods, with everything you need close to home.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13868366
Bedrooms
2
Bathrooms
2
Size
700-799 sq ft
Cross streets
Yonge/Cumberland
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$782/mo
Exposure
South East
Property tax
$5,816 / 2026
Days on market
13
Listing brokerage
KELLER WILLIAMS REALTY CENTRES

Rooms

Primary BedroomMain2.71 × 3.25 m

3 pc ensuite · walk-in closet(s) · large window

Bedroom 2Main3.13 × 3.25 m

se view · large closet · large window

Dining RoomMain3.54 × 2.32 m

combined w/kitchen · open concept

KitchenMain3.54 × 1.59 m

b/i appliances · stainless steel sink · open concept

Living RoomMain3.07 × 3.92 m

large window · east view · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.8 km · 76% at standard
Rosedale Junior Public School · Public elementary0.9 km · 94% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.9 km
Jarvis Collegiate Institute · Public secondary1.1 km · 57% at standard
Native Learning Centre · Public secondary1.1 km
Church Street Junior Public School · Public elementary1.1 km · 73% at standard
Huron Street Junior Public School · Public elementary1.2 km · 74% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.2 km
Cottingham Junior Public School · Public elementary1.2 km · 100% at standard
Rose Avenue Junior Public School · Public elementary1.2 km · 46% at standard
Orde Street Public School · Public elementary1.4 km · 76% at standard
Winchester Junior and Senior Public School · Public elementary1.5 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,553/mo
$207KIncome needed
4.8×Price ÷ income
$1,051Weekly cost
$32,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $4,553Property tax $485Condo fee $782Total carry $5,820

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,419per month

Mortgage amount $799,200 · 4.49% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$5,686Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,419
Property tax
$485
Condo / maintenance fees
$782
Heating
$0
Estimated monthly cost
$5,686

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Toronto municipal land transfer tax
$16,455
Estimated closing costs
$32,910

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,348/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,474Total interest paid
$1,325,674Total of all payments
Principal $799,200 Interest $526,474
YearPrincipalInterestBalance
1$17,835$35,192$781,365
2$18,645$34,382$762,721
3$19,491$33,536$743,230
4$20,376$32,651$722,854
5$21,301$31,726$701,553
6$22,268$30,759$679,284
7$23,279$29,748$656,005
8$24,336$28,691$631,668
9$25,441$27,586$606,227
10$26,596$26,430$579,631
11$27,804$25,223$551,827
12$29,066$23,960$522,760
13$30,386$22,641$492,374
14$31,766$21,261$460,608
15$33,208$19,819$427,400
16$34,716$18,311$392,684
17$36,292$16,735$356,392
18$37,940$15,087$318,452
19$39,663$13,364$278,789
20$41,463$11,563$237,325
21$43,346$9,681$193,979
22$45,314$7,713$148,665
23$47,372$5,655$101,294
24$49,522$3,504$51,771
25$51,771$1,256$0

At the end of your 5-year term

Total paid over the term
$265,135
Principal paid down
$97,647
Interest paid
$167,487
Balance remaining
$701,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $5,816− Condo fees $9,381− Insurance $600− Vacancy & upkeep $3,168Net operating income $9,835

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REALTY CENTRES. MLS®/PropTx.

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